Auburn National Bancorporation, Inc. serves as the parent entity for AuburnBank, offering a broad spectrum of banking and financial services across East ...
Auburn National Bancorporation, Inc. (NASDAQ: AUBN) is a bank holding company headquartered in Auburn, Alabama, operating primarily through its subsidiary AuburnBank. Founded in 1907 as the first financial institution in Auburn, the bank has a long history of community-focused service. As of the latest data, the company has total assets ...Auburn National Bancorporation, Inc. (NASDAQ: AUBN) is a bank holding company headquartered in Auburn, Alabama, operating primarily through its subsidiary AuburnBank. Founded in 1907 as the first financial institution in Auburn, the bank has a long history of community-focused service. As of the latest data, the company has total assets of approximately $1.1 billion and employs around 145 people. The bank provides a comprehensive suite of deposit products, including checking, savings, certificates of deposit, and transactional accounts. On the lending side, it offers commercial, financial, agricultural, real estate construction, and consumer loans, along with specialized financial services. Convenience is enhanced through ATMs, debit cards, online banking, bill payment, and other digital tools, as well as safe deposit boxes. The operational network includes seven full-service branches in Auburn, Opelika, Notasulga, and Valley, Alabama, and loan production offices in Auburn and Phenix City. Financially, the company has shown solid performance with a market cap of approximately $91.3 million, a price-to-earnings ratio of about 10.85, and a dividend yield of 4.1% (trailing twelve months). The company maintains a strong capital position with no debt and a return on equity of 9.1%. Leadership is under President and CEO David A. Hedges, who has been in the role since January 1, 2023, with Robert W. Dumas serving as Chairman of the Board. The company is committed to relationship-driven community banking, having served its customers for over a century and continuing to adapt to modern banking needs while maintaining its local roots.
YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength.
QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes.
RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three).
$32.8M
-22.3%
+1.6%
Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day.
$7.3M
+13.4%
+4.5%
Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials.
+98.1%
+35.4%
+1.9%
Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on).
+28.1%
+41.2%
+2.2%
Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales.
+22.1%
+46.0%
+2.9%
Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock.
$10.9M
+24.6%
-40.6%
FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine.
+33.1%
+60.3%
-41.6%
Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe.
0.0%
—
—
Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking.
0.14x
+31.5%
—
Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground.
