Renasant Corporation acts as the parent bank holding company for Renasant Bank, delivering a full spectrum of financial, wealth management, fiduciary, and ...
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$0.92 per share
$0.92 per share
Est. EPS $0.94 · Revenue $282.09M · 5 analysts
Est. EPS $0.96 · Revenue $284.81M · 5 analysts
EPS $0.65 · Revenue $255.21M
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $1.4B | +39.1% | -68.5% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $181.3M | -7.3% | -1.3% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +60.8% | -3.3% | -100.8% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +15.7% | -33.5% | -417.2% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +12.6% | -33.3% | +213.1% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $237.8M | +105.3% | -18.5% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +16.5% | +47.6% | +158.6% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 27.2% | +35.1% | +37.7% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 1.93x | +1306.9% | +196.9% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $26.8B | +48.3% | -0.4% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 2.07 vs 2.03 | +1.8% | 0.94 vs 0.91 | +3.1% |
| Revenue Surprise | $1.4B vs $993.6M | +45.3% | $122.0M vs $280.7M | -56.5% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Aug 3, 2026 | MCGRAW EDWARD ROBINSON | director | Common Stock | D | 35,000 | $43.88 |
| Jun 30, 2026 | Suggs Sean M. | director | Phantom Stock | A | 162 | — |
| May 29, 2026 | Engel Connie L | director | Common Stock | D | 1,257 | $40.90 |
| May 19, 2026 | DALE ALBERT J III | director | Common Stock | D | 1,650 | $39.80 |
| May 15, 2026 | MCGRAW EDWARD ROBINSON | director | Common Stock | A | 1,040 | $39.82 |
Operator: Good day, and welcome to Renasant Corporation's 2026 Second Quarter Earnings Conference Call and Webcast. All participants will be in a listen-only mode for the duration of the call. And should you need any assistance today, please signal the conference specialist by pressing the star key followed by zero. After today's presentation, there will be an opportunity to ask questions. Also, please be aware that today's call is being recorded. I would now like to turn the call over to Kelly Hutcheson, executive vice president and chief accounting officer. Please go ahead. Kelly Hutcheson: Good morning, and thank you for joining us for Renasant Corporation's quarterly webcast and conference call. Participating in the call today are members of Renasant's executive management team. Before we begin, please note that many of our comments during this call will be forward-looking statements, which involve risk and uncertainty. There are many factors that could cause actual results to differ materially from the results or other expectations expressed in the forward-looking statements. Such factors include, but are not limited to, changes in the mix and cost of our funding sources, interest rate fluctuation, regulatory changes, portfolio performance and other factors discussed in our recent filings with the Securities and Exchange Commission, including our recently filed earnings release, which has been posted to our corporate site www.renasant.com, at the press releases link under the news and market data tab. We undertake no obligation and we specifically disclaim any obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events, or changes to future operating results over time. In addition, some of the financial measures that we may discuss this morning are non-GAAP financial measures. A reconciliation of the non-GAAP measures to the most comparable GAAP measures can be found in our earnings release. And now I will turn the call over to our President and Chief Executive Officer, Kevin Chapman. Kevin Chapman: Thank you, Kelly, and good morning. Our performance in the second quarter continued at the pace we set in the first quarter. Operating results across the company were strong, as we continue to focus on organic growth, as well as disruption in many of our markets. Adjusted earnings per share in the second quarter were $0.94, up 36% from a year ago. Adjusted return on average assets was 1.3%, compared to 1.01% in the same period last year. Similarly, adjusted return on average tangible common equity was 16.25% versus 13.5% in the second quarter of 2025. The efficiency ratio also improved from 67.6% a year ago to 57.9% this quarter. Focusing on increasing core banking relationships, and adding talent, throughout the company, Renasant is in a great position to capitalize on growth opportunities throughout the back half of the year. I will now turn the call over to Jim to provide …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Kevin D. Chapman | President, Chief Executive Officer & Director | USD 2,661,416 | Male | 1976 | Active |
C. Mitchell Waycaster | Executive Vice Chairman | USD 2,574,772 | Male | 1959 | Active |
James C. Mabry | Executive Vice President & Chief Financial Officer | USD 1,404,526 | Male | 1958 | Active |
Mark W. Jeanfreau | Executive Vice President, General Counsel & Secretary | USD 1,163,240 | Male | 1976 | Active |
Curtis J. Perry | Executive Vice President | USD 1,131,952 | Male | 1963 | Active |
James W. Gray | Executive Vice President | USD 1,131,952 | Male | 1957 | Active |
Stuart R. Johnson | Executive Vice President | USD 1,131,952 | Male | 1954 | Active |
J. Scott Cochran | Executive Vice President & Chief Core Banking Officer | USD 887,391 | Male | 1964 | Active |
Kelly W. Hutcheson | Executive Vice President & Chief Accounting Officer | — | Female | 1983 | Active |
John Sterling Oxford | Senior Vice President & Chief Marketing Officer | — | Male | 1977 | Active |
TUPELO, Miss., Aug. 13, 2026 (GLOBE NEWSWIRE) -- The board of directors of Renasant Corporation (NYSE: RNST) approved the payment of a quarterly cash dividend of twenty-four cents ($0.24) per share to be paid September 30, 2026, to shareholders of record as of September 16, 2026.
Renasant NYSE: RNST reported second-quarter adjusted earnings per share of $0.94, up 36% from a year earlier, as the company cited stronger operating performance, continued organic-growth efforts and opportunities created by disruption in its markets.
The headline numbers for Renasant (RNST) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Renasant (RNST) came out with quarterly earnings of $0.94 per share, beating the Zacks Consensus Estimate of $0.91 per share. This compares to earnings of $0.69 per share a year ago.
TUPELO, Miss., July 28, 2026 (GLOBE NEWSWIRE) -- Renasant Corporation (NYSE: RNST) (the “Company”) today announced earnings results for the second quarter of 2026.
