Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S ...
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$6.68 per share
Est. EPS $15.04 · Revenue $39.76B · 8 analysts
$6.68 per share
Est. EPS $4.03 · Revenue $10.35B · 4 analysts
EPS CAD 2.37 · Revenue CAD 20.08B
EPS CAD 3.50 · Revenue CAD 19.28B
EPS CAD 3.39 · Revenue CAD 19.32B
EPS CAD 11.44 · Revenue CAD 78.15B
EPS CAD 3.14 · Revenue CAD 19.19B
EPS CAD 2.50 · Revenue CAD 19.24B
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $78.1B | -0.5% | +4.1% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $8.7B | +19.0% | -33.4% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +41.6% | +15.5% | -0.3% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +14.8% | +21.8% | -31.4% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +11.1% | +19.6% | -36.0% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $8.5B | -69.0% | -257.8% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +10.9% | -68.9% | -251.5% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 471.5% | +6.4% | -0.7% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 0.14x | -2.9% | +17.0% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $1476.8B | +4.8% | +2.7% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 11.44 vs 11.90 | -3.9% | 2.37 vs 3.77 | -37.2% |
| Revenue Surprise | $78.1B vs $35.9B | +117.5% | $20.1B vs $9.7B | +106.3% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| May 15, 2019 | PIPER VINITA LEE | director | Bank of Montreal | D | 0 | — |
| May 15, 2019 | PIPER VINITA LEE | director: | — | — | 0 | — |
| May 15, 2019 | PIPER VINITA LEE | director | Banco Marco SA | D | 0 | — |
Operator: Good morning, and welcome to the BMO Financial Group's Q3 2026 Earnings Release and Conference Call for August 25, 2026. Your host for today is Christine Viau. Please go ahead. Christine Viau: Thank you. Good morning, everyone. We'll begin today with remarks from Darryl White, BMO's CEO; followed by Rahul Nalgirkar, our Chief Financial Officer; and Piyush Agrawal, our Chief Risk Officer. Also present to answer questions are our group heads, Matt Mehrotra, Canadian Personal and Business Banking; Sharon Haward-Laird, Canadian Commercial Banking; Aron Levine, U.S. Banking; Alan Tannenbaum, BMO Capital Markets; Deland Kamanga, Wealth Management; and Darrel Hackett, BMO U.S. CEO. A reminder that our call will end at 8:15 this morning. As noted on Slide 2, forward-looking statements may be made during this call, which involve assumptions that have inherent risks and uncertainties. Actual results could differ materially from these statements. I would also remind listeners that the bank uses non-GAAP financial measures to arrive at adjusted results. Management measures performance on a reported and adjusted basis and considers both to be useful in assessing underlying business performance. Darryl and Rahul will be referring to adjusted results in their remarks unless otherwise noted as reported. With that, I'll turn the call over to Darryl. Darryl White: Thank you, Christine, and good morning, everyone. This morning, we reported another quarter of strong operating performance with EPS of $3.96, up 22% year-over-year and pre-provision pretax earnings of $4.5 billion, up 13%. These results reflect our ongoing focused execution on the strategy we outlined at our Investor Day in March to elevate returns and accelerate growth. Every business segment delivered record pre-provision, pretax earnings with sustained momentum in Capital Markets and Wealth and continued commercial loan growth in both Canada and the U.S. as we deepen One Client relationships across our franchise. We delivered double-digit revenue growth and positive operating leverage of 1.6%, managing expenses in line with revenue and continuing to reinvest for growth. We continue to make meaningful progress against our ROE targets. Return on equity improved again this quarter to 14%, up 200 basis points from last year and extending the momentum we've built over the last 7 quarters. The strength of our core operating performance this quarter reinforces our confidence in delivering a sustainable 15% ROE exiting fiscal 2027. Since outlining our path to higher returns, we've consistently demonstrated that diversified revenue growth, disciplined expense management, strong risk management and proactive capital management delivers tangible and sustainable results. Our progress continues to be supported by each of the key drivers we identified at our Investor Day. We're seeing continued client growth, healthy fee-based revenue and improved productivity across the enterprise. Credit performance …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Aron D. Levine | Group Head & President of BMO U.S. | CAD 16,874,880 | Male | — | Active |
William Darryl White | Chief Executive Officer & Director | CAD 3,454,070 | Male | 1972 | Active |
Alan Tannenbaum | Chief Executive Officer & Group Head of BMO Capital Markets | CAD 3,208,639 | Male | 1968 | Active |
Darrel Harris Hackett | U.S. CEO of BMO Financial Corp., President & CEO of BMO Bank N.A. | CAD 1,965,047 | Male | 1972 | Active |
Rahul Nalgirkar | Chief Financial Officer | CAD 1,216,566 | Male | — | Active |
Steve Tennyson | Chief Technology & Operations Officer | CAD 1,151,779 | Male | — | Active |
Catherine Margaret Roche | Chief Marketing Officer | — | Female | — | Active |
Christine Viau | Head of Investor Relations | — | Female | — | Active |
Mona Malone | Chief Administrative Officer, Chief Human Resources Officer and Head of People, Culture & Brand | — | Female | — | Active |
Pascale Elharr | Chief Legal Officer of Enterprise Legal & Corporate Secretary | — | — | — | Active |
Moneris Solutions Corp., a Canadian provider of payments and commerce solutions that is jointly owned by BMO and Royal Bank of Canada (RBC), is set to be acquired by global investment firm Francisco Partners, Moneris said in a Monday (Aug. 10) press release.
Volatility from shifting Fed expectations and geopolitical events in today's current environment creates an ideal backdrop for active bond traders.
First Bank and Trust trimmed its holdings in shares of Bank Of Montreal (NYSE: BMO) (TSE: BMO) by 17.1% in the second quarter, according to its most recent filing with the SEC. The firm owned 14,338 shares of the bank's stock after selling 2,957 shares during the period. First Bank and Trust's holdings in
Royal Bank of Canada and BMO Financial Group on Monday agreed to sell jointly owned Moneris Solutions to technology investment firm Francisco Partners in a deal valued at C$2 billion ($1.44 billion).
NEW YORK, Aug. 10, 2026 /PRNewswire/ -- Bank of Montreal ("BMO") and REX Shares, LLC ("REX") announced today the launch of the following Exchange Traded Notes ("ETNs") issued by BMO
