Pearl Diver Credit Company Inc.

PDCC

$8.75

-1.13%

2026-09-02 10:25:41 EDT-$0.10

Financial Services

Asset Management

NYSE

Active Trading

Pearl Diver Credit Co., Inc. functions as an investment firm, with its primary strategy revolving around the acquisition of collateralized loan obligation ...

Price Action of PDCC

$8.75

-1.13%-$0.10

High—

Low—

52W High-40.4%

Rel. vol—

Interval

Range5.9h

Volume—SMA5SMA10

—

Pearl Diver Credit Company, Inc. is a non-diversified, closed-end management investment company regulated under the Investment Company Act of 1940. The company was organized as a Delaware limited liability company on April 12, 2023, and converted to a corporation effective July 9, 2024. Its primary investment strategy revolves around the ...Pearl Diver Credit Company, Inc. is a non-diversified, closed-end management investment company regulated under the Investment Company Act of 1940. The company was organized as a Delaware limited liability company on April 12, 2023, and converted to a corporation effective July 9, 2024. Its primary investment strategy revolves around the acquisition of collateralized loan obligation (CLO) securities, with a focus on maximizing total return while generating high current income. As of May 31, 2024, the company's affiliate, Pearl Diver Capital, had approximately $2.6 billion in assets under management across multiple private funds backed by institutional investors. The company is managed by Indranil Basu, who serves as CEO, Founder, and Managing Partner, and has a team of experienced data scientists and credit analysts specializing in CLO investing. Pearl Diver Credit Company trades on the New York Stock Exchange under the ticker symbol PDCC and is headquartered in New York, NY, with an additional office in London. The company's financial metrics indicate a market capitalization of approximately $61.5 million, a dividend yield of 27.2%, and a price-to-earnings ratio of 5.35. Despite its relatively small size, the company has demonstrated solid return on equity (9.4%) and return on assets (8.2%). The company's investment portfolio is primarily focused on CLO debt and equity tranches, which offer attractive risk-adjusted returns. The company has a strong commitment to shareholder returns, as evidenced by its dividend policy and payout ratio of 77.5%. With a disciplined investment approach and a focus on credit analysis, Pearl Diver Credit Company aims to provide investors with a compelling opportunity in the asset management sector.ExpandCollapse

Founded

2023

CEO

Indranil Basu

Full Name

Pearl Diver Credit Company Inc.

Sector

Financial Services

Industry

Asset Management

ROE

16.25%

Market Cap

$0.06B

Current Ratio

0.05

WACC

11.28%

ROIC

190.47%

Contact Information

https://www.pearldivercreditcompany.com/investors

+1 203 340 8500

Level Two, London, NY W1S 2YX

Key Metrics of PDCC

Snapshot

Latest / TTM · 4 periods

Market Cap

$59.53M

ROCE

0.6%

EV / EBITDA

79.75x

+12.5% YoY

FCF Yield

73.3%

+44.7% YoY

Cash Conversion Cycle

0.0d

Current Ratio

0.05

Quick take

TTM —

Current ratio below 1.0

Negative working capital

Financial Highlights of PDCC

Profitability trend

Latest / TTM · 4 periods

Gross Margin

85.0%

Net Margin

127.6%

P/E Ratio

3.00x

n/a

Debt / Equity

0.07

n/a

Current Ratio

0.05

Dividend Yield

27.0%

Understanding

TTM —

Current ratio below 1.0

Calendar of PDCC

Upcoming

Sep 16, 2026In 12 days
Ex-dividend date
$0.00 per share
Sep 30, 2026In 26 days
Q3 FY2026 · Estimated results
Est. EPS $0.39 · Revenue $4.32M · 1 analysts
Nov 30, 2026
Dividend payment
$0.00 per share
Dec 30, 2026
Q4 FY2026 · Estimated results
Est. EPS $0.39 · Revenue $4.46M · 1 analysts

Recent history

Jun 30, 2026
Q2 FY2026 · Results reported
EPS $1.23 · Revenue $1.90M
Dec 31, 2025
FY2025 · Annual results
EPS $-2.35 · Revenue $22.27M
Sep 30, 2025
Q3 FY2025 · Results reported
EPS $-0.64 · Revenue $4.99M
Jun 30, 2025
Q2 FY2025 · Results reported
EPS $0.52 · Revenue $5.44M
Dec 31, 2024
FY2024 · Annual results
EPS $0.85 · Revenue $17.49M
Jul 18, 2024
IPO

Financial Statements of PDCC

5Y Trend (Revenue, Earnings, FCF)

Metric	Latest	YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength.	QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes.
RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three).	$22.3M	+27.4%	-44.1%
Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day.	$-19.3M	-385.6%	-31.5%
Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials.	+78.9%	-20.8%	0.0%
Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on).	-71.8%	-182.8%	—
Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales.	-86.8%	-324.2%	+22.7%
Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock.	$27.8M	+386.3%	-76.9%
FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine.	+124.8%	+324.8%	-58.7%
Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe.	5.2%	+6.8%	+50.6%
Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking.	0.15x	+311.1%	-87.5%
Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground.	$141.3M	-21.1%	-10.3%

Actual vs Estimate

A Dec 31Q Jun 30

Metric	Annual (A vs E)	Annual Surprise	Quarter (A vs E)	Quarter Surprise
EPS Surprise	-2.35 vs 1.89	-224.7%	1.23 vs 0.39	+215.4%
Revenue Surprise	$22.3M vs $22.7M	-1.9%	$1.9M vs $4.9M	-61.3%

Insider Transactions of PDCC

Acquisitions (A)

Since Apr 15, 2025

Disposals (D)

Since Apr 15, 2025

Monthly shares of acquisitions/disposals with close price trend (shared daily price source)

Insider Trading Snapshot

Date	Executive	Title	Security	Side	Shares	Price
May 18, 2026	Chan Echo	officer: Vice President	Common Stock	—	0	—
Apr 15, 2025	University of Wisconsin Foundation	10 percent owner	Common Stock	D	200	$20.00

Leadership Team of PDCC

5 executives

Name	Title	Gender	Year Born	Status
Chandrajit Chakraborty	Chief Financial Officer & Secretary	Male	1970	Active
Kelvin Chun-Hin	Chief Operating Officer, CCO & Partner of Pearl Diver Capital	Male	—	Active
Rohit Naha	Vice President of Investor Relations of Pearl Diver Capital	Male	—	Active
Indranil Basu	Chief Executive Officer & Director	Male	1964	Active
Jerald Francis Wirzman	Chief Compliance Officer	—	1963	Active

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Pearl Diver Credit Company Inc.

Contact Information

Upcoming

Ex-dividend date

Q3 FY2026 · Estimated results

Dividend payment

Q4 FY2026 · Estimated results

Recent history

Q2 FY2026 · Results reported

FY2025 · Annual results

Q3 FY2025 · Results reported

Q2 FY2025 · Results reported

FY2024 · Annual results

IPO

Related stocksAsset Management

Upcoming

Ex-dividend date

Q3 FY2026 · Estimated results

Dividend payment

Q4 FY2026 · Estimated results

Recent history

Q2 FY2026 · Results reported

FY2025 · Annual results

Q3 FY2025 · Results reported

Q2 FY2025 · Results reported

FY2024 · Annual results

IPO