PublicSquare Expands Embedded Payments Distribution with LendSuite Software Integration
PSQ Holdings, Inc. (NYSE: PSQH) ("PublicSquare" or the "Company"), a payments and financial infrastructure company, today announced that PSQ Payments is integra

PSQ Holdings, Inc. manages a digital ecosystem, accessible via both an app and a website, that facilitates connections between American consumers and ...
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Est. EPS $-2.13 · Revenue $7.80M · 1 analysts
Est. EPS $-2.26 · Revenue $10.00M · 1 analysts
Est. EPS $-7.63 · Revenue $33.10M · 1 analysts
Est. EPS $0.00 · Revenue $9.64M
EPS $-2.70 · Revenue $7.08M
EPS $-1.50 · Revenue $6.75M
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $18.2M | -21.5% | -12.6% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $-24.9M | +56.8% | +12.9% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +69.3% | +14.3% | -39.3% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | -175.6% | +26.9% | +10.7% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | -136.8% | +45.0% | +0.4% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $-26.6M | +29.6% | +100.0% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | -146.3% | +10.2% | +100.0% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 51.0% | -57.9% | +802.1% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 2.03x | -62.7% | -12.9% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $59.7M | -20.3% | -9.4% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | -8.10 vs -8.78 | +7.7% | -1.54 vs -2.13 | +27.7% |
| Revenue Surprise | $18.2M vs $20.8M | -12.7% | $7.1M vs $7.8M | -8.6% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Aug 13, 2026 | Langston Willie | director | Class A Common Stock, par value $0.0001 per share | A | 27,777 | $3.60 |
| Aug 13, 2026 | Long Caitlin | director | Class A Common Stock, par value $0.0001 per share | A | 277 | $3.60 |
| Aug 13, 2026 | Masters Blake | director | Class A Common Stock, par value $0.0001 per share | A | 13,888 | $3.60 |
| Aug 13, 2026 | Trump Donald J. JR | director | Class A Common Stock, par value $0.0001 per share | A | 69,444 | $3.60 |
| Aug 13, 2026 | Pilot Davis III | director | Class A Common Stock, par value $0.0001 per share | A | 236,111 | $3.60 |
Operator: Hello, and thank you for standing by. My name is Bella, and I will be your conference operator today. At this time, I would like to welcome everyone to PSQ Holdings First Quarter 2026 Financial Results Conference Call. [Operator Instructions] I would now like to turn the conference over to William Kent. You may begin. William Kent: Good morning, and welcome to the PSQ Holdings First Quarter 2026 Earnings Call. Joining me today are Dusty Wunderlich, our Chairman and Chief Executive Officer; Mike Pena, our Chief Financial Officer; and Krista Wenzel, our Chief Accounting Officer. Before we begin, please note that the information we discuss today, including our outlook, is current as of today and includes forward-looking statements that involves risks and uncertainties. We are not required to update these statements if new information arises. For details on factors that could cause actual results to differ, please see today's earnings press release and our SEC filings, including our 2025 Form 10-K. We may also present non-GAAP measures alongside financial measures calculated according to GAAP. I'll now hand the call over to Dusty. Dustin Wunderlich: Thank you, Will, and good morning, everyone. On our year-end call in March, I said you should expect deliberate communication when there is meaningful progress to report. Q1 2026 is meaningful progress. At the end of 2025, we committed to focusing our strategy, being accountable in operations, improving cash efficiency and raising revenue per employee. This quarter's results show we are delivering on those promises. Revenue grew 167% year-over-year during the first quarter. Operating expenses declined 18% Operating loss improved 34%. Payments delivered its largest gross merchandise volume or GMV quarter ever. Credit GMV grew 32% and revenue per employee, our North Star metric, improved 287%. These figures represent actual results, not projections. Krista will walk through the P&L story, and Mike will speak to platform scale, cash and our capital position. At the ROTH Conference in March, a replay is available on our IR site. I said AI adoption was expected to meaningfully change revenue per employee and that we aim to improve this metric every quarter. Q1 is our first data point supporting that thesis. AI continues to be a force multiplier, and we are seeing in real time how it is actively pushing us to redesign and upgrade how we work. Since we first deployed machine learning in Credova's underwriting in 2021, we have expanded its use across engineering, financial operations and risk monitoring. AI agent infrastructure has improved our situational awareness, operational efficiency and accelerated our team's decision-making. With a smaller team and better tools, we are working more efficiently and Q1 reflects it. The restructuring we executed over the past 2 quarters is now fully reflected in our cost structure. We reduced staff by 41% from September 2025 to March 2026, wound down the …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Michael Pena | Chief Financial Officer & Treasurer | USD 397,081 | Male | 1983 | Active |
Andrew Weisbecker | Chief Experience Officer & President of Marketplace | USD 385,412 | Male | 1983 | Active |
Randy Carlson | Chief Technology Officer | USD 350,000 | Male | 1975 | Active |
Brian Billingsley | Chief Strategy Officer | — | Male | 1986 | Active |
William I. Kent | Senior Vice President of Investor Relations & Corporate Affairs | — | Male | — | Active |
James Giudice | Chief Legal Officer & General Counsel | — | Male | 1987 | Active |
Krista Wenzel | Chief Accounting Officer | — | Female | 1987 | Active |
Sarah Gabel Seifert | President of EveryLife, Inc. | — | Female | 1994 | Active |
Michael Perkins | COO & President of Payments | — | Male | 1983 | Active |
Caroline Carralero | Chief Business Development Officer | — | Female | 1994 | Active |
Dustin Wunderlich | CEO & Non-Executive Chairman of the Board | — | Male | 1981 | Active |
PSQ Holdings, Inc. (NYSE: PSQH) ("PublicSquare" or the "Company"), a payments and financial infrastructure company, today announced that PSQ Payments is integra

BOZEMAN, Mont.--(BUSINESS WIRE)--PSQ Holdings, Inc. (NYSE: PSQH) ("PublicSquare" or the "Company"), a payments and financial infrastructure company, today announced that PSQ Payments is integrating/partnering as a payments processing option for the nearly 150 lenders within LendSuite Software's ecosystem. Any lender operating on LendSuite's platforms, which include Infinity Software, Tekambi, and EPIC Loan Systems, will be able to select PSQ Payments for card, ACH, RTP, and FedNow, and Push to.

BOZEMAN, Mont.--(BUSINESS WIRE)--PSQ Holdings, Inc. (NYSE: PSQH) ("PSQ Holdings" or the "Company"), a payments and financial infrastructure company, today announced that PSQ Payments was able to successfully scale transaction processing capacity for Silencer Shop, the largest distributor of suppressors in the United States, compared to a typical day of processing for the company. The surge in volume came in response to increased consumer demand following the federal court order in Silencer Shop.

PSQ Holdings, Inc. (NYSE: PSQH) ("PublicSquare" or the "Company") a payments and financial infrastructure company delivering modern financial infrastructure to

BOZEMAN, Mont.--(BUSINESS WIRE)--PSQ Holdings, Inc. (NYSE: PSQH) ("PublicSquare" or the "Company") a payments and financial infrastructure company delivering modern financial infrastructure to industries underserved by traditional banking institutions, today announced that Dealer Cash, LLC ("Dealer Cash"), a Texas-based provider of collateral protection insurance and consumer lending services to automotive dealerships, has selected PSQ Payments as its payment processing partner. Dealer Cash wil.
