Landmark Bancorp, Inc. serves as the parent entity for Landmark National Bank, delivering a comprehensive array of financial and banking services to ...
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Est. EPS $0.89 · Revenue $19.10M · 1 analysts
Est. EPS $0.87 · Revenue $19.10M · 1 analysts
Est. EPS $3.47 · Revenue $76.10M · 1 analysts
Est. EPS $3.48 · Revenue $77.90M · 1 analysts
$0.82 per share
$0.82 per share
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $96.0M | +8.3% | -78.2% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $18.8M | +44.4% | +6.4% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +71.2% | +8.4% | -114.1% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +24.0% | +51.1% | -558.8% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +19.6% | +33.4% | +388.3% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $21.0M | +76.5% | -47.4% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +21.9% | +63.0% | +141.2% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 21.0% | -67.7% | +13.6% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 1.01x | +2168.7% | +38.9% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $1.6B | +2.1% | +0.0% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 3.07 vs 3.47 | -11.5% | 0.87 vs 0.83 | +4.8% |
| Revenue Surprise | $96.0M vs $76.1M | +26.1% | $5.2M vs $63000 | +8207.9% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Mar 29, 2028 | Wendel Abigail M | director, officer: President/CEO | Option to purchase common stock | D | 40,000 | $19.43 |
| Aug 7, 2026 | Kohlrus Mark J. | director | Common Stock | A | 799 | $31.83 |
| Aug 6, 2026 | Kohlrus Mark J. | director | Common Stock | A | 201 | $31.50 |
| Jun 12, 2026 | LEWIS JIM | director | Common Stock | D | 900 | $29.48 |
| Jun 11, 2026 | LEWIS JIM | director | Common Stock | D | 367 | $29.08 |
Operator: Thank you for standing by. My name is Carly, and I will be your conference operator today. At this time, I would like to welcome everyone to the Landmark Bancorp, Inc. Second Quarter Earnings Call. [Operator Instructions] I would now like to turn the conference over to Shelley Reed, Head of Investor Relations. You may begin. Shelley Reed: Thanks, Carly. Good morning, everyone, and welcome to Landmark Bancorp's Second Quarter Earnings Conference Call. My name is Shelley Reed. I'm the Head of Corporate Strategy and Development and Investor Relations. Joining me today are several members of our executive leadership team, including our President and CEO, Abby Wendel; Chief Financial Officer, Mark Herpich; and Chief Credit Officer, Raymond McLanahan. During today's call, we may make statements that constitute projections, plans, objectives, future performance, beliefs, expectations or similar forward-looking statements. These statements involve risks and uncertainties, which should be considered in evaluating forward-looking statements, and undue reliance should not be placed on such statements. We caution that such statements are predictions only and that actual results may differ materially. We include more information on these factors in our earnings release furnished with our Form 8-K yesterday as well as our Form 10-K and Form 10-Q filings and subsequent filings with the SEC. Additionally, all statements, including forward-looking statements, speak only as of the date they are made, and Landmark undertakes no obligation to update any statement in light of new information or future events. Also, our remarks may reference certain non-GAAP financial metrics we believe provide useful information to investors. Additional disclosures regarding non-GAAP metrics, including the reconciliation of those non-GAAP metrics to GAAP, are contained in our earnings release, which we filed yesterday with the SEC and are also available on the Investors section of our website at banklandmark.com. We caution that these non-GAAP financial metrics should not be viewed as a substitute for operating results determined in accordance with GAAP as contained in our earnings release and other filings with the SEC. A replay of this call will be available through August 6, 2026. Access information can be found in our earnings release. I will now turn the conference call over to our President and Chief Executive Officer, Abby Wendel. Abigail Wendel: Thanks, Shelley. Good morning, everyone, and thank you for joining us today. I am pleased to report that Landmark delivered strong second quarter 2026 financial results. Highlights from these results included record revenue and increased profitability driven by continued execution of our disciplined growth strategy. Second quarter revenue increased to a record $19.2 million, driven by higher net interest income and increased gain on sale revenue. Earnings per share increased to $0.88, return on average assets improved …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Abigail Wendel | President, Chief Executive Officer & Director | USD 767,476 | Female | 1974 | Active |
Mark A. Herpich | Vice President, Secretary, Chief Financial Officer & Treasurer | USD 417,931 | Male | 1968 | Active |
Shelley R. Reed | Executive Vice President of Strategy and Development | — | Female | — | Active |
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Landmark Bancorp (LARK) have what it takes?
LARK Distilling Co. Ltd. (LRKKF) Q4 2026 Earnings Call Transcript
Landmark Bancorp's Q2 earnings improve y/y as higher revenues, stronger margins and loan growth offset rising expenses and credit quality concerns.
Landmark Bancorp, Inc. (LARK) Q2 2026 Earnings Call Transcript
Landmark Bancorp NASDAQ: LARK reported record revenue and higher profitability for the second quarter of 2026, as growth in net interest income and gains on loan sales supported quarterly net income of $5.4 million.
