U-Haul Holding Company

UHAL

$67.61

+1.58%

2026-09-03 16:00:03 EDT+$1.05

Industrials

Rental & Leasing Services

NYSE

Active Trading

U-Haul Holding Company specializes in providing self-service moving and storage solutions for both residential and commercial clients across the United States and ...

Price Action of UHAL

$67.61

+1.58%+$1.05

High—

Low—

52W High-11.6%

Rel. vol—

Interval

Range5.1h

Volume—SMA5SMA10

—

U-Haul Holding Company, known widely as U-Haul, is a prominent American company specializing in self-service moving and storage solutions. Founded in 1945 by Leonard Shoen and Anna Mary Carty Shoen, the company has grown into an industry leader with a vast network of approximately 2,100 company-owned retail moving centers and ...U-Haul Holding Company, known widely as U-Haul, is a prominent American company specializing in self-service moving and storage solutions. Founded in 1945 by Leonard Shoen and Anna Mary Carty Shoen, the company has grown into an industry leader with a vast network of approximately 2,100 company-owned retail moving centers and about 21,100 independent dealerships across the United States and Canada. As of March 31, 2022, U-Haul maintained an impressive rental fleet including roughly 186,000 trucks, 128,000 trailers, and 46,000 towing devices, and its self-storage portfolio encompassed 1,844 locations offering about 876,000 rentable storage units. The company operates through several segments. The core Moving and Storage segment provides rental equipment such as trucks, trailers, and portable storage units (U-Box), self-storage spaces, and a wide range of moving supplies including packing materials, tapes, locks, and specialty boxes for delicate items. Customers can also purchase towing accessories and propane. The online platform uhaul.com connects consumers with independent moving assistance and storage facility partners. Additionally, the company offers vehicle transportation options like auto carriers and tow dollies. U-Haul also has a Property and Casualty Insurance segment that handles loss adjusting and claims, offering protection plans such as Safemove, Safetow, Safestor, and Safestor Mobile. These plans provide damage waivers, cargo protection, medical and life insurance, and liability coverage. A separate Life Insurance segment focuses on the senior market, providing life and health insurance products through direct underwriting and reinsurance of policies like life insurance, Medicare supplements, and annuities. Financially, as of the latest data, U-Haul has a market capitalization of approximately $14.7 billion. The company shows a price-to-earnings ratio of about 396, indicating a high valuation relative to current earnings. Key financial metrics include a revenue per share of $31.06, a book value per share of $39.07, and a free cash flow per share of $4.56. The company has a debt-to-equity ratio of about 1.06. U-Haul's CEO is Edward Joseph Shoen, also known as Joe Shoen, who has led the company for many years. The Shoen family continues to own a significant stake and manages the company to maximize long-term value. The company is known for its extensive network and customer-centric approach, aiming to provide better products and services at lower costs. With over 25,000 locations, U-Haul is a one-stop shop for DIY movers and storage needs. The company has been innovative, such as debuting a 29-foot truck to meet customer demands. U-Haul's commitment to customer service and its broad service offerings make it a dominant player in the moving and storage industry.ExpandCollapse

Founded

1945

Employees

34700

CEO

Edward Joseph Shoen

Full Name

U-Haul Holding Company

Sector

Industrials

Industry

Rental & Leasing Services

ROE

0.60%

Market Cap

$13.22B

Current Ratio

2.04

WACC

7.26%

ROIC

1.79%

Contact Information

https://www.uhaul.com

775 688 6300

5555 Kietzke Lane, Reno, NV 89511

Key Metrics of UHAL

Snapshot

Latest / TTM · 6 periods

Market Cap

$13.22B

ROCE

2.1%

EV / EBITDA

11.41x

-0.1% YoY

FCF Yield

0.0%

+14.6% YoY

Cash Conversion Cycle

-75.5d

Current Ratio

2.04

Quick take

TTM —

No major risk flags in selected headline metrics.

Financial Highlights of UHAL

Profitability trend

Latest / TTM · 6 periods

Gross Margin

49.7%

Net Margin

0.8%

P/E Ratio

355.84x

n/a

Debt / Equity

1.06

n/a

Current Ratio

2.04

Dividend Yield

0.0%

Understanding

TTM —

No major balance sheet stress in these headline ratios.

Calendar of UHAL

Upcoming

Sep 30, 2026In 26 days
Q2 FY2027 · Estimated results
Est. EPS $0.84 · Revenue $1.79B · 1 analysts
Dec 30, 2026
Q3 FY2027 · Estimated results
Est. EPS $0.11 · Revenue $1.49B · 1 analysts
Mar 30, 2027
Q4 FY2027 · Estimated results
Est. EPS $-0.48 · Revenue $1.34B · 1 analysts
Mar 31, 2027
FY2027 · Estimated annual results
Est. EPS $1.17 · Revenue $6.30B · 1 analysts

Recent history

Aug 5, 2026
Q1 FY2027 · Results reported
EPS $0.63 · Revenue $1.68B
View filing
May 27, 2026
FY2026 · Annual results
EPS $0.24 · Revenue $6.04B
View filing
Feb 4, 2026
Q3 FY2026 · Results reported
EPS $-0.23 · Revenue $1.42B
View filing
Nov 5, 2025
Q2 FY2026 · Results reported
EPS $0.49 · Revenue $1.72B
View filing
Aug 6, 2025
Q1 FY2026 · Results reported
EPS $0.68 · Revenue $1.63B
View filing
May 29, 2025
FY2025 · Annual results
EPS $1.69 · Revenue $5.83B
View filing

Financial Statements of UHAL

5Y Trend (Revenue, Earnings, FCF)

Metric	Latest	YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength.	QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes.
RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three).	$6.0B	+3.6%	+32.3%
Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day.	$83.1M	-74.9%	+196.2%
Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials.	+85.8%	-0.0%	+12.3%
Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on).	+7.6%	-37.9%	+222.3%
Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales.	+1.4%	-75.8%	+172.7%
Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock.	$-1.4B	+31.9%	+87.3%
FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine.	-22.5%	+34.3%	+90.4%
Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe.	106.7%	+10.5%	-0.4%
Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking.	1.92x	+32.6%	+6.5%
Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground.	$22.0B	+7.5%	-1.6%

Actual vs Estimate

A Mar 31Q Jun 30

Metric	Annual (A vs E)	Annual Surprise	Quarter (A vs E)	Quarter Surprise
EPS Surprise	0.24 vs 0.34	-28.4%	0.63 vs 0.66	-5.0%
Revenue Surprise	$6.0B vs $6.0B	+0.4%	$1.7B vs $1.7B	+0.0%

Insider Transactions of UHAL

Acquisitions (A)

Since Feb 20, 2025

Disposals (D)

Since Feb 20, 2025

Monthly shares of acquisitions/disposals with close price trend (shared daily price source)

Insider Trading Snapshot

Date	Executive	Title	Security	Side	Shares	Price
Nov 20, 2025	SHOEN MARK V	10 percent owner	Series N Common Stock	D	4,578	—
Sep 18, 2025	SHOEN EDWARD J	director, 10 percent owner, officer: President	Series N Common Stock	A	229,515	$11.80
Sep 18, 2025	SHOEN MARK V	10 percent owner	Series N Common Stock	A	229,515	$11.80
Sep 18, 2025	SHOEN MARK V	10 percent owner	Series N Common Stock	D	229,515	$11.80
Sep 18, 2025	Willow Grove Holdings LP	10 percent owner	Series N Common Stock	A	229,515	$11.80

Earnings Call Transcript of UHAL

1 transcript segments

Q1 2027

Unknown Speaker

Operator: Hello, everyone. Thank you for joining us, and welcome to U-Haul Holding Company's First Quarter Fiscal 2027 Investor Call. [Operator Instructions] I will now hand the conference over to Sebastien Reyes. Sebastien, please go ahead. Sebastien Reyes: Good morning. Welcome to the U-Haul Holding Company First Quarter Fiscal 2027 Investor Call. Before we begin, I'd like to remind everyone that certain of the statements during this call, including, without limitation, statements regarding revenue, expenses, income and general growth of our business may constitute forward-looking statements within the meaning of the safe harbor provisions of Section 27A of the Securities Act of 1933 as amended and Section 21E of the Securities Exchange Act of 1934 as amended. . Forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or quantified. Certain factors could cause actual results to differ materially from those projected. For a discussion of the risks and uncertainties that may affect the company's business and future operating results, please refer to the company's public SEC filings and Form 10-Q for the quarter ended June 30, 2026, which is on file with the U.S. Securities and Exchange Commission. I'll now turn the call over to Joe Shoen, Chairman of U-Haul Holding Company. Edward Shoen: Good morning, and welcome. We continue to have our work cut out for us. We need to increase U-Move and new store business. Operating expenses is continue to creep up, and this is a combination of operating inefficiencies and pure inflation. About this time last year, we began a massive effort to net gain 3,000 independent U-Haul dealer locations. We are halfway there and still have good momentum. For decades, U-Haul has had a strategy of convenience to the customer. Adding these locations will further that goal, enhancing affordability to our customer and positively impacting equipment utilization for U-Haul. U-Move transaction growth has room to improve. Last year, at this time, we also initiated a harder line on delinquent storage accounts, pushing our same-store occupancy number down. By September, we should be reporting improvements in that number, but the actual work was done 1 year ago. Positively, our rate of adding new storage customers is improving, but of course, we want and need more. In my judgment, continued deceptive pricing practices by most of the storage REITs is degrading the self-storage industry's reputation with the public. At the minimum, their actions are increasing government oversight of self-storage as evidenced by recent regulations in New York City. This is a shame, and my team is dealing with it. U-Haul's customer-facing digital tools reflect increasing acceptance by our actual and potential customers. So I see that as a good positive. Overall, I see a compelling future for our U-Move, U-Store and U-Box product offerings. Now I'll turn it over to Jason to walk through the current …

Leadership Team of UHAL

10 executives

Name	Title	Compensation	Gender	Year Born	Status
Edward Joseph Shoen	Chairman of the Board, President & Chief Executive Officer	USD 1,005,004	Male	1949	Active
Jason Allen Berg	Chief Financial Officer	USD 730,779	Male	1973	Active
Samuel Joseph Shoen	Vice Chairman of the Board & U-Box Project Manager	USD 713,461	Male	1978	Active
John Cary Taylor	President of U-Haul International Inc.	USD 600,581	Male	1958	Active
Kristine Kunkel Campbell	General Counsel	USD 511,538	Female	1976	Active
Robert William Simmons	President of Oxford Life Insurance Company	USD 410,824	Male	1970	Active
Douglas Marvin Bell	President of Repwest Insurance Company	USD 377,719	Male	1959	Active
Sebastien Reyes	Director of Investor Relations	—	Male	—	Active
Matthew F. Braccia	President of Amerco Real Estate Company	—	Male	1961	Active
Maria Lourdes Bell	Chief Accounting Officer	—	Female	1970	Active

Recent News of UHAL

Seeking Alpha8/20/2026Neutral

U-Haul Holding Company (UHAL) Analyst/Investor Day Transcript

Business Wire8/20/2026Neutral

U-Haul Holding Company Announces Quarterly Cash Dividend

RENO, Nev.--(BUSINESS WIRE)--U-Haul Holding Company (NYSE: UHAL, UHAL.B), parent of U-Haul International, Inc., Oxford Life Insurance Company, Repwest Insurance Company and Amerco Real Estate Company, on August 20, 2026 declared a quarterly cash dividend of $0.05 per share on its Series N Non-Voting Common Stock (NYSE: UHAL.B). The dividend will be payable September 25, 2026 to holders of record on September 14, 2026. This is the sixteenth dividend issued under the Company's dividend policy ann.

Business Wire8/19/2026Neutral

U-Haul Holding Company Announces Twentieth Annual Virtual Analyst and Investor Meeting

RENO, Nev.--(BUSINESS WIRE)--U-Haul Holding Company (NYSE: UHAL, UHAL.B), the parent company of U-Haul International, Inc., Oxford Life Insurance Company, Repwest Insurance Company and Amerco Real Estate Company will hold its twentieth annual virtual analyst and investor meeting on Thursday, August 20, 2026 at 11 a.m. Arizona time (2 p.m. Eastern Time). To participate in our virtual meeting, please visit investors.uhaul.com and register under the “Latest Event” section on the homepage or throug.

Seeking Alpha8/6/2026Neutral

U-Haul Holding Company (UHAL) Q1 2027 Earnings Call Transcript

Business Wire8/5/2026Neutral

U-Haul Holding Company Reports First Quarter Fiscal 2027 Financial Results

RENO, Nev.--(BUSINESS WIRE)--U-Haul Holding Company (NYSE: UHAL, UHAL.B), parent of U-Haul International, Inc., Oxford Life Insurance Company, Repwest Insurance Company and Amerco Real Estate Company, today reported net earnings available to common shareholders for its first quarter ended June 30, 2026, of $122.9 million, compared with net earnings of $142.3 million for the same period last year. Earnings per share for Non-Voting Shares (UHAL.B) were $0.63 for the first quarter of fiscal 2027 c.

Historical Employee Count of UHAL

Current

32,600

Change

-1.21%

Minimum

32,200

Maximum

33,100

Recent Filings

Report Date	Employees	Form Type	Filing Date	SEC Filing
Mar 31, 2026	32,600	10-K	May 27, 2026	View
Mar 31, 2025	33,000	10-K	May 29, 2025	View
Mar 31, 2024	32,200	10-K	May 30, 2024	View
Mar 31, 2023	33,100	10-K	Jun 2, 2023	View
Mar 31, 2022	32,200	10-K	May 25, 2022	View

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U-Haul Holding Company