Amalgamated Financial Corp., established in New York in 1923, operates as the parent company for Amalgamated Bank. This institution delivers a comprehensive ...
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Est. EPS $1.10 · Revenue $97.95M · 1 analysts
Est. EPS $1.06 · Revenue $97.01M · 1 analysts
Est. EPS $4.00 · Revenue $382.41M · 1 analysts
Est. EPS $1.02 · Revenue $95.96M · 1 analysts
$0.65 per share
$0.65 per share
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $455.0M | +4.5% | +5.6% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $104.4M | -1.9% | +37.8% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +70.3% | -0.1% | +11.3% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +30.8% | -7.8% | +29.6% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +23.0% | -6.1% | +30.5% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $134.4M | +9.9% | -61.3% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +29.5% | +5.2% | -63.4% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 11.8% | -74.9% | -5.9% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 12.77x | +5137.0% | — |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $8.9B | +7.4% | +2.6% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 3.41 vs 3.55 | -3.9% | 1.15 vs 1.00 | +15.0% |
| Revenue Surprise | $455.0M vs $331.8M | +37.1% | $129.5M vs $92.1M | +40.6% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Sep 2, 2026 | Darby Jason | officer: Senior Executive VP and CFO | Common Stock | D | 1 | $48.20 |
| Sep 2, 2026 | Western States Regional Joint Board, Workers United | 10 percent owner | Common Stock | D | 44,244 | $48.19 |
| Sep 2, 2026 | Workers United | 10 percent owner | Common Stock | D | 44,244 | $48.19 |
| Sep 1, 2026 | Brown Sam D. | officer: SEVP, Chief Banking Officer | Common Stock | D | 2,192 | $47.34 |
| Sep 1, 2026 | Brown Sam D. | officer: SEVP, Chief Banking Officer | Common Stock | D | 4 | $47.26 |
Operator: Good morning, ladies and gentlemen. And welcome to the Amalgamated Financial Corporation Second Quarter 26 Earnings Conference Call. During today's presentation, all parties will be in a listen-only mode. with Q&A to follow. A replay of the call and the accompanying slides are available on our Investor Relations website. Please review the forward-looking statements and non-GAAP disclosures on slide 2. As a reminder, this conference call is being recorded. I would now like to turn the call over to Mr. Jason Darby, Chief Financial Officer. Please go ahead, sir. Jason Darby: Operator, and good morning, everyone. We appreciate your participation in our earnings call. With me today is Priscilla Sims Brown, our President and Chief Executive Officer Additionally, Sam D. Brown, our Chief Banking Officer, is here for the Q&A portion of today's call. We look forward to your questions and we will try to limit repeating details you have already reviewed in the earnings materials. I will now turn the call over to Priscilla. Priscilla Sims Brown: Good morning, everyone. This quarter showcases the power of the franchise we have built. The strongest balance sheet in our history and 1 of the most differentiated deposit franchise in banking. We are successfully converting balance sheet growth into record earnings, record profitability, and a scalable platform that bodes well for future top performance. The bank has delivered outstanding results this quarter, including record net income of $34.8 million core net income of $33.1 million and profitability metrics that rank among the strongest in our history. Return on average assets exceeded 1.4%, Return on tangible common equity exceeded 16%. And our core efficiency ratio remained below 50%. Clear evidence that we are harvesting the earnings power of the franchise and creating a lasting platform for continued growth. Revenue approached $100 million and revenue per share exceeded $3.00 for the second consecutive quarter. These results supported our decision to raise full year 2026 guidance. Over the past several years, we have strengthened the balance sheet We have expanded our deposit franchise, built lending capabilities, enhanced our technology infrastructure, and invested in the people, processes, and systems needed to support growth. This quarter demonstrates that those investments are translating into greater earnings capacity, stronger profitability, increasing operating leverage, and ultimately, shareholder value well into the future. Importantly, we achieved this growth while maintaining strong capital, liquidity, and credit discipline. Our portfolio continues to perform well, and we remain focused on disciplined risk management as we grow. These results reflect not only the growth of the franchise, but the quality and the resilience of that growth. On balance sheet deposits increased $280 million or 3.4% during the quarter to a record $8.5 billion highlighting the continued and differentiated …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Priscilla Sims Brown | President, Chief Executive Officer & Director | USD 2,514,644 | Female | 1957 | Active |
Jason Darby | Chief Financial Officer & Senior Executive Vice President | USD 887,057 | Male | 1973 | Active |
Sam D. Brown | Senior EVP & Chief Banking Officer | USD 881,042 | Male | 1982 | Active |
Sean Searby | Executive Vice President & Chief Information and Operations Officer | USD 697,806 | Male | 1982 | Active |
Edgar Romney Jr. | Executive VP & Chief Strategy and Administrative Officer | USD 679,931 | Male | 1980 | Active |
Mandy Tenner | Executive Vice President & Chief Legal Officer | USD 580,622 | Female | 1980 | Active |
Eleanor Innes | Senior Vice President & Chief Investment Officer | — | Female | — | Active |
Leslie S. Veluswamy | Executive Vice President & Chief Accounting Officer | — | Female | 1985 | Active |
Adrian Glace | Senior Vice President & Chief Technology Officer | — | Male | 1977 | Active |
Tyrone Graham | Executive Vice President & Chief Human Resources Officer | — | Male | 1964 | Active |
Bank of New York Mellon Corp purchased a new stake in Amalgamated Financial Corp. (NASDAQ: AMAL) during the second quarter, according to its most recent filing with the SEC. The firm purchased 151,010 shares of the company's stock, valued at approximately $6,931,000. Bank of New York Mellon Corp owned 0.51% of Amalgamated Financial
Amalgamated Financial (AMAL) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
BlackRock Inc. acquired a new position in shares of Amalgamated Financial Corp. (NASDAQ: AMAL) during the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (SEC). The institutional investor acquired 3,405,902 shares of the company's stock, valued at approximately $156,331,000. BlackRock Inc. owned about
Investors need to pay close attention to AMAL stock based on the movements in the options market lately.
A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.
