Radian Group Inc.

RDN

$36.54

-0.73%

2026-09-04 09:48:25 EDT-$0.27

Financial Services

Insurance - Specialty

NYSE

Active Trading

Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services ...

Financial Highlights of RDN

Profitability trend

Latest / TTM · 6 periods

Gross Margin

79.4%

Net Margin

32.5%

P/E Ratio

9.30x

n/a

Debt / Equity

0.26

n/a

Current Ratio

0.03

Dividend Yield

2.8%

Understanding

TTM —

Current ratio below 1.0

Financial highlights

Latest / TTM · 6 periods

Snapshot

Latest / TTM: 2026-09-04

Gross Margin

79.4%

Net Margin

32.5%

P/E Ratio

9.30x

Debt / Equity

0.26

Profitability

Profitability table

Metric	2021	2022	2023	2024	2025	2026
Gross MarginGross profit as a percentage of revenue.	88.4%	119.5%	98.3%	95.1%	92.3%	—
Operating MarginOperating income as a percentage of revenue.	57.5%	80.0%	61.9%	59.8%	61.2%	—
Net MarginNet income as a percentage of revenue.	45.2%	62.4%	48.6%	46.8%	46.7%	—
EBITDA MarginEBITDA divided by revenue.	69.6%	93.5%	76.3%	73.9%	69.9%	—
Pre-tax MarginPre-tax profit as a percentage of revenue.	57.5%	80.0%	61.9%	59.8%	61.2%	—

Liquidity & leverage

Liquidity & leverage table

Metric	2021	2022	2023	2024	2025	2026
Current RatioCurrent assets divided by current liabilities.	19.79	8.63	5.78	42.96	4.28	—
Quick RatioLiquid assets divided by current liabilities.	19.79	8.63	5.78	42.96	4.28	—
Cash RatioCash and equivalents divided by current liabilities.	0.43	0.08	0.02	0.25	0.01	—
Debt / AssetsDebt as a share of total assets.	19.9%	22.2%	20.8%	27.1%	13.9%	—
Debt / EquityDebt compared with shareholder equity.	0.37	0.40	0.36	0.51	0.24	—

Operating efficiency

Operating efficiency table

Metric	2021	2022	2023	2024	2025	2026
Receivables TurnoverHow often receivables are collected in a year.	6.93x	8.19x	8.28x	7.84x	3.55x	—
Inventory TurnoverHow often inventory is sold in a year.	0.00x	0.00x	0.00x	0.00x	0.00x	—
Payables TurnoverHow often payables are paid in a year.	0.00x	0.00x	0.00x	0.00x	0.00x	—
Asset TurnoverRevenue generated per dollar of assets.	0.17x	0.17x	0.16x	0.15x	0.15x	—
Working Capital TurnoverRevenue generated per dollar of working capital.	0.20x	0.19x	0.22x	0.21x	0.20x	—

Valuation ratios

Valuation ratios table

Metric	2021	2022	2023	2024	2025	2026
P/E RatioPrice paid for each dollar of earnings.	6.62x	4.31x	7.49x	8.01x	8.61x	—
P/B RatioPrice paid for each dollar of book value.	0.93x	0.82x	1.03x	1.05x	1.04x	—
P/S RatioPrice paid for each dollar of sales.	2.99x	2.69x	3.64x	3.75x	3.98x	—
P/FCF RatioPrice paid for each dollar of free cash flow.	7.31x	8.64x	8.80x	-7.25x	42.94x	—
Dividend YieldAnnual dividend divided by current share price.	2.6%	4.2%	3.2%	3.1%	2.9%	—

Supply Chain of RDN

RELATIONS

Upstream

Radian Reinsurance Program (Various Third-Party Capital Providers)Moody's CorporationNYSE:MCO S&P Global Inc.NYSE:SPGIFitch Ratings (Hearst)CoreLogic, Inc. (Venture Global / Stone Point Capital)ICE Mortgage Technology (Intercontinental Exchange Inc.)NYSE:ICE Verisk Analytics, Inc.NASDAQ:VRSK Black Knight, Inc. (Intercontinental Exchange Inc.)NYSE:ICE Zillow Group, Inc.NASDAQ:ZG

Downstream

Rocket Companies Inc. (Rocket Mortgage)NYSE:RKT United Wholesale Mortgage LLC (UWM)NYSE:UWM Wells Fargo & CompanyNYSE:WFC JPMorgan Chase & Co.NYSE:JPM Bank of America CorporationNYSE:BAC LoanDepot Inc.NYSE:LDI PennyMac Financial Services Inc.NYSE:PFSIGuaranteed Rate Inc.Fairway Independent Mortgage CorporationCrossCountry Mortgage LLCFannie Mae (Federal National Mortgage Association)OTC:FNMA Freddie Mac (Federal Home Loan Mortgage Corporation)OTC:FMCCGinnie Mae (Government National Mortgage Association)Quicken Loans (Rocket Companies) - Mortgage Origination PlatformNYSE:RKT

Proxies

MGIC Investment CorporationNYSE:MTG Essent Group Ltd.NYSE:ESNT NMI Holdings Inc. (National Mortgage Insurance Corporation)NASDAQ:NMIH Enact Holdings Inc. (formerly Genworth Mortgage Insurance)NASDAQ:ACT

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