Farmers & Merchants Bancorp, Inc. functions as the holding company for The Farmers & Merchants State Bank, offering a broad spectrum of ...
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Est. EPS $0.80 · Revenue $34.65M · 2 analysts
Est. EPS $0.80 · Revenue $34.85M · 2 analysts
Est. EPS $3.17 · Revenue $136.65M · 3 analysts
Est. EPS $0.81 · Revenue $35.50M · 1 analysts
$0.92 per share
$0.92 per share
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $189.1M | +7.1% | +6.2% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $33.3M | +28.4% | +23.2% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +62.3% | +11.5% | +0.4% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +22.5% | +21.9% | +12.7% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +17.6% | +19.9% | +15.9% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $34.6M | +13.1% | +64.1% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +18.3% | +5.6% | +54.4% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 80.9% | -12.0% | -20.6% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 0.11x | -49.9% | +8928.3% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $3.4B | +2.1% | +0.5% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 3.41 vs 2.38 | +43.6% | 0.86 vs 0.67 | +27.7% |
| Revenue Surprise | $189.1M vs $120.5M | +56.9% | $50.8M vs $33.0M | +53.6% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Aug 18, 2026 | Briggs Andrew J | director | Common Stock | D | 2,402 | $35.05 |
| Aug 17, 2026 | Briggs Andrew J | director | Common Stock | D | 3,000 | $35.11 |
| Aug 14, 2026 | Briggs Andrew J | director | Common Stock | D | 3,000 | $35.38 |
| Aug 13, 2026 | Briggs Andrew J | director | Common Stock | D | 3,000 | $35.19 |
| Aug 12, 2026 | Briggs Andrew J | director | Common Stock | D | 3,000 | $34.94 |
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Lars Eller | President, Chief Executive Officer & Director | USD 842,691 | Male | 1967 | Active |
Barbara J. Britenriker | Executive Vice President & Chief Financial Officer | USD 459,434 | Female | 1962 | Active |
Andrew S. Baker | Senior VP & Chief Strategy Officer | USD 443,983 | Male | 1973 | Active |
David R. Gerken | Executive Vice President & Chief Lending Officer | USD 393,786 | Male | 1972 | Active |
Eric Faust | Executive VP & COO | USD 390,058 | Male | 1987 | Active |
Shalini Singhal | Senior VP and Chief Information & Technology Officer | USD 299,745 | Female | 1976 | Active |
Benet S. Rupp | Executive VP & Chief People Officer | USD 274,210 | Female | 1967 | Active |
Melody Charlton | Senior Vice President and Chief Legal & Compliance Officer | — | Female | — | Active |
Amy L. Cover | Senior Vice President and Chief Marketing & Experience Officer | — | Female | — | Active |
Katrina L. DeGroff | Senior Vice President & Chief Accounting Officer | — | Female | — | Active |
Marilyn K. Johnson | Vice President and Compliance & CRA Manager | — | Female | — | Active |
Tim Carsey | Senior Vice President & Chief Administrative Officer | — | Male | — | Active |
ARCHBOLD, Ohio, Aug. 25, 2026 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), today announced a planned transition on its Board of Directors as Andrew J. Briggs concludes seven years of dedicated service and Gregory R.
ARCHBOLD, Ohio, Aug. 20, 2026 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), recently hosted its 9th Annual Charity Golf Classic on Friday, August 14, at Eagle Rock Golf Club in Defiance, Ohio. The event raised $47,000, with proceeds divided equally among four local organizations serving communities across F&M's footprint.
CTXAY, RS and FMAO made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 4th, 2026.
ARCHBOLD, Ohio, July 27, 2026 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2026 second quarter and year-to-date ended June 30, 2026, on a consolidated basis.
ARCHBOLD, Ohio, June 30, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of Farmers & Merchants Bancorp, Inc., (Nasdaq: FMAO), the holding company of F&M Bank, with total assets of $3.49 billion at March 31, 2026, today announced that it has approved the Company's quarterly cash dividend of $0.23 per share, a 4.0% year-over-year increase, reflecting the Bank's continued strong momentum, solid financial performance, and commitment to creating long-term value to shareholders. The second-quarter dividend is payable on July 20, 2026, to shareholders of record as of July 10, 2026.
