The First Bancorp, Inc. functions as the holding company for First National Bank, providing a comprehensive suite of banking products and financial ...
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$1.49 per share
$1.49 per share
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $177.6M | +7.4% | +13.7% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $34.4M | +27.2% | +6.3% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +52.3% | +8.5% | +5.8% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +23.6% | +19.9% | +56.9% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +19.4% | +18.4% | -6.5% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $34.6M | +40.8% | -158.3% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +19.5% | +31.1% | -151.3% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 66.3% | +14.5% | +7.0% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 0.11x | -7.6% | -96.0% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $3.2B | +0.3% | +0.5% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 3.07 vs 3.71 | -17.4% | 0.85 vs 1.57 | -45.9% |
| Revenue Surprise | $177.6M vs $196.4M | -9.6% | $44.5M vs $56.2M | -20.8% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Jul 28, 2026 | Tolman Sarah | officer: EVP, Chief Banking Officer | Common Stock | D | 5,200 | $35.22 |
| Jul 1, 2026 | Plummer Tammy L | officer: EVP, Chief Information Officer | Common Stock | D | 749 | $34.82 |
| May 7, 2026 | TINDAL BRUCE B | director: | — | — | 0 | — |
| Apr 30, 2026 | Swan Kimberly | director | Common Stock | A | 500 | $28.64 |
| Apr 30, 2026 | Swan Kimberly | director | Common Stock | A | 1,000 | $28.71 |
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Tony C. McKim | President, Chief Executive Officer & Director | USD 1,334,276 | Male | 1967 | Active |
Richard Elder | Executive Vice President, Chief Financial Officer & Treasurer | USD 497,599 | Male | 1965 | Active |
Brad A. Martin | Executive VP & Chief Information Officer | — | Male | 1984 | Active |
Christopher J. Austin | Chief Legal Counsel & Executive Vice President | — | Male | 1974 | Active |
BlackRock Inc. bought a new stake in shares of First Bancorp, Inc (ME) (NASDAQ: FNLC) in the second quarter, according to its most recent filing with the Securities and Exchange Commission. The institutional investor bought 906,027 shares of the bank's stock, valued at approximately $31,548,000. BlackRock Inc. owned 8.03% of First Bancorp, Inc
The First Bancorp remains a soft ‘buy' as fundamentals and margins improve, despite a 30.6% share price rally since March. FNLC's net interest margin rose to 2.88%, and net profits increased to $9.6 million, supported by lower deposit costs and strong asset growth. Valuation is reasonable at a 10.8x P/E, with asset quality and returns (ROA 1.18%, ROE 12.89%) offsetting less attractive price-to-book metrics.
DAMARISCOTTA, Maine--(BUSINESS WIRE)--The First Bancorp (Nasdaq: FNLC), ("the Company", "we", "us", "our"), parent company of First National Bank, today reported unaudited results for the quarter and six months ended June 30, 2026. Net income for the second quarter was $9.6 million with fully diluted earnings per share of $0.85, increases of 18.6% and 17.8%, respectively, from net income of $8.1 million and diluted earnings per share of $0.72 for the quarter ended June 30, 2025. Strong earnings.
In this article series, I summarize dividend announcements of the past week. Thirteen companies in my database (including 7 banks) announced dividend increases. JPMorgan Chase stands out with a 10% dividend hike, an A+ safety grade, and a new $50B buyback, and trades only 3.35% above fair value. Matson is the week's high-quality non-bank, boasting a 7.34 quality score, 9.4 safety score, and a conservative 10% payout ratio.
DAMARISCOTTA, Maine--(BUSINESS WIRE)--The First Bancorp (NASDAQ: FNLC), the parent company of First National Bank, today declared a quarterly cash dividend of 38 cents per share. This second quarter dividend represents an increase of one cent per share from dividend paid in each of the prior four quarters, and is payable July 17, 2026 to shareholders of record as of July 7, 2026. "The Board of Directors is pleased to authorize a dividend of 38 cents per share for the second quarter of 2026," re.
