Headquartered in Carmel, Indiana, and established in 1979, CNO Financial Group, Inc. operates across the United States, developing, marketing, and administering a ...
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$0.69 per share
$0.69 per share
Est. EPS $4.74 · Revenue $4.07B · 2 analysts
Est. EPS $1.27 · Revenue $1.05B · 1 analysts
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $4.5B | +0.9% | +24.8% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $229.3M | -43.2% | +234.0% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +44.8% | +17.0% | -2.7% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +6.5% | -43.9% | +164.3% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +5.1% | -43.8% | +167.5% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $675.7M | +7.6% | +5.2% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +15.1% | +6.6% | -15.7% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 153.6% | -14.5% | +2.0% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 0.71x | -57.8% | -91.0% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $38.8B | +2.5% | +2.1% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 2.35 vs 4.14 | -43.3% | 1.33 vs 1.27 | +4.7% |
| Revenue Surprise | $4.5B vs $3.9B | +14.8% | $1.3B vs $1.0B | +23.0% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Sep 2, 2026 | Linnenbringer Jeanne L. | officer: Chief Operations Officer | Common Stock | D | 3,919 | $55.11 |
| Sep 2, 2026 | DeToro Karen J. | officer: President, Worksite Division | Common Stock | D | 5,964 | $55.12 |
| Sep 1, 2026 | Linnenbringer Jeanne L. | officer: Chief Operations Officer | Common Stock | D | 4,060 | $54.73 |
| Sep 1, 2026 | DeToro Karen J. | officer: President, Worksite Division | Common Stock | A | 7,500 | $15.83 |
| Sep 1, 2026 | DeToro Karen J. | officer: President, Worksite Division | Common Stock | D | 1,836 | $54.73 |
Operator: Ladies and gentlemen, thank you for standing by. My name is Krista, and I will be your conference operator today. At this time, I would like to welcome you to CNO Financial Group's second quarter 2026 earnings call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question and answer session. [Operator Instructions] I would now like to turn the conference over to Adam Auvil. I would now like to turn the conference over to Adam Auvil. Please go ahead. Adam Auvil: Good morning, and thank you for joining us on CNO Financial second quarter 2026 earnings conference call. Today's presentation will include remarks from Gary Bhojwani, Chief Executive Officer and Paul McDonough, Chief Financial Officer. Following the presentation, we will also have other business leaders available for the question and answer period. During this conference call, we will be referring to information contained in yesterday's press release. You can obtain the release by visiting our website at cnoinc.com. This morning's presentation is also available on the Investors section of our website and was filed in a Form 8-K yesterday. Let me remind you that any forward looking statements we make today are subject to a number of factors, which may cause actual results to be materially different than those contemplated by the forward looking statements. Today's presentation contains a number of non GAAP measures, which should not be considered as substitutes for the most directly comparable GAAP measures. You will find a reconciliation of the non GAAP measures to the corresponding GAAP measures in the appendix. Throughout the presentation, we will be making performance comparisons, and unless otherwise specified, any comparisons made will refer to changes between the second quarter 2026 and the second quarter 2025. And with that, I will turn the call over to Gary. Gary Chandru Bhojwani: Thanks, Adam. Good morning, everyone, and thank you for joining us. CNO delivered a very strong quarter and first half of the year. Operating earnings per diluted share were up 45% in the second quarter and up 43% year to date excluding significant items. We delivered our 16th consecutive quarter of sales growth and our 14th consecutive quarter of producing agent count growth. As a result, we are raising our full year operating earnings per share guidance and either improving or reaffirming all other 2026 guidance. We remain pleased with the consistent results we are generating and we remain focused on growing earnings, improving profitability, and reinvesting in the business. Our business model continues to perform well as we navigate a dynamic macroeconomic environment. Sales results in the quarter were strong across both divisions. Total new annualized premiums were up 7% and we set multiple sales records. Our exclusive middle market focus and our last mile captive agent distribution model are the foundation of our durable, …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Gary Chandru Bhojwani | Chief Executive Officer & Director | USD 3,524,821 | Male | 1968 | Active |
Scott Louis Goldberg | President of Consumer Division | USD 1,974,225 | Male | 1970 | Active |
Paul Harrington McDonough | Chief Financial Officer & Executive Vice President | USD 1,851,194 | Male | 1965 | Active |
Eric Ronald Johnson | Chief Investment Officer | USD 1,538,816 | Male | 1960 | Active |
Matthew Joseph Zimpfer | Executive Vice President & General Counsel | USD 1,438,209 | Male | 1967 | Active |
Joel Thomas Koehneman | Senior Vice President & Chief Accounting Officer | USD 575,889 | Male | 1986 | Active |
Jeanne L. Linnenbringer | Chief Operations Officer | — | Female | 1963 | Active |
Michael E. Mead | Chief Information Officer | — | Male | 1967 | Active |
Adam Auvil | Vice President of Investor Relations & Sustainability | — | Male | — | Active |
Doug Williams | Vice President of Finance & Administration | — | Male | — | Active |
CNO Financial Group, Inc. (CNO) Discusses Worksite and Medicare Business Strategies and Growth Drivers Transcript
CNO Financial Group NYSE: CNO outlined growth strategies for its worksite and Medicare businesses during an investor briefing, emphasizing captive distribution, supplemental insurance products and opportunities to expand its agent footprint.
CARMEL, Ind., Aug. 27, 2026 /PRNewswire/ -- CNO Financial Group (NYSE: CNO) announced today that Gary C.
Deutsche Bank AG purchased a new stake in shares of CNO Financial Group, Inc. (NYSE: CNO) in the second quarter, according to the company in its most recent filing with the SEC. The fund purchased 128,390 shares of the financial services provider's stock, valued at approximately $6,545,000. Deutsche Bank AG owned about 0.14%
Callan Family Office LLC bought a new stake in shares of CNO Financial Group, Inc. (NYSE: CNO) in the undefined quarter, according to its most recent filing with the SEC. The institutional investor bought 21,353 shares of the financial services provider's stock, valued at approximately $1,089,000. A number of other hedge funds have
