Sachem Capital Corp. operates as a real estate finance company, delivering services consistent with a real estate investment trust. The firm's core ...
Sachem Capital Corp. is a specialized real estate finance company headquartered in Branford, Connecticut. The business was established through Sachem Capital Partners in 2010, following the founders' recognition that real estate owners and investors often needed financing that was faster and more flexible than traditional bank lending. The company was ...Sachem Capital Corp. is a specialized real estate finance company headquartered in Branford, Connecticut. The business was established through Sachem Capital Partners in 2010, following the founders' recognition that real estate owners and investors often needed financing that was faster and more flexible than traditional bank lending. The company was later organized and operated as a real estate investment trust-style business. John L. Villano is the chief executive officer and a co-founder, and Jeffrey C. Villano is also identified as a co-founder.
The company's core business is the origination and management of short-duration, non-traditional real estate loans. Sachem generally provides secured financing to real estate investors for the purchase, renovation, rehabilitation, development, or construction of residential and commercial properties. Its lending process includes sourcing opportunities, underwriting borrowers and collateral, funding loans, servicing outstanding balances, monitoring projects, and administering the overall loan portfolio. The primary security for these loans is generally a first mortgage or other real-estate-related collateral, which is intended to reduce credit risk compared with unsecured lending.
Sachem's products are financial services rather than physical goods, so a conventional bill of materials, manufacturing cost structure, or inventory model is not applicable. Its principal economic costs typically include interest expense on borrowings, personnel and general administrative expenses, loan origination and servicing costs, legal and professional fees, and credit-loss provisions or impairment charges. Revenue is primarily connected with interest income, origination fees, exit fees, and other loan-related income. Profitability therefore depends on loan yields, borrowing costs, portfolio growth, repayment activity, collateral values, and the level of non-performing or impaired loans.
The supplied data identifies 26 full-time employees, placing the company in the 0-100 employee category. It also reports an enterprise value of approximately $1.12 billion and a market capitalization of approximately $1.15 billion, although these figures and the accompanying trailing metrics can change over time. Several supplied TTM ratios are negative or unusual, including negative return on equity and negative free cash flow, indicating that recent reported performance should be assessed using the company's filings, loan-portfolio disclosures, debt maturities, funding arrangements, and allowance provisions rather than relying on a single market-data snapshot.
SCCE is specifically associated with Sachem Capital Corp.'s 6.00% notes. Because this is a note ticker, investors should distinguish the security's coupon, maturity, payment priority, trading status, and redemption terms from the operating characteristics of the issuer. The company has also issued other debt instruments, making funding access and refinancing capacity important considerations. Sachem's strategic objective is to continue serving real estate borrowers underserved by conventional banks while growing a secured loan portfolio and managing leverage, liquidity, interest-rate exposure, concentration risk, and credit quality. The principal risks include property-market declines, borrower defaults, construction delays, rising financing costs, reduced access to capital markets, and losses exceeding the value of collateral.
YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength.
QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes.
RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three).
$0
+100.0%
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Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day.
$1.8M
+100.0%
+9.7%
Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials.
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Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on).
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Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales.
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Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock.
$2.5M
-80.5%
-529.7%
FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine.
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Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe.
0.0%
-100.0%
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Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking.
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Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground.
