Plutux
$42.16
+0.75%
2026-09-04 10:29:49 EDT+$0.32
Financial Services
Banks - Regional
NASDAQ
Active Trading

National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products ...

Price Action

$42.16
+0.75%+$0.32
High
Low
52W High-2.7%
Rel. vol
Interval
Range51m
VolumeSMA5SMA10
National Bankshares, Inc. (NKSH) is a community bank holding company that traces its roots back to 1891 when The National Bank of Blacksburg was founded. Headquartered in Blacksburg, Virginia, the company has served the Southwest Virginia region for over 130 years, building a reputation for personalized service and community involvement. ...National Bankshares, Inc. (NKSH) is a community bank holding company that traces its roots back to 1891 when The National Bank of Blacksburg was founded. Headquartered in Blacksburg, Virginia, the company has served the Southwest Virginia region for over 130 years, building a reputation for personalized service and community involvement. The company's primary subsidiary, The National Bank of Blacksburg, operates 28 full-service offices, providing a comprehensive suite of financial products and services. Business and Services: The bank offers a wide array of retail and commercial banking products. On the deposit side, it provides interest-bearing and non-interest-bearing demand deposit accounts, money market accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Loan products include commercial non-real estate loans, commercial and consumer real estate loans, residential mortgages, home equity loans, consumer loans (including credit cards and auto loans), and loans for construction projects. Additionally, the bank provides letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer. Wealth management, trust, and estate services are also offered, along with non-deposit investment and insurance products. Customers have access to telephone, mobile, and Internet banking, as well as ATM services. Financial Performance: As of the most recent data, National Bankshares has a market capitalization of approximately $259 million. The company's stock trades on NASDAQ under the symbol NKSH, with a price around $40.70. The bank demonstrates solid profitability metrics, including a return on equity of 10.9% and a net profit margin of 28.1%. The company maintains a low debt-to-equity ratio, indicating a conservative capital structure. Its dividend yield is 3.8%, and the company has a payout ratio of 24.4%, reflecting a commitment to returning value to shareholders. Key People and Governance: Lara E. Ramsey serves as the President and CEO of National Bankshares, Inc., having been named to this position recently. The previous CEO, F. Brad Denardo, continues as Chairman and CEO of the bank itself. The company's leadership is dedicated to maintaining strong community ties and overseeing prudent growth. Community and Employees: With 243 full-time employees, National Bankshares places a high value on its workforce and local community. The company's long history and commitment to community banking principles have enabled it to maintain customer loyalty and adapt to changing market conditions. Overall, National Bankshares remains a stable, community-focused financial institution with a comprehensive range of products and services, strong financial fundamentals, and a clear strategic direction under its current leadership.
Founded
1891
Employees
251
CEO
Lara E. Ramsey
Full Name
National Bankshares, Inc.
Sector
Financial Services
Industry
Banks - Regional
ROE
10.92%
Market Cap
$0.27B
Current Ratio
0.41
WACC
7.05%
ROIC
-1.11%

Contact Information

540 951 6300
101 Hubbard Street, Blacksburg, VA 24062-9002

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