Raymond James Financial, Inc. operates as a comprehensive financial services firm, extending a wide array of services to individuals, businesses, and governmental ...
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Est. EPS $12.15 · Revenue $15.75B · 9 analysts
$2.12 per share
$2.12 per share
Est. EPS $3.63 · Revenue $4.44B · 4 analysts
EPS $2.12 · Revenue $3.79B
EPS $2.36 · Revenue $3.79B
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $15.9B | +7.9% | +2.3% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $2.1B | +3.2% | +9.4% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +88.2% | +3.2% | -26.9% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +28.7% | +59.9% | -0.3% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +13.4% | -4.4% | +6.9% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $2.2B | +15.2% | -50.5% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +14.1% | +6.7% | -51.6% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 36.4% | +5.4% | -2.2% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 0.32x | -15.1% | -2.1% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $88.2B | +6.3% | +2.5% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 10.30 vs 10.38 | -0.8% | 3.01 vs 3.63 | -17.1% |
| Revenue Surprise | $15.9B vs $14.0B | +13.9% | $4.4B vs $4.4B | -1.8% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Dec 15, 2026 | JAMES THOMAS A | 10 percent owner | Restricted Stock Units | — | 1,353 | — |
| Sep 30, 2026 | JAMES THOMAS A | 10 percent owner | Performance Restricted Stock Units | — | 1,352 | — |
| Aug 28, 2026 | Allaire Bella Loykhter | officer: Chief Admin Officer | Common Stock | D | 7,500 | $177.60 |
| Aug 20, 2026 | Helal Tarek | officer: Chief Strategy Officer | Common Stock | A | 23,397 | — |
| Aug 20, 2026 | Helal Tarek | officer: Chief Strategy Officer | Common Stock | D | 23,397 | — |
Kristina Waugh : Good evening, and welcome to Raymond James Financial's Fiscal Third Quarter 2026 Earnings Call. This call is being recorded and will be available for replay for 30 days on the company's Investor Relations website. I'm Kristie Waugh, Senior Vice President of Investor Relations. Thank you for joining us. With me on the call today are Chief Executive Officer, Paul Shoukry; and Chief Financial Officer, Butch Oorlog. This presentation being reviewed today is available on Raymond James' Investor Relations website. . Following the prepared remarks, the operator will open the line for questions. Calling your attention to Slide 2. Please note that certain statements made during this call may constitute forward-looking statements. These statements include, but are not limited to, information concerning future strategic objectives, business prospects, financial results, industry or market conditions, anticipated timing and benefits of our acquisitions and our level of success in integrating acquired businesses; anticipated results of litigation and regulatory developments and general economic conditions. In addition, words such as believes, expects, anticipates, intends, plans, estimates, projects, forecasts and future or conditional verbs such as may, will, could, should and would as well as any other statement that necessarily depends on future events are intended to identify forward-looking statements. Please note that there can be no assurance that actual results will not differ materially from those expressed in these statements. We urge you to consider the risks described in our most recent Form 10-K and subsequent Forms 10-Q and Forms 8-K, which are available on our website. Now I'm happy to turn the call over to CEO, Paul Shoukry. Paul? Paul Shoukry : Thank you, Kristie. Good evening, and thank you for joining us. Over the past few weeks, we've had the opportunity to spend time with advisers and their teams at various conferences and recognition trips. These advisers exemplify the client-first values that have driven our consistent results since our founding in 1962. And speaking about steadfast values, 2 weeks ago at our summer development conference, I had the opportunity to honor Tom James for celebrating his 60-year anniversary with Raymond James. He still comes into the office almost every day and reinforces our long-term values that define his 40-year tenure as CEO and his incredible generosity of time, leadership and community giving that serves as an example to us all. . I want to thank Tom publicly again for establishing the unique culture that has differentiated Raymond James and helped us continue to be successful over time. Turning to the quarter. Our results for the third quarter were strong and contributed to our record results through the first 9 months of the fiscal year. These results reflect the continued execution of our long-term strategies to drive growth, the resiliency of our diversified business model and …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Paul Christopher Reilly | Executive Chair | USD 9,420,843 | Male | 1955 | Active |
Paul Marone Shoukry | Chief Executive Officer & Director | USD 8,728,127 | Male | 1983 | Active |
Tashtego Spring Elwyn | President of Private Client Group | USD 4,724,775 | Male | 1972 | Active |
Bella Loykhter Allaire | Chief Administrative Officer | USD 4,646,783 | Female | 1953 | Active |
James E. Bunn | President of Capital Markets & Advisory | USD 4,625,073 | Male | 1973 | Active |
Scott Alan Curtis | Chief Operating Officer | USD 4,007,795 | Male | 1963 | Active |
Jonathan W. Oorlog Jr. | Senior Vice President, Chief Financial Officer & Controller | USD 2,990,325 | Male | 1964 | Active |
Andy Zolper | Chief Information Officer | — | Male | — | Active |
Katherine H. Larson | Chief Accounting Officer | — | Female | 1981 | Active |
Kristina Waugh | Senior Vice President of Investor Relations and FP&A | — | Female | — | Active |
Jonathan N. Santelli | Executive Vice President, General Counsel & Corporate Secretary | — | Male | 1971 | Active |
From a technical perspective, Raymond James Financial, Inc. (RJF) is looking like an interesting pick, as it just reached a key level of support. RJF's 50-day simple moving average crossed above its 200-day simple moving average, which is known as a "golden cross" in the trading world.
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Raymond James Financial, Inc. (RJF) Q3 2026 Earnings Call Transcript
