Shift4 Payments, Inc.

FOUR

$45.70

+3.42%

2026-09-04 10:26:58 EDT+$1.51

Technology

Software - Infrastructure

NYSE

Active Trading

Shift4 Payments, Inc. delivers comprehensive integrated payment processing and technology solutions across the United States. The company facilitates omni-channel card acceptance and ...

Price Action of FOUR

$45.70

+3.42%+$1.51

High—

Low—

52W High-49.0%

Rel. vol—

Interval

Range6.5h

Volume—SMA5SMA10

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Shift4 Payments, Inc. specializes in end-to-end payment processing and technology solutions, enabling businesses to accept a wide range of payment methods, including credit/debit cards, contactless payments, EMV, mobile wallets, and QR pay. The company offers a comprehensive suite of products: its proprietary omni-channel gateway, merchant acquiring services, integrated and mobile ...Shift4 Payments, Inc. specializes in end-to-end payment processing and technology solutions, enabling businesses to accept a wide range of payment methods, including credit/debit cards, contactless payments, EMV, mobile wallets, and QR pay. The company offers a comprehensive suite of products: its proprietary omni-channel gateway, merchant acquiring services, integrated and mobile point-of-sale (POS) systems, tokenization and fraud prevention tools, risk and chargeback management, and analytics. Notable platforms include VenueNext for stadiums and entertainment venues, Shift4Shop for e-commerce, Lighthouse for business intelligence, and SkyTab for hybrid-cloud POS. Shift4 also supports third-party integrations via its marketplace and provides merchant support services such as underwriting, onboarding, and training. The company employs approximately 4,000 people and is headquartered in Center Valley, Pennsylvania. Financially, Shift4 has shown strong growth, with revenue per share of around $60 and a market cap of ~$3.76 billion as of the latest data. Its gross profit margin is ~35.9%, and it maintains a high EBITDA margin of ~19.1%. Key executives include CEO Taylor Lauber, who also serves as Chairman, and founder Jared Isaacman, who recently stepped down as Executive Chairman but remains involved. The company is focused on expanding its global footprint and enhancing its technology stack to deliver seamless commerce experiences.ExpandCollapse

Founded

1999

Employees

6300

CEO

David Taylor Lauber

Full Name

Shift4 Payments, Inc.

Sector

Technology

Industry

Software - Infrastructure

ROE

5.65%

Market Cap

$3.61B

Current Ratio

1.21

WACC

6.52%

ROIC

4.89%

Contact Information

https://www.shift4.com

888 276 2108

3501 Corporate Parkway, Center Valley, PA 18034

Key Metrics of FOUR

Snapshot

Latest / TTM · 6 periods

Market Cap

$3.61B

ROCE

5.5%

EV / EBITDA

9.02x

+0.8% YoY

FCF Yield

12.8%

+1.1% YoY

Cash Conversion Cycle

-13.6d

Current Ratio

1.21

Quick take

TTM —

No major risk flags in selected headline metrics.

Financial Highlights of FOUR

Profitability trend

Latest / TTM · 6 periods

Gross Margin

35.9%

Net Margin

1.9%

P/E Ratio

69.62x

n/a

Debt / Equity

2.82

n/a

Current Ratio

1.21

Dividend Yield

0.0%

Understanding

TTM —

High debt to equity

Calendar of FOUR

Upcoming

Dec 31, 2026
FY2026 · Estimated annual results
Est. EPS $6.36 · Revenue $5.02B · 21 analysts
Sep 30, 2027
Q3 FY2027 · Estimated results
Est. EPS $2.01 · Revenue $1.44B · 6 analysts
Dec 30, 2027
Q4 FY2027 · Estimated results
Est. EPS $2.15 · Revenue $1.50B · 12 analysts
Dec 31, 2027
FY2027 · Estimated annual results
Est. EPS $7.94 · Revenue $5.58B · 15 analysts

Recent history

Aug 6, 2026
Q2 FY2026 · Results reported
EPS $0.09 · Revenue $1.29B
View filing
May 7, 2026
Q1 FY2026 · Results reported
EPS $-0.01 · Revenue $1.12B
View filing
Feb 27, 2026
FY2025 · Annual results
EPS $1.08 · Revenue $4.18B
View filing
Nov 6, 2025
Q3 FY2025 · Results reported
EPS $0.14 · Revenue $1.18B
View filing
Aug 5, 2025
Q2 FY2025 · Results reported
EPS $0.32 · Revenue $966.20M
View filing
Mar 31, 2025
Q1 FY2025 · Results reported
EPS $0.20 · Revenue $848.30M

Financial Statements of FOUR

5Y Trend (Revenue, Earnings, FCF)

Metric	Latest	YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength.	QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes.
RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three).	$4.2B	+25.5%	+15.5%
Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day.	$119.0M	-48.2%	+46.7%
Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials.	+34.2%	+16.9%	-1.5%
Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on).	+8.4%	+13.2%	+64.5%
Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales.	+2.8%	-58.7%	+27.0%
Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock.	$499.0M	+60.7%	-114.3%
FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine.	+11.9%	+28.0%	-112.4%
Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe.	320.1%	-10.4%	+1.8%
Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking.	1.66x	+19.9%	-0.9%
Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground.	$8.7B	+72.8%	-0.7%

Actual vs Estimate

A Dec 31Q Sep 30

Metric	Annual (A vs E)	Annual Surprise	Quarter (A vs E)	Quarter Surprise
EPS Surprise	1.08 vs 5.19	-79.2%	0.09 vs 2.01	-95.6%
Revenue Surprise	$4.2B vs $4.1B	+2.9%	$1.3B vs $1.4B	-9.8%

Insider Transactions of FOUR

Acquisitions (A)

Since May 12, 2026

Disposals (D)

Since May 12, 2026

Monthly shares of acquisitions/disposals with close price trend (shared daily price source)

Insider Trading Snapshot

Date	Executive	Title	Security	Side	Shares	Price
Aug 7, 2026	Cruz Christopher Nestor	officer: See Remarks	Class A Common Stock	A	24,854	—
Aug 5, 2026	Cruz Christopher Nestor	officer: See Remarks	Class A Common Stock	D	14,073	$55.61
Jun 15, 2026	Bakhshandehpour Sam	director	Class A Common Stock	A	5,100	$41.18
Jun 15, 2026	Goldsmith-Grover Sarah	director	Class A Common Stock	A	5,100	$41.18
Jun 15, 2026	Dallaire Seth	director	Class A Common Stock	A	5,100	$41.18

Earnings Call Transcript of FOUR

1 transcript segments

Q2 2026

Unknown Speaker

Operator: Hello, and welcome, everyone, joining today's Shift4 Q2 2026 Earnings Call. [Operator Instructions] It is now my pleasure to turn the meeting over to Tom McCrohan, Head of Investor Relations. Please go ahead. Thomas McCrohan: Thank you, operator, and good morning, everyone, and welcome to Shift4 Second Quarter 2026 Earnings Conference Call. With me on the call today are Taylor Lauber, our CEO; and Christopher Cruz, our Chief Financial Officer. This call is being webcast on the Investor Relations section of our website, which can be found at investors.shift4.com. Today's call is also being simulcast on X Spaces, which can be accessed through our corporate X account at Shift4. Our quarterly shareholder letter, quarterly financial results and other materials related to our quarterly results have all been posted to our IR website. Our call and earnings materials today include forward-looking statements. These statements are not guarantees of future performance, and our actual results could differ materially as a result of certain risks, uncertainties and many important factors. Additional information concerning those factors is available in our most recent reports on Forms 10-K and 10-Q, which you can find on the SEC's website and the Investor Relations section of our corporate website. For any non-GAAP financial information discussed on this call today, the related GAAP measures and reconciliations are available in today's quarterly shareholder letter. With that, let me turn the call over to Taylor. Taylor? David Lauber: Thanks, Tom. Good morning, everyone, and thank you for joining us today. I'd like to acknowledge the entire Shift4 team for delivering strong quarterly results, including powering payments flawlessly at many of the World Cup matches. This tournament was a great unifying event and an unparalleled showcase for Shift4's ability to help merchants deliver the moments that matter on one of the sports world's greatest stages. Shift4 technology can be found at every match in both the U.S. and Canada and of course, across the broader experience economy of restaurants and hotels. It was especially rewarding to have the finals in our backyard and hosted by a great Shift4 customer, MetLife Stadium. Kudos to our team for demonstrating once again our ability to operate in demanding high stakes environments such as the World Cup final. Believe it or not, this was not even our busiest quarter for Sports and Entertainment despite the well-attended matches across so many of our customer locations. While there were clear signs of increased spending across restaurants, hotels and other locations in host cities, our stadium customers are quite accustomed to hosting large crowds, whether it be NFL, MLB, concerts or even events like Formula 1. We are with them for all these events, and I think the World Cup was another healthy demonstration of that. I'm proud of our results this quarter. They demonstrated resiliency despite ongoing travel …

Leadership Team of FOUR

10 executives

Name	Title	Compensation	Gender	Year Born	Status
Christopher Nestor Cruz	Chief Financial Officer	USD 1,195,654	Male	1984	Active
David Taylor Lauber	Chairman of the Board, President & CEO	USD 1,091,164	Male	1984	Active
Jordan Frankel	Secretary, General Counsel and Executive Vice President Legal, Risk & Compliance	USD 602,083	Male	1983	Active
Brendan Lauber	Vice Chairman	—	Male	—	Active
Doug Demko	Chief Operating Officer	—	Male	—	Active
Filippos Mintiloglitis	Interim Chief Accounting Officer	—	Male	—	Active
Kim Rodgers	Chief HR Officer	—	Female	—	Active
Michael Isaacman	Chief Commercial Officer	—	Male	—	Active
Thomas Craig McCrohan	Executive Vice President of Investor Relations	—	Male	—	Active
Nate Hirshberg	Senior Vice President of Marketing	—	—	—	Active

Recent News of FOUR

Seeking Alpha8/6/2026Neutral

Shift4 Payments, Inc. (FOUR) Q2 2026 Earnings Call Transcript

Zacks Investment Research8/6/2026Neutral

Shift4 Payments (FOUR) Q2 Earnings and Revenues Beat Estimates

Shift4 Payments (FOUR) came out with quarterly earnings of $1.32 per share, beating the Zacks Consensus Estimate of $1.19 per share. This compares to earnings of $1.1 per share a year ago.

Zacks Investment Research8/6/2026Neutral

Compared to Estimates, Shift4 Payments (FOUR) Q2 Earnings: A Look at Key Metrics

Although the revenue and EPS for Shift4 Payments (FOUR) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Business Wire8/6/2026Neutral

Shift4 Announces Second Quarter 2026 Results

CENTER VALLEY, Pa.--(BUSINESS WIRE)--Shift4 (NYSE: FOUR) has posted its second quarter 2026 financial results as part of its Q2 2026 Shareholder Letter, which can be viewed here or by navigating to the Financials section of its Investor Relations website at https://investors.shift4.com. Earnings Conference Call Management will host a conference call today, August 6th, 2026, at 8:30 a.m. ET to discuss the results. Conference Call Details Toll-free dial-in: +1-800-343-5172 Toll dial-in: +1-203-51.

Zacks Investment Research8/5/2026Neutral

Curious about Shift4 Payments (FOUR) Q2 Performance? Explore Wall Street Estimates for Key Metrics

Beyond analysts' top-and-bottom-line estimates for Shift4 Payments (FOUR), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2026.

Historical Employee Count of FOUR

Current

6,300

Change

+57.50%

Minimum

1,732

Maximum

6,300

Recent Filings

Report Date	Employees	Form Type	Filing Date	SEC Filing
Dec 31, 2025	6,300	10-K	Feb 27, 2026	View
Dec 31, 2024	4,000	10-K	Feb 19, 2025	View
Dec 31, 2023	3,030	10-K	Feb 29, 2024	View
Dec 31, 2022	2,300	10-K	Mar 1, 2023	View
Dec 31, 2021	1,732	10-K	Mar 1, 2022	View

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Shift4 Payments, Inc.