First National Corp. (FXNC) Could Be a Great Choice
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does FIRST NAT CP (FXNC) have what it takes?

First National Corporation serves as the holding company for First Bank, which offers a diverse array of financial solutions and commercial banking ...
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$0.67 per share
Est. EPS $0.63 · Revenue $24.27M · 2 analysts
Est. EPS $0.64 · Revenue $24.41M · 2 analysts
Est. EPS $2.44 · Revenue $95.47M · 2 analysts
$0.67 per share
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $112.2M | +27.1% | +5.3% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $17.7M | +154.1% | +17.5% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +74.0% | +15.5% | +1.5% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +19.6% | +114.5% | +11.7% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +15.8% | +99.9% | +11.6% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $21.0M | +182.4% | -200.0% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +18.7% | +164.8% | -194.9% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 22.9% | +25.1% | -2.4% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 0.10x | +8.3% | +136.1% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $2.0B | +1.4% | -0.0% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 1.96 vs 2.02 | -3.2% | 0.63 vs 0.59 | +6.9% |
| Revenue Surprise | $112.2M vs $88.8M | +26.4% | $29.7M vs $23.5M | +26.4% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Aug 12, 2026 | Funk William Michael | director | Common Stock, $1.25 par value | A | 1,113 | — |
| Aug 12, 2026 | Brannock Boyce E | director | Common Stock, $1.25 par value | A | 1,113 | — |
| Aug 12, 2026 | Patel Kirtesh | director | Common Stock, $1.25 par value | A | 1,113 | — |
| Aug 12, 2026 | Smith Gerald F JR | director | Common Stock, $1.25 par value | A | 1,113 | — |
| Aug 12, 2026 | WILKINS III JAMES R | director | Common Stock, $1.25 par value | A | 1,113 | — |
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Scott C. Harvard | President, Chief Executive Officer & Director | USD 785,560 | Male | 1955 | Active |
Dennis A. Dysart | Senior EVP & COO | USD 452,934 | Male | 1972 | Active |
Brad E. Schwartz | Executive Vice President & Chief Financial Officer | USD 385,695 | Male | 1963 | Active |
Gerald F. Smith Jr. | Independent Chair of the Board & Secretary | USD 33,754 | Male | 1962 | Active |
James R. Wilkins | Independent Vice Chair & Secretary | USD 32,401 | Male | 1969 | Active |
Chris Layne | SVP of Regional Market Executive | — | Male | — | Active |
Joe A. Shearin | President of Greater Richmond Market | — | Male | 1956 | Active |
Paul K. Martin | Senior Vice President and Market President of Staunton, Waynesboro, Augusta, Harrisonburg & Rockingham County | — | Male | — | Active |
W. Todd Ross | Market President | — | Male | — | Active |
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does FIRST NAT CP (FXNC) have what it takes?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does FIRST NAT CP (FXNC) have what it takes?

First National Corp. (FXNC) came out with quarterly earnings of $0.63 per share, beating the Zacks Consensus Estimate of $0.59 per share. This compares to earnings of $0.57 per share a year ago.

STRASBURG, Va., July 29, 2026 (GLOBE NEWSWIRE) -- First National Corporation (the “Company” or “First National”) (NASDAQ: FXNC), the bank holding company of First Bank (the “Bank”), reported consolidated net income of $5.7 million and basic and diluted earnings per common share of $0.64 and $0.63, respectively, for the second quarter ended June 30, 2026.

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does FIRST NAT CP (FXNC) have what it takes?
