USBC, Inc., along with its affiliated companies, operates within the digital financial technology industry across the United States. The firm is dedicated ...
USBC, Inc., formerly Know Labs, Inc., is a public technology company incorporated in 1998 and headquartered in Reno, Nevada. The company underwent a name change to USBC, Inc. in August 2025, reflecting its strategic pivot towards digital financial services. Under the leadership of CEO and Chairman Greg Kidd, a prominent ...USBC, Inc., formerly Know Labs, Inc., is a public technology company incorporated in 1998 and headquartered in Reno, Nevada. The company underwent a name change to USBC, Inc. in August 2025, reflecting its strategic pivot towards digital financial services. Under the leadership of CEO and Chairman Greg Kidd, a prominent figure in the fintech industry, USBC is dedicated to developing innovative financial products, including a regulated digital US dollar (USBC) and advanced banking solutions. The company's mission emphasizes financial inclusion, innovation, and robust risk management to create long-term shareholder value in a rapidly evolving financial landscape. Beyond fintech, USBC maintains a research division focused on non-invasive health monitoring, leveraging electromagnetic energy to identify and analyze material signatures, with potential applications in medical diagnostics and wellness. This dual focus positions USBC at the forefront of both digital finance and health technology. As of the latest available data, USBC employs 31 individuals, a mix of full-time and part-time staff, indicating a lean operational structure typical of a development-stage company. The executive team includes CFO Kitty Payne and a small leadership cadre. Financially, USBC is in its early growth phase, with no current revenue and significant investment in R&D. The company's market capitalization is around $136 million, and it trades on the NYSE American under the ticker USBC. Despite substantial operating losses and a negative return on equity, USBC has secured strategic investments, including a notable $125 million financing round, to fuel its ambitious projects. The company's technological innovations, especially its health monitoring platform and its digital currency initiative, hold considerable promise but also carry substantial execution and market risks. With a committed leadership team and a clear strategic direction, USBC aims to disrupt both the financial and healthcare sectors by delivering tangible value to stakeholders.
YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength.
QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes.
RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three).
$0
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Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day.
$-22.1M
-33.4%
+18.7%
Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials.
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Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on).
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Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales.
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Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock.
$-7.6M
+41.1%
-224691.1%
FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine.
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Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe.
0.4%
+100.1%
+276.1%
Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking.
2.61x
+333.1%
-28.8%
Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground.