American International Group, Inc. (AIG) is a global insurance provider, delivering a broad spectrum of insurance solutions to commercial, institutional, and individual ...
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$1.85 per share
$1.85 per share
Est. EPS $1.81 · Revenue $7.43B · 12 analysts
Est. EPS $2.10 · Revenue $7.57B · 12 analysts
EPS $1.16 · Revenue $6.77B
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $26.8B | -1.8% | +6.5% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $3.1B | +320.5% | +24.2% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +34.5% | +1.4% | -23.1% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +14.5% | +2.2% | +29.7% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +11.6% | +324.6% | +16.6% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $3.3B | +1.3% | +1007.1% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +12.4% | +3.1% | +939.1% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 22.3% | +6.5% | -0.8% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 0.85x | -33.1% | +64.0% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $161.3B | -0.0% | +1.2% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 5.43 vs 7.04 | -22.9% | 1.78 vs 1.81 | -1.8% |
| Revenue Surprise | $26.8B vs $27.2B | -1.6% | $7.1B vs $7.4B | -4.6% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Aug 13, 2026 | Zaffino Peter | director, officer: Executive Chair | Common Stock | D | 36,629 | $76.13 |
| Aug 13, 2026 | Zaffino Peter | director, officer: Executive Chair | Common Stock | D | 200 | $76.89 |
| Aug 12, 2026 | Zaffino Peter | director, officer: Executive Chair | Common Stock | D | 200,000 | $76.47 |
| Jul 27, 2026 | Schaper Christopher | officer: EVP, Chief Risk Officer | Common Stock | D | 2,476 | $79.16 |
| Jul 1, 2026 | Stoddard Thomas D | director | Deferred Stock Unit | A | 15 | — |
Operator: Good day, and welcome to AIG's Second Quarter 2026 Financial Results Conference Call. This conference is being recorded. Now at this time, I would like to turn the conference over to Quentin McMillan. Please go ahead. Quentin McMillan: Thanks very much, Michelle, and good morning. Today's remarks may include forward-looking statements, which are subject to risks and uncertainties. These statements are not guarantees of future performance or events and are based on management's current expectations. AIG's filings with the SEC provide details on important factors that could cause actual results or events to differ materially. Except as required by applicable securities laws, AIG is under no obligation to update any forward-looking statements if circumstances or management's estimates or opinions should change. Today's remarks may also refer to non-GAAP financial measures. A reconciliation of such measures to the most comparable GAAP figures is included in our earnings release, our financial supplement and earnings presentation, all of which are available on our website at aig.com. Finally, today's remarks related to net premiums written growth are presented on a constant dollar basis. Please refer to Page 26 of the earnings presentation for reconciliations of such metrics. With that, I'd now like to turn the call over to our President and CEO, Eric Andersen. Eric Andersen: Good morning, everyone. Thank you for joining us today. I'm pleased to share our strong second quarter results and the meaningful progress we are making across AIG. Our team is executing well on delivering the financial commitments we outlined at our 2025 Investor Day, which we remain on track to achieve. On the call today, I will review our second quarter financial highlights, provide perspective on the current market environment and discuss our strategic priorities that will guide our continued progress and growth. Following my remarks, Keith Walsh will provide more detail on our financial performance, and Jon Hancock will join us for Q&A. Now let me review a few financial highlights. In a dynamic environment, we delivered another strong quarter, which contributed to an exceptional first half of the year. Our performance reflects the benefits of our diversified portfolio, continued momentum from organic growth and our strategic transactions and disciplined execution by our talented team. Adjusted after-tax income per diluted share was $2, a 10% increase year-over-year, and adjusted after-tax income was $1.1 billion. Core operating ROE was 11.1% in the second quarter and 11.6% for the first half of 2026. Underwriting income was $686 million, a 10% increase year-over-year. The accident year combined ratio as adjusted was 88.1%, an improvement of 30 basis points from the prior year quarter. The calendar year combined ratio was 89%, also an improvement of 30 basis points over the prior year quarter. Net premiums written increased 9%, or 11%, excluding North American …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Peter Salvatore Zaffino | Executive Chairman | USD 14,000,200 | Male | 1967 | Active |
Jon Hancock | EVP & Chief Executive Officer of General Insurance | USD 4,971,714 | Male | 1966 | Active |
Keith Francis Walsh | Executive Vice President & Chief Financial Officer | USD 4,944,566 | Male | 1975 | Active |
Claude E. Wade | Executive Vice President, Chief Digital Officer and Global Head of Business Operations & Claims | USD 4,631,506 | Male | 1968 | Active |
Rose Marie E. Glazer | Executive Vice President & General Counsel | USD 4,075,251 | Female | 1968 | Active |
Melissa Twiningdavis | Executive Vice President & Chief Administrative Officer | — | Female | 1970 | Active |
Roshan Navagamuwa | Executive Vice President & Chief Information Officer | — | Male | 1978 | Active |
Karen Nelson | Chief Compliance Officer | — | Female | — | Active |
Kathleen Carbone | Vice President & Chief Accounting Officer | — | Female | 1972 | Active |
Quentin John McMillan | Vice President, MD & Head of Investor Relations | — | Male | — | Active |
Eric Andersen | CEO, President & Director | — | Male | 1965 | Active |
American International Group is expanding cyber coverage for cloud outages, using real-time monitoring to speed payments and tap rising demand for cloud risk protection.
NEW YORK--(BUSINESS WIRE)--American International Group, Inc. (NYSE: AIG) today announced a new Parametric Cloud Outage Solution, providing clients an additional layer of cyber insurance protection to help them recover faster from business interruption losses resulting from cloud service outages and cloud provider downtime. These events can disrupt operations, customer transactions, and access to critical business applications. Parametric insurance provides a predetermined payment when a specif.
American International Group Inc. Chief Executive Officer Eric Anderson talks about how geopolitical risk is providing great opportunities to the insurer. He also speaks about clients that need to travel through the Strait of Hormuz, earnings, the ai buildout and how they use artificial intelligence.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does American International Group (AIG) have what it takes?
AIG (AIG) demonstrates disciplined cycle management, prudent reserving, and solid Q2 results with 10% adjusted EPS growth and a 9% increase in net written premiums. I maintain a Hold rating on AIG due to high beta and lack of near-term catalysts, despite a 12% analyst price target upside and a 2.5% dividend yield. Management's conservative underwriting, capital allocation, and cautious tone underpin confidence in navigating softening P&C pricing and market cyclicality.
