The Travelers Companies, Inc.

TRV

$374.34

+2.23%

N/A+$8.16

Financial Services

Insurance - Property & Casualty

NYSE

Active Trading

The Travelers Companies, Inc., through its network of subsidiaries, delivers a broad spectrum of commercial and personal property and casualty insurance products ...

Financial Highlights of TRV

Profitability trend

Latest / TTM · 6 periods

Gross Margin

34.7%

Net Margin

17.0%

P/E Ratio

9.87x

n/a

Debt / Equity

0.27

n/a

Current Ratio

0.20

Dividend Yield

1.2%

Understanding

TTM —

Current ratio below 1.0

Financial highlights

Latest / TTM · 6 periods

Snapshot

Latest / TTM: 2026-09-04

Gross Margin

34.7%

Net Margin

17.0%

P/E Ratio

9.87x

Debt / Equity

0.27

Profitability

Profitability table

Metric	2021	2022	2023	2024	2025	2026
Gross MarginGross profit as a percentage of revenue.	27.2%	23.1%	21.6%	26.7%	29.4%	—
Operating MarginOperating income as a percentage of revenue.	12.8%	9.1%	8.1%	13.3%	16.0%	—
Net MarginNet income as a percentage of revenue.	10.5%	7.7%	7.2%	10.8%	12.9%	—
EBITDA MarginEBITDA divided by revenue.	16.3%	12.3%	10.8%	15.7%	18.2%	—
Pre-tax MarginPre-tax profit as a percentage of revenue.	12.8%	9.1%	8.1%	13.3%	16.0%	—

Liquidity & leverage

Liquidity & leverage table

Metric	2021	2022	2023	2024	2025	2026
Current RatioCurrent assets divided by current liabilities.	1.35	1.22	1.41	1.26	0.55	—
Quick RatioLiquid assets divided by current liabilities.	1.35	1.22	1.41	1.26	0.55	—
Cash RatioCash and equivalents divided by current liabilities.	0.01	0.01	0.01	0.01	0.01	—
Debt / AssetsDebt as a share of total assets.	6.1%	6.3%	6.4%	6.0%	6.4%	—
Debt / EquityDebt compared with shareholder equity.	0.25	0.34	0.32	0.29	0.28	—

Operating efficiency

Operating efficiency table

Metric	2021	2022	2023	2024	2025	2026
Receivables TurnoverHow often receivables are collected in a year.	1.65x	1.74x	3.77x	2.02x	2.14x	—
Inventory TurnoverHow often inventory is sold in a year.	0.00x	0.00x	0.00x	0.00x	0.00x	—
Payables TurnoverHow often payables are paid in a year.	5.90x	7.07x	8.57x	9.10x	9.70x	—
Asset TurnoverRevenue generated per dollar of assets.	0.29x	0.32x	0.33x	0.35x	0.34x	—
Working Capital TurnoverRevenue generated per dollar of working capital.	3.09x	1.65x	1.61x	1.61x	-5.47x	—

Valuation ratios

Valuation ratios table

Metric	2021	2022	2023	2024	2025	2026
P/E RatioPrice paid for each dollar of earnings.	10.69x	15.74x	14.80x	11.07x	10.42x	—
P/B RatioPrice paid for each dollar of book value.	1.35x	2.06x	1.76x	1.97x	1.98x	—
P/S RatioPrice paid for each dollar of sales.	1.12x	1.20x	1.06x	1.18x	1.33x	—
P/FCF RatioPrice paid for each dollar of free cash flow.	5.34x	6.87x	5.70x	6.05x	6.13x	—
Dividend YieldAnnual dividend divided by current share price.	2.2%	2.0%	2.1%	1.7%	1.5%	—

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