Great Southern Bancorp, Inc. functions as the bank holding company for Great Southern Bank, delivering a wide array of financial services across ...
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Est. EPS $1.39 · Revenue $56.07M · 1 analysts
Est. EPS $1.39
Est. EPS $1.43 · Revenue $55.85M · 1 analysts
Est. EPS $5.83 · Revenue $224.15M · 1 analysts
$1.72 per share
$1.72 per share
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $343.3M | -3.4% | +12.3% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $71.0M | +14.8% | -9.6% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +66.9% | +9.6% | +4.9% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +25.4% | +19.7% | +22.6% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +20.7% | +18.8% | -19.5% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $66.2M | +69.2% | -89.3% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +19.3% | +75.1% | -90.5% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 63.7% | +129.6% | -5.4% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 0.14x | -12.7% | -0.1% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $5.6B | -6.4% | -2.9% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 6.19 vs 6.08 | +1.8% | 1.43 vs 1.38 | +4.0% |
| Revenue Surprise | $343.3M vs $226.9M | +51.3% | $79.9M vs $55.3M | +44.6% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Aug 17, 2026 | BROWN JULIE A | director | Common stock | D | 851 | $81.00 |
| Jul 21, 2026 | TURNER WILLIAM V | director | Common stock | D | 6,400 | $78.71 |
| Jul 14, 2026 | Pitt Douglas M | director | Common stock | A | 46 | $78.01 |
| Jul 14, 2026 | CARLSON THOMAS J | director | Common stock | A | 96 | $77.84 |
| Jul 14, 2026 | Hart Debra Mallonee | director | Common Stock | A | 11 | $78.01 |
Operator: Good day, and thank you for standing by. Welcome to the Great Southern Bancorp second quarter 26 Earnings Call. At this time, all participants are in a listen only mode. After the speakers' presentation, there will be a question and answer session. To ask a question during the session, you will need to press *11 on your telephone. You would then hear an automated message advising your hand is raised. To withdraw your question, please press *11 again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your first speaker, for today, Christina Maldonado. Please go ahead. Christina Maldonado: Good afternoon, and thank you for joining Great Southern Bank second quarter 26 earnings call. Today, we will be discussing the company's results for the quarter ended 06/30/2026. Before we begin, I would like to remind everyone that during this call, forward looking statements may be made regarding the company's future events and financial performance. These statements are subject to various factors that could cause actual results to differ materially from those anticipated or projected. For a list of these factors, please refer to the forward looking statements disclosure in the earnings release and other public filings. Joining me today are President and CEO, Joe Turner and chief financial officer, Rex A. Copeland. I will now turn the call over to Joe. Joseph William Turner: Okay. Thanks, Christina, and good afternoon to everyone on the call. We appreciate you joining us today. Our second quarter 26 results reflect the strength and resilience of our core banking franchise despite what remains a highly competitive operating environment. Our operating metrics remain sound supported by disciplined expense management, careful balance sheet positioning, and our ongoing emphasis on relationship based banking. In the second quarter of 2026, we reported preliminary net income of $15.8 million or $1.43 per diluted common share compared to $19.8 million or $1.72 per diluted common share in the previous year quarter. These results were negatively impacted by several onetime expenses related to the planned consolidation of 9 banking centers and staffing reductions in other operational areas. Which Rex and I will discuss further. For the first half of 2026, preliminary net income totaled 33.3 million or $2.99 per diluted common share compared to $36.9 million or $3.18 per share in the first half of 2025. Net interest income in the second quarter totaled $49.5 million down from 51 million in the year ago quarter. This change from the prior year period was driven primarily by the absence in 2026. Of $2 million of interest income from a previously terminated swap. Despite this headwind, disciplined funding cost management allowed for the expansion of our margin to 76 from the year ago quarter when it was 3.68. In terms of lending, net loan balances decreased $149 million in the second quarter of 26 This …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Joseph William Turner | President, Chief Executive Officer & Director | USD 1,583,521 | Male | 1965 | Active |
Rex A. Copeland | Treasurer | USD 660,202 | Male | 1965 | Active |
John Bugh | VP & Chief Lending Officer of Great Southern Bank | USD 591,343 | Male | 1968 | Active |
Kevin L. Baker | VP & Chief Credit Officer of Great Southern Bank | USD 572,456 | Male | 1968 | Active |
Mark A. Maples | Assistant Secretary | — | Male | 1964 | Active |
Tammy Baurichter | Controller | — | Female | — | Active |
Canada Pension Plan Investment Board purchased a new stake in Great Southern Bancorp, Inc. (NASDAQ: GSBC) during the second quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The fund purchased 8,700 shares of the financial services provider's stock, valued at approximately $682,000. Canada Pension Plan Investment Board
Connor Clark and Lunn Investment Management Ltd. bought a new position in shares of Great Southern Bancorp, Inc. (NASDAQ: GSBC) in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The firm bought 6,516 shares of the financial services provider's stock,
Great Southern Bancorp, Inc. (GSBC) Q2 2026 Earnings Call Transcript
Great Southern Bancorp NASDAQ: GSBC reported lower second-quarter earnings as one-time costs tied to branch consolidations and workforce reductions weighed on results, while management said the company's core banking metrics remained sound in a competitive lending and funding environment.
Great Southern Bancorp (GSBC) came out with quarterly earnings of $1.57 per share, beating the Zacks Consensus Estimate of $1.38 per share. This compares to earnings of $1.72 per share a year ago.
