HSBC Holdings plc functions as a prominent global entity, delivering a full spectrum of banking and financial services around the world. Its ...
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$0.75 per share
Est. EPS $2.24 · Revenue $19.09B · 1 analysts
Est. EPS $1.65 · Revenue $18.35B · 1 analysts
Est. EPS $8.49 · Revenue $74.72B · 2 analysts
$0.75 per share
EPS $2.20 · Revenue $34.16B
EPS $2.00 · Revenue $33.84B
EPS $6.05 · Revenue $134.10B
EPS $1.40 · Revenue $33.48B
EPS $1.30 · Revenue $33.73B
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $134.1B | -6.4% | +0.9% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $22.3B | -7.1% | +7.7% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +53.0% | +12.6% | -1.4% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +22.3% | -1.1% | +7.2% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +16.6% | -0.7% | +6.7% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $25.1B | -59.1% | — |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +18.7% | -56.3% | — |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 129.2% | -1.4% | +30.7% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 0.33x | +100.0% | +6.6% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $3233.0B | +7.2% | +4.0% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 6.05 vs 7.27 | -16.8% | 2.20 vs 2.22 | -0.9% |
| Revenue Surprise | $134.1B vs $69.1B | +94.2% | $34.2B vs $18.7B | +83.1% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Aug 21, 2026 | Palomaki Daniel Scott | officer: Global Financial Controller | Dividend Equivalent Rights | A | 76 | — |
| May 22, 2026 | Palomaki Daniel Scott | officer: Global Financial Controller | Dividend Equivalent Rights | A | 88 | — |
| May 7, 2026 | Palomaki Daniel Scott | officer: Global Financial Controller | Ordinary shares of US$0.50 | D | 23,123 | $18.11 |
| Apr 1, 2026 | Palomaki Daniel Scott | officer: Global Financial Controller | Ordinary shares of US$0.50 | — | 0 | — |
| Apr 1, 2026 | Palomaki Daniel Scott | officer: Global Financial Controller | Conditional Award | — | 15,241 | — |
Operator: Welcome to the Analyst and Investor Presentation for HSBC Holdings plc's 2026 Interim Results. This webinar is being recorded. I will now hand over to Georges Elhedery, Group CEO. Georges Elhedery: Welcome all to today's call. I'm joined by Pam, who will take you through the second quarter performance in detail in a moment. I'll cover three items. One, our second quarter highlights and the first half performance; two, the progress we're making on strategy execution; and three, our targets for 2026, '27 and '28. Let's turn straight to performance. My comments here will exclude multiple items and the comparisons will be year-on-year on a constant currency basis. Momentum accelerated into the second quarter. We grew revenues by 7% to USD 19 billion. We generated profit before tax of USD 10.3 billion, up 13% year-on-year and we delivered an annualized return on tangible equity for the quarter of 19.5%. We grew our deposit franchise by USD 46 billion and grew our loans by USD 20 billion. Next, the half year performance highlights. We grew both group revenues and group profits before tax by 6%, with an annualized return on tangible equity of 19.1%. Year-on-year, we grew our deposit franchise by USD 129 billion or 8% including held-for-sale balances. Our deposit base stands at USD 1.8 trillion. We grew loans USD 55 billion or 6% year-on-year on the same basis. We see improved demand in Hong Kong and consistent strong growth in the U.K. We grew fee and other income in wholesale transaction banking by 4%. As the world's trade bank, this shows the central role we are playing and the growing market share we are taking as our customers adapt to new patterns of trade. In Wealth, we grew fee and other income by 18%, delivering particularly good growth in our market-leading Asia franchise. We are distributing to our shareholders with another $0.10 quarterly interim dividend per share, $0.20 for the first half. And we are restarting share buybacks -- would be -- up to USD 1 billion we announced today, three quarters after pausing them following the announcement of the Hang Seng Bank privatization. We continue to progress at pace and with discipline with our strategy execution. Each of our four businesses is growing, each generated an annualized return on tangible equity in excess of 17%, and each is building on a strong foundation for future growth. Our four leading and highly connected businesses bring scale benefits to our unique growth proposition. We continue to focus on three clear strategic priorities, and we are moving at pace with each; one, be simple and agile; two, drive customer centricity and three, deliver focused sustainable growth. First, to strategic priority #1. To unlock HSBC's full potential, we have been reengineering to become simple and agile. To do this, we have focused on five areas. First, organizational structure that's done. We're now focused on embedding greater business collaboration. Second, leadership. That's also done. …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Georges Elhedery | Group Chief Financial Officer, Member of the Group Management Board & Executive Director | USD 7,349,944 | Male | 1974 | Active |
Manveen Kaur | Group Chief Financial Officer & Executive Director | USD 4,346,609 | Female | 1964 | Active |
Suzy White | Group Chief Operating Officer & Member of Management Board | — | Female | 1977 | Active |
Surendranath Ravi Rosha | Co-CEO of HSBC Asia and Middle East & Member of the Group Management Board | — | Male | 1969 | Active |
Yi Chien Liao | Co-CEO of HSBC Asia and Middle East & Member of the Group Management Board | — | Male | 1972 | Active |
Michael Roberts | Chief Executive Officer of HSBC Bank plc & Corporate and Institutional Banking, Member of the Group Management Board | — | Male | 1960 | Active |
Richard Blackburn | Group Chief Risk & Compliance Officer and Member of Grp Mgmt Board | — | Male | 1966 | Active |
Aileen Norma Taylor | Group Chief People & Governance Officer and Member of Group Mgmt Board | — | Female | 1973 | Active |
Robert F. Hoyt | Group Chief Legal Officer & Member of the Group Management Board | — | Male | 1965 | Active |
Stuart Riley | Group Chief Information Officer & Member of Management Board | — | Male | 1974 | Active |
Barry O'Byrne | Chief Executive Officer of International Wealth & Premier Banking and Member of the Group Management Board | — | Male | 1975 | Active |
Standard Chartered and HSBC have completed the first interbank transaction executed on Swift's blockchain-based ledger, Standard Chartered said in a Wednesday (Aug. 19) press release. This live cross-border transaction demonstrated interbank operability and helped advance industry progress on 24/7 cross-border payments, according to the release.
Ant International launched an upgraded version of its artificial intelligence model on Thursday, signing up major global banks as financial institutions accelerate the adoption of specialised AI to manage liquidity risks.
BAC, C, DB and HSBC are among six banks agreeing to an $86.4M settlement over alleged Mexican bond market manipulation.
HSBC Holdings PLC (LSE:HSBA, NYSE:HSBC) has had its share price target raised to 1,375p from 1,275p by RBC Capital Markets after the broker increased earnings forecasts following stronger-than-expected second-quarter results. RBC retained its Sector Perform rating, with the revised target still below HSBC's 1,525.8p share price at the time of the note, suggesting the broker sees much of the bank's improving outlook as already reflected in the valuation.
HSBC's global chief executive for insurance business, Edward Moncreiffe, is set to leave the bank after two decades with the lender, according to two people with direct knowledge of the matter.
