Investors Title Company (ITIC), along with its various subsidiaries, primarily specializes in providing title insurance for a diverse range of properties, including ...
Investors Title Company (ITIC) is a North Carolina-based holding company that has been a key player in the title insurance industry since its founding in 1972 by J. Allen Fine. The company provides a comprehensive suite of services designed to facilitate real estate transactions and mitigate risk. Its core business ...Investors Title Company (ITIC) is a North Carolina-based holding company that has been a key player in the title insurance industry since its founding in 1972 by J. Allen Fine. The company provides a comprehensive suite of services designed to facilitate real estate transactions and mitigate risk. Its core business involves title insurance for residential, commercial, institutional, and industrial properties, where it acts as both a direct insurer and a reinsurer, assuming risks from other providers. Beyond title insurance, ITIC offers specialized services for tax-deferred exchanges under Section 1031 of the Internal Revenue Code. As a qualified intermediary, it manages like-kind exchanges by preparing necessary documents, holding exchange funds, and facilitating the identification of replacement properties. The company also serves as an accommodation titleholder for reverse exchanges, where the replacement property is acquired before the sale of the relinquished property. Additionally, ITIC provides investment management and trust services to individuals, corporations, banks, and trusts, and offers consulting and management guidance to help clients establish and operate their own title insurance agencies. The company's distribution network includes approved attorneys and independent issuing agents, spanning 24 states and the District of Columbia, with a primary focus on the eastern half of the United States. ITIC has a strong financial profile, with a market capitalization of approximately $547 million, a price-to-earnings ratio of 13.5, and a dividend yield of 3.6%. Its operational efficiency is reflected in a return on equity of 14.6% and a net profit margin of 13.8%. With 548 full-time employees, the company maintains a significant footprint, including 50 locations. ITIC was listed on NASDAQ in 1986 and has demonstrated stability, with a beta of 0.632. The company's leadership has been instrumental in its growth; J. Allen Fine founded and led the company for many years, and current CEO James Allen Fine continues to drive its success. ITIC's commitment to innovation and customer service has positioned it as a trusted partner in the real estate industry, with a focus on delivering reliable title insurance and ancillary services to its clients.
YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength.
QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes.
RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three).
$272.8M
+5.6%
+35.1%
Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day.
$35.2M
+13.2%
+141.2%
Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials.
+98.3%
+73.4%
-2.5%
Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on).
+16.3%
+6.9%
+86.5%
Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales.
+12.9%
+7.2%
+78.5%
Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock.
$25.4M
+13.2%
+1513.7%
FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine.
+9.3%
+7.2%
+1094.2%
Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe.
3.0%
+18.9%
-4.5%
Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking.
2.93x
-42.7%
+965.4%
Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground.