Peapack-Gladstone Financial Corporation

PGC

$45.94

+1.10%

N/A+$0.50

Financial Services

Banks - Regional

NASDAQ

Active Trading

Peapack-Gladstone Financial Corporation (PGC) functions as the holding company for Peapack-Gladstone Bank, a financial institution primarily dedicated to delivering private banking and ...

Financial Highlights of PGC

Profitability trend

Latest / TTM · 6 periods

Gross Margin

61.7%

Net Margin

11.1%

P/E Ratio

15.68x

n/a

Debt / Equity

0.16

n/a

Current Ratio

10.62

Dividend Yield

0.4%

Understanding

TTM —

No major balance sheet stress in these headline ratios.

Financial highlights

Latest / TTM · 6 periods

Snapshot

Latest / TTM: 2026-09-04

Gross Margin

61.7%

Net Margin

11.1%

P/E Ratio

15.68x

Debt / Equity

0.16

Profitability

Profitability table

Metric	2021	2022	2023	2024	2025	2026
Gross MarginGross profit as a percentage of revenue.	87.6%	84.7%	56.7%	53.8%	58.1%	—
Operating MarginOperating income as a percentage of revenue.	33.9%	37.3%	18.0%	11.2%	11.9%	—
Net MarginNet income as a percentage of revenue.	24.7%	27.0%	13.1%	8.2%	8.5%	—
EBITDA MarginEBITDA divided by revenue.	36.0%	39.1%	19.3%	12.3%	14.3%	—
Pre-tax MarginPre-tax profit as a percentage of revenue.	33.9%	37.3%	18.0%	11.2%	11.9%	—

Liquidity & leverage

Liquidity & leverage table

Metric	2021	2022	2023	2024	2025	2026
Current RatioCurrent assets divided by current liabilities.	0.18	0.14	0.13	0.08	0.07	—
Quick RatioLiquid assets divided by current liabilities.	0.18	0.14	0.13	0.08	0.07	—
Cash RatioCash and equivalents divided by current liabilities.	0.03	0.03	0.03	0.06	0.03	—
Debt / AssetsDebt as a share of total assets.	2.4%	8.4%	8.5%	2.5%	2.9%	—
Debt / EquityDebt compared with shareholder equity.	0.27	1.00	0.95	0.29	0.33	—

Operating efficiency

Operating efficiency table

Metric	2021	2022	2023	2024	2025	2026
Receivables TurnoverHow often receivables are collected in a year.	10.60x	10.92x	12.18x	13.48x	13.81x	—
Inventory TurnoverHow often inventory is sold in a year.	0.00x	0.00x	0.00x	0.00x	0.00x	—
Payables TurnoverHow often payables are paid in a year.	0.00x	0.00x	0.00x	10.06x	0.00x	—
Asset TurnoverRevenue generated per dollar of assets.	0.04x	0.04x	0.06x	0.06x	0.06x	—
Working Capital TurnoverRevenue generated per dollar of working capital.	-0.06x	-0.06x	-0.08x	-0.08x	-0.07x	—

Valuation ratios

Valuation ratios table

Metric	2021	2022	2023	2024	2025	2026
P/E RatioPrice paid for each dollar of earnings.	11.76x	9.10x	10.88x	17.14x	13.14x	—
P/B RatioPrice paid for each dollar of book value.	1.22x	1.27x	0.91x	0.93x	0.74x	—
P/S RatioPrice paid for each dollar of sales.	2.91x	2.46x	1.42x	1.41x	1.11x	—
P/FCF RatioPrice paid for each dollar of free cash flow.	9.30x	5.86x	7.97x	8.99x	17.11x	—
Dividend YieldAnnual dividend divided by current share price.	0.6%	0.5%	0.7%	0.6%	0.7%	—

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