MetLife, Inc.

MET

$96.42

+2.12%

2026-09-02 16:00:02 EDT+$2.00

Financial Services

Insurance - Life

NYSE

Active Trading

MetLife, Inc. operates as a leading global financial services entity, delivering an extensive array of services encompassing insurance, annuities, employee benefits, and ...

Price Action of MET

$96.42

+2.12%+$2.00

High—

Low—

52W High-4.5%

Rel. vol—

Interval

Range6.5h

Volume—SMA5SMA10

—

MetLife, Inc. is one of the world's leading financial services companies, operating in the insurance and asset management sectors. Founded in 1868 as the Metropolitan Life Insurance Company, it has grown into a global entity with operations spanning over 40 markets and serving more than 100 million customers. The company ...MetLife, Inc. is one of the world's leading financial services companies, operating in the insurance and asset management sectors. Founded in 1868 as the Metropolitan Life Insurance Company, it has grown into a global entity with operations spanning over 40 markets and serving more than 100 million customers. The company is headquartered in New York City and employs around 46,000 people worldwide. MetLife's business is organized into five primary divisions: the U.S., Asia, Latin America, Europe, the Middle East and Africa (EMEA), and MetLife Holdings. Its core products include life insurance (whole, term, universal, variable, and group life), dental, vision, disability, accident and health coverages, critical illness, pet insurance, annuities (fixed, indexed, variable), and pension and retirement solutions. Additionally, MetLife offers employee benefits such as group life, disability, dental, and voluntary benefits, along with administrative services-only (ASO) arrangements for employers. The company also provides asset management services through MetLife Investment Management, offering institutional investment solutions including real estate, private equity, fixed income, and structured products. MetLife is known for its strong financial strength and stability, with total assets under management (AUM) exceeding $740 billion and revenue of approximately $77 billion in 2025. The company has a market cap of around $62.8 billion and trades on the New York Stock Exchange under the ticker MET. MetLife has a long history of paying dividends, with a current dividend yield of about 2.4%, and a payout ratio of 58.4%. Key financial metrics include a price-to-earnings ratio of 18.66, a return on equity of 12.8%, and a profit margin of 4.6%. Under the leadership of President and CEO Michel A. Khalaf, who has been in his role since 2019, MetLife focuses on digital transformation, customer-centricity, and operational excellence. The company is committed to sustainability and social responsibility, aiming to help people and communities thrive. MetLife's strategic vision is to be a global leader in financial services, leveraging data and technology to deliver innovative solutions and build a better future for its stakeholders.ExpandCollapse

Founded

1868

Employees

46000

CEO

Michel Abbas Khalaf

Full Name

MetLife, Inc.

Sector

Financial Services

Industry

Insurance - Life

ROE

12.95%

Market Cap

$62.04B

Current Ratio

453.01

WACC

7.17%

ROIC

1.13%

Contact Information

https://www.metlife.com

212 578 9500

200 Park Avenue, New York City, NY 10166-0188

Key Metrics of MET

Snapshot

Latest / TTM · 6 periods

Market Cap

$62.04B

ROCE

0.7%

EV / EBITDA

10.31x

-0.3% YoY

FCF Yield

26.0%

-8.5% YoY

Cash Conversion Cycle

233.6d

Current Ratio

453.01

Quick take

TTM —

Positive CCC

Financial Highlights of MET

Profitability trend

Latest / TTM · 6 periods

Gross Margin

25.6%

Net Margin

4.6%

P/E Ratio

18.90x

n/a

Debt / Equity

0.74

n/a

Current Ratio

453.01

Dividend Yield

2.3%

Understanding

TTM —

No major balance sheet stress in these headline ratios.

Calendar of MET

Upcoming

Sep 8, 2026In 4 days
Dividend payment
$2.29 per share
Dec 31, 2026
FY2026 · Estimated annual results
Est. EPS $10.02 · Revenue $79.95B · 12 analysts
Sep 30, 2027
Q3 FY2027 · Estimated results
Est. EPS $2.86 · Revenue $21.04B · 3 analysts
Dec 30, 2027
Q4 FY2027 · Estimated results
Est. EPS $2.91 · Revenue $21.77B · 6 analysts

Recent history

Aug 6, 2026
Q2 FY2026 · Results reported
EPS $1.08 · Revenue $18.88B
View filing
Aug 4, 2026
Ex-dividend date
$2.29 per share
May 7, 2026
Q1 FY2026 · Results reported
EPS $1.74 · Revenue $19.07B
View filing
Feb 19, 2026
FY2025 · Annual results
EPS $4.80 · Revenue $77.08B
View filing
Nov 7, 2025
Q3 FY2025 · Results reported
EPS $1.22 · Revenue $16.88B
View filing
Jun 30, 2025
Q2 FY2025 · Results reported
EPS $1.03 · Revenue $17.18B

Financial Statements of MET

5Y Trend (Revenue, Earnings, FCF)

Metric	Latest	YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength.	QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes.
RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three).	$77.1B	+10.2%	-1.0%
Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day.	$3.4B	-23.7%	-37.9%
Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials.	+36.4%	+33.8%	-60.4%
Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on).	+6.0%	-24.8%	-30.7%
Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales.	+4.4%	-30.7%	-37.2%
Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock.	$18.1B	+19.8%	-17.1%
FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine.	+23.5%	+8.7%	-16.2%
Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe.	71.1%	+4.2%	0.0%
Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking.	0.65x	+17.3%	+432.9%
Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground.	$745.2B	+10.0%	+0.7%

Actual vs Estimate

A Dec 31Q Sep 30

Metric	Annual (A vs E)	Annual Surprise	Quarter (A vs E)	Quarter Surprise
EPS Surprise	4.80 vs 8.69	-44.7%	1.08 vs 2.86	-62.2%
Revenue Surprise	$77.1B vs $83.1B	-7.2%	$18.9B vs $21.0B	-10.3%

Insider Transactions of MET

Acquisitions (A)

Since Jun 16, 2026

Disposals (D)

Since Jun 16, 2026

Monthly shares of acquisitions/disposals with close price trend (shared daily price source)

Insider Trading Snapshot

Date	Executive	Title	Security	Side	Shares	Price
Aug 31, 2026	PAPPAS BILL	officer: EVP, Global Tech. & Ops.	Common Stock	D	4,030	$95.17
Aug 31, 2026	McCallion John D.	officer: EVP & Chief Financial Officer	Common Stock	D	6,057	$95.17
Aug 31, 2026	DEBEL MARLENE	officer: EVP & Chief Risk Officer	Common Stock	D	4,030	$95.17
Aug 31, 2026	TADROS RAMY	officer: President, U.S. Business	Common Stock	D	4,366	$95.17
Jun 16, 2026	Mumenthaler Christian Stephane	director	Common Stock	A	587	$87.40

Earnings Call Transcript of MET

1 transcript segments

Q2 2026

Unknown Speaker

Operator: Ladies and gentlemen, thank you for standing by. Welcome to the MetLife Second Quarter 2026 Conference Call. [Operator Instructions] As a reminder, this conference is being recorded. Before we get started, I refer you to the cautionary note about forward-looking statements in yesterday's earnings release and to risk factors discussed in MetLife's SEC filings. With that, I will now turn the call over to John Hall, Treasurer and Head of Investor Relations. John Hall: Thank you, operator, and good morning, everyone. We appreciate you joining MetLife's Second Quarter 2026 Call. Before we begin, I direct your attention to the information on non-GAAP measures on the Investor Relations section of metlife.com in our earnings release, in our quarterly financial supplement and in our earnings call and investor presentations, which you should review. On the call today are Michel Khalaf, President and Chief Executive Officer; and John McCallion, Chief Financial Officer and Head of MetLife Investment Management. Also available to participate in the discussion are other members of senior management. This morning, John McCallion will speak to the earnings call presentation we released last night. The deck is available on our website. An appendix to the deck features disclosures, GAAP reconciliations and other information, which you should also review. After prepared remarks, we will have a Q&A session, which will end promptly at the top of the hour. As a reminder, please limit yourself to 1 question and 1 follow-up. Now to Michel. Michel Khalaf: Thank you, John, and good morning, everyone. This was an outstanding quarter and another clear demonstration of how our New Frontier strategy is working as intended and how repeatable our model is built on a powerful recurring revenue base and the flexibility to invest where we see the most compelling global risk-adjusted opportunities. At the heart of our New Frontier strategy are 2 complementary earnings engines that contribute roughly equally One is capital light, where businesses like Group Benefits, Latin America, EMEA and Asset Management generate attractive fee and underwriting income with strong cash generation. The other is capital driven, where our retirement and spread-based businesses leverage our origination, investment and risk management capabilities to put our balance sheet to work at attractive risk-adjusted returns. Importantly, the 2 engines reinforce one another. Our capital-driven businesses originate assets that are managed by MetLife Investment Management, supporting the growth of our asset management platform and expanding our capital-light earnings over time. Together, they create a company that's more balanced, more resilient and better positioned to perform through different market environments. And that's exactly what we saw this quarter. Adjusted earnings increased in every business segment compared with a year ago. Underwriting performance was strong. Volume growth was …

Leadership Team of MET

13 executives

Name	Title	Compensation	Gender	Year Born	Status
Michel Abbas Khalaf	Chief Executive Officer, President & Director	USD 6,471,486	Male	1964	Active
John Dennis McCallion	Executive Vice President, Chief Financial Officer & Head of Investment Management	USD 3,826,739	Male	1974	Active
Bill Pappas	Executive Vice President and Head of Global Technology & Operations	USD 3,186,300	Male	1970	Active
Ramy Tadros	Regional President of U.S. Business & Head of MetLife Holdings	USD 3,162,900	Male	1976	Active
Marlene Beverly Debel	Executive Vice President, Chief Risk Officer & Head of Insurance Investments	USD 2,980,894	Female	1967	Active
Randy Stram	Senior Vice President of Group Benefits	—	Male	—	Active
William D. Moore	President of MetLife Auto & Home and Senior Vice President of Eastern Zone - Individual Business	—	Male	—	Active
Monica Curtis	Executive Vice President, Chief Legal Officer & Head of Government Relations	—	Female	1983	Active
Adrienne O'Neill	Executive Vice President & Chief Accounting Officer	—	Female	—	Active
John Arthur Hall	Senior VP, Head of Investor Relations & Executive VP and Treasurer	—	Male	—	Active
Shurawl Sibblies	Executive Vice President & Chief Human Resources Officer	—	Female	1972	Active
Michael Roberts	Executive Vice President & Chief Marketing Officer	—	Male	—	Active
Jane Slusark	Chief Communications Officer	—	Female	—	Active

Recent News of MET

247 Wallst8/19/2026Neutral

The Dividend Winners and Losers From 5% Treasury Yields

When the 30-year Treasury topped 5%, two dividend stocks moved in completely opposite directions on the same day, and the reason has nothing to do with their yields.

Defense World8/19/2026Neutral

51,786,925 Shares in MetLife, Inc. $MET Purchased by BlackRock Inc.

BlackRock Inc. purchased a new position in shares of MetLife, Inc. (NYSE: MET) during the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor purchased 51,786,925 shares of the financial services provider's stock, valued at approximately $4,381,692,000. BlackRock Inc. owned

Business Wire8/17/2026Neutral

MetLife Declares Third Quarter 2026 Preferred Stock Dividends

NEW YORK--(BUSINESS WIRE)--MetLife, Inc. (NYSE: MET) today announced that it has declared the following preferred stock dividends: Quarterly dividend of $0.31471411 per share on the company's floating rate noncumulative preferred stock, Series A, with a liquidation preference of $25 per share (NYSE: MET PRA). Semi-annual dividend of $29.375 per share on the company's 5.875% fixed-to floating rate non-cumulative preferred stock, Series D, with a liquidation preference of $1,000 per share. Quarte.

Defense World8/16/2026Neutral

11,146 Shares in MetLife, Inc. $MET Acquired by Bridgewater Advisors Inc.

Bridgewater Advisors Inc. bought a new position in MetLife, Inc. (NYSE: MET) during the undefined quarter, according to its most recent filing with the SEC. The institutional investor bought 11,146 shares of the financial services provider's stock, valued at approximately $1,073,000. Other hedge funds have also recently made changes to their positions in

GuruFocus8/11/2026Neutral

MetLife Pet Insurance and America's VetDogs Partner to Help Co-Raise Future Service Dog for Veteran or First Responder with Disabilities

MetLife Pet Insurance today announced a partnership with America's VetDogs, a national nonprofit that provides service dogs to veterans, first responders and ac

Historical Employee Count of MET

Current

46,000

Change

+2.22%

Minimum

43,000

Maximum

46,000

Recent Filings

Report Date	Employees	Form Type	Filing Date	SEC Filing
Dec 31, 2025	46,000	10-K	Feb 19, 2026	View
Dec 31, 2024	45,000	10-K	Feb 21, 2025	View
Dec 31, 2023	45,000	10-K	Feb 16, 2024	View
Dec 31, 2022	45,000	10-K	Feb 23, 2023	View
Dec 31, 2021	43,000	10-K	Feb 18, 2022	View

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MetLife, Inc.