MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout ...
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Est. EPS $0.84 · Revenue $51.30M · 1 analysts
Est. EPS $0.84 · Revenue $51.10M · 1 analysts
Est. EPS $3.25 · Revenue $202.50M · 1 analysts
Est. EPS $0.79 · Revenue $50.80M · 1 analysts
$1.04 per share
$1.04 per share
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $237.0M | +1.1% | -0.8% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $68.7M | +6.5% | -0.8% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +62.0% | +4.5% | -0.2% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +39.2% | +5.3% | +5.1% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +29.0% | +5.3% | +0.0% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $137.0M | +120.2% | -27.6% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +57.8% | +117.8% | -27.0% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 99.3% | +9.3% | -10.5% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 28.64x | +29008.3% | -84.2% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $4.8B | +32.7% | -3.6% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 2.64 vs 2.73 | -3.3% | 0.76 vs 0.81 | -6.2% |
| Revenue Surprise | $237.0M vs $157.1M | +50.9% | $70.4M vs $52.4M | +34.4% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Jun 1, 2026 | Glover Frank | director: | — | — | 0 | — |
| Jun 1, 2026 | Paek John | director: | — | — | 0 | — |
| Jun 1, 2026 | Shim David S. | director: | — | — | 0 | — |
| Jun 1, 2026 | Lu Feiying | director: | — | — | 0 | — |
| Jun 1, 2026 | Kim Howard Hwasaeng | director, officer: Executive Vice President | Common Stock | A | 21,840 | $32.66 |
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Nack Young Paek | Chairman & Chief Executive Officer | USD 1,568,500 | Male | 1943 | Active |
Farid Tan | Interim CFO, Principal Financial & Accounting Officer, President and Director | USD 1,568,300 | Male | 1958 | Active |
Howard Hwasaeng Kim | Executive Vice President, Chief Lending Officer, Chief Operating Officer & Director | USD 1,521,000 | Male | 1957 | Active |
Abdul Mohdnor | Executive Vice President & Chief Compliance Officer | USD 282,646 | Male | 1970 | Active |
Sion Nyen Lai | Secretary & Director | USD 87,600 | Male | 1955 | Active |
Connor Clark and Lunn Investment Management Ltd. acquired a new stake in shares of MetroCity Bankshares, Inc. (NASDAQ: MCBS) during the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (SEC). The institutional investor acquired 24,736 shares of the company's stock, valued at approximately
MetroCity Bankshares, Inc. (NASDAQ: MCBS - Get Free Report) shares were down 6.7% on Monday after the company announced weaker than expected quarterly earnings. The company traded as low as $33.11 and last traded at $34.11. 15,067 shares were traded during trading, a decline of 83% from the average daily volume of 88,714 shares. The stock
Affinity Bancshares (NASDAQ: AFBI - Get Free Report) and MetroCity Bankshares (NASDAQ: MCBS - Get Free Report) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, risk, valuation, analyst recommendations, institutional ownership and dividends. Analyst Ratings This is a summary of
ATLANTA, July 24, 2026 /PRNewswire/ -- MetroCity Bankshares, Inc. ("MetroCity" or the "Company") (NASDAQ: MCBS), holding company for Metro City Bank (the "Bank"), today reported net income of $22.1 million, or $0.76 per diluted share, for the second quarter of 2026, compared to $22.3 million, or $0.77 per diluted share, for the first quarter of 2026, and $16.8 million, or $0.65 per diluted share, for the second quarter of 2025. For the six months ended June 30, 2026, the Company reported net income of $44.4 million or $1.53 per diluted share, compared to $33.1 million, or $1.29 per diluted share, for the same period in 2025.
ATLANTA, July 15, 2026 /PRNewswire/ -- MetroCity Bankshares, Inc. (the "Company") (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.29 per share on its common stock. The cash dividend is payable on August 7, 2026 to shareholders of record as of July 29, 2026.
