Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets ...
Plutux is not an investment adviser. Market data and AI-generated analysis are for information and education only, not investment advice. Disclaimer
$1.20 per share
$1.20 per share
Est. EPS $15.73 · Revenue $6.40B · 7 analysts
Est. EPS $4.43 · Revenue $1.72B · 2 analysts
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $6.0B | +3.8% | +2.6% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $1.2B | +8.4% | +6.4% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +33.4% | +3.2% | -201.8% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +24.4% | +6.2% | -266.7% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +19.4% | +4.5% | +3.7% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $1.3B | -5.8% | -24.9% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +20.9% | -9.3% | -26.7% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 43.9% | -14.9% | +4.7% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 9.66x | +1.9% | +24.7% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $30.8B | +6.0% | +1.9% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 14.06 vs 14.57 | -3.5% | 3.65 vs 4.43 | -17.7% |
| Revenue Surprise | $6.0B vs $6.0B | -0.5% | $1.6B vs $1.7B | -7.1% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Aug 7, 2026 | MITCHELL ROBERT BRIAN | officer: EVP, General Counsel and CRO | Common Stock | A | 23,000 | $103.23 |
| Aug 7, 2026 | MITCHELL ROBERT BRIAN | officer: EVP, General Counsel and CRO | Common Stock | D | 11,454 | $182.77 |
| Aug 7, 2026 | MITCHELL ROBERT BRIAN | officer: EVP, General Counsel and CRO | Common Stock | D | 10,529 | $183.83 |
| Aug 7, 2026 | MITCHELL ROBERT BRIAN | officer: EVP, General Counsel and CRO | Common Stock | D | 1,017 | $184.75 |
| Aug 7, 2026 | MITCHELL ROBERT BRIAN | officer: EVP, General Counsel and CRO | Employee Stock Option (Right to Buy) | D | 23,000 | $103.23 |
Operator: Hello and welcome to Globe Life Inc. Second Quarter Earnings Release Conference Call. James is Jim, and I will be your coordinator for today's event. Please note today's conference is being recorded. And during our presentation, all participants will remain in a muted or listen only mode to prevent any background noise. After today's prepared remarks, we will conduct a question and answer session, and instructions on how to participate will be shared at that time. It is now my pleasure to hand over to your host, Stephen Mota, Vice President of Investor Relations, to begin today's conference. Stephen Mota: Thank you. Good morning, everyone. Joining the call today are Frank Svoboda and James Matthew Darden, our Co-Chief Executive Officers. Thomas Peter Kalmbach, our chief financial officer Michael Clay Majors, our chief strategy officer and Robert Brian Mitchell, our General Counsel. Some of our comments or answers to your questions may contain forward looking statements that are provided for general guidance purposes only. Accordingly, please refer to our earnings release, 30-Ks, any subsequent Forms 10 Q on file with the SEC. Some of our comments may also contain non GAAP measures. See our earnings release and website for a discussion of these terms and reconciliations to GAAP measures. I will now turn the call over to Frank. Frank Martin Svoboda: Thank you, Stephen, and good morning, everyone. In the second quarter, net income was $288 million or $3.65 per share, an increase of 20% over the $3.05 per share a year ago. Net operating income for the quarter was $285 million or $3.61 per share, an increase of 10% over the $3.27 per share a year ago. We are pleased to see continued strong results in our operations. As we have said many times over the years, our business model is resilient. and able to generate earnings growth regardless of the economic environment. As clearly demonstrated by Globe Life having produced double digit net operating income per share growth in 8 of the last 9 quarters. On a GAAP reported basis, return on equity through June 30 is 18.4%. And book value per share is $70.18 Excluding accumulated other comprehensive income, or AOCI, return on equity is 14.3%. And book value per share as of June 30 is $100.04. Up 11% from a year ago. Now in our insurance operations, Total premium revenue in the second quarter grew 7% over the year ago quarter. For the full year, we expect total premium revenue growth to be in the range of 6.5% to 7%. Life premium revenue for the second quarter increased 3% from the year ago quarter to $861 million Life underwriting margin was $359 million up 6% from a year ago. For the year, we expect life premium revenue to grow between 2.5% to 3%. As a percent of premium, life underwriting margin was 42%. Up from 41% in the year ago quarter. While we anticipate life underwriting margin to be between 43% to 45% for full year 2026, We do expect it to be over 50% in the third quarter, due to the …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Frank Martin Svoboda | Co-Chairman & Co-CEO | USD 2,714,109 | Male | 1962 | Active |
James Matthew Darden | Co-Chairman & Co-CEO | USD 2,714,109 | Male | 1971 | Active |
Thomas Peter Kalmbach | Executive Vice President & Chief Financial Officer | USD 1,376,294 | Male | 1965 | Active |
Robert Brian Mitchell | Executive Vice President, General Counsel & Chief Risk Officer | USD 1,022,516 | Male | 1964 | Active |
Robert E. Hensley | Executive Vice President & Chief Investment Officer | USD 1,014,513 | Male | 1968 | Active |
Michael Clay Majors | Executive Vice President & Chief Strategy Officer | USD 952,417 | Male | 1963 | Active |
Stephen Mota | Vice President of Investor Relations | — | Male | — | Active |
Christopher K. Tyler | Executive Vice President & Chief Information Officer | — | Male | 1974 | Active |
Shane Henrie | Corporate Senior Vice President & Chief Accounting Officer | — | Male | 1974 | Active |
Dolores L. Skarjune | Executive Vice President & Chief Administrative Officer | — | Female | 1966 | Active |
Algert Global LLC reduced its stake in shares of Globe Life Inc. (NYSE: GL) by 49.2% during the second quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm owned 35,637 shares of the company's stock after selling 34,510 shares during the quarter. Algert
Bank of Nova Scotia purchased a new position in shares of Globe Life Inc. (NYSE: GL) during the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The firm purchased 31,404 shares of the company's stock, valued at approximately $5,611,000. A number of other hedge
Shareholders are encouraged to contact the firm to discuss their rights and options at no cost or obligation. We would handle any matter on a contingent fee basis, whereby you would not be responsible for out-of-pocket payment of our legal fees or expenses.
Globe Life (NYSE: GL - Get Free Report) and Fairfax Financial (OTCMKTS:FRFHF - Get Free Report) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their earnings, analyst recommendations, profitability, risk, valuation, institutional ownership and dividends. Dividends Globe Life pays an annual dividend
GL's health business gains momentum from strong premium growth, rate increases and expanding distribution, though medical inflation poses risks.
