Brighthouse Financial, Inc. is a financial services firm specializing in annuity and life insurance offerings across the United States. Its operations are ...
Brighthouse Financial, Inc., headquartered in Charlotte, North Carolina, is a prominent provider of annuities and life insurance in the United States. The company was formed in 2017 as a spin-off from MetLife, but its roots trace back to 1863 with the founding of Travelers Insurance Company. Listed on NASDAQ under ...Brighthouse Financial, Inc., headquartered in Charlotte, North Carolina, is a prominent provider of annuities and life insurance in the United States. The company was formed in 2017 as a spin-off from MetLife, but its roots trace back to 1863 with the founding of Travelers Insurance Company. Listed on NASDAQ under the symbol BHF, it is led by CEO Eric Steigerwalt. The company's operations are divided into three main segments: Annuities, Life, and Run-off. The Annuities segment offers variable, fixed, index-linked, and income annuities, designed to help clients grow wealth on a tax-deferred basis, transfer wealth, and secure lifetime income. The Life segment provides term, universal, whole, and variable life insurance policies, catering to financial protection and estate planning needs. The Run-off segment manages legacy products such as structured settlements, pension risk transfers, and universal life with secondary guarantees. As of recent data, Brighthouse Financial employs around 1,400 people and has a market cap of approximately $3.5 billion. The company reported total assets of $242.6 billion as of mid-2025, demonstrating its significant scale. Revenue for the latest fiscal year was around $6.77 billion, with a net profit margin of 13.2%. The company's financial metrics indicate a return on equity of 13.2% and a price-to-book ratio of 0.536. Despite its large asset base, the company maintains a relatively low debt-to-equity ratio of 0.48. Brighthouse Financial focuses on helping customers achieve financial security through innovative products like the newly launched Brighthouse SmartCare hybrid life insurance. With a commitment to serving policyholders and managing legacy obligations, Brighthouse Financial continues to play a significant role in the insurance industry.
YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength.
QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes.
RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three).
$6.2B
+42.2%
+16.0%
Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day.
$433.0M
+11.6%
+228.1%
Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials.
+70.9%
+54.0%
+16.8%
Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on).
+7.6%
-21.0%
+207.2%
Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales.
+7.0%
-21.5%
+210.4%
Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock.
$-102.0M
+64.8%
-95.0%
FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine.
-1.6%
+75.3%
-68.1%
Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe.
46.6%
-26.7%
-15.1%
Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking.
1.16x
—
+759115.1%
Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground.