Eagle Bancorp Inc (EGBN) Stock Up 3.3% but GF Value Says Overvalued -- GF Score: 57/100
On September 02, 2026, Eagle Bancorp Inc (EGBN) shares rose 3.3% today, currently priced at $27.70. The stock has experienced a 52-week range of $15.03 to $29.2

Eagle Bancorp, Inc. functions as the parent entity for EagleBank, providing a comprehensive suite of commercial and consumer banking services. Though operating ...
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Est. EPS $0.37 · Revenue $72.61M · 4 analysts
Est. EPS $0.45
Est. EPS $0.46 · Revenue $74.68M · 3 analysts
Est. EPS $1.51 · Revenue $296.65M · 4 analysts
$0.04 per share
$0.04 per share
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $634.3M | -10.4% | -5.0% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $-128.1M | -172.2% | -53.0% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +3.2% | -90.8% | -16.1% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | -26.9% | -529.0% | -50.0% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | -20.2% | -203.7% | -50.5% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $20.8M | -83.2% | -100.0% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +3.3% | -81.2% | -100.0% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 9.8% | -80.7% | +89.8% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 293.43x | +189130.7% | -98.7% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $10.5B | -5.7% | -3.0% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | -4.21 vs -4.47 | +5.9% | 0.23 vs 0.37 | -37.8% |
| Revenue Surprise | $634.3M vs $294.8M | +115.1% | $137.3M vs $72.6M | +89.2% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Aug 10, 2026 | Curley Stephen Russell | director, officer: President/CEO | Employee Stock Option - Right to Buy | A | 59,565 | $27.64 |
| Aug 10, 2026 | Curley Stephen Russell | director, officer: President/CEO | Common Stock | A | 41,606 | — |
| Aug 10, 2026 | Curley Stephen Russell | director, officer: President/CEO | Employee Stock Option - Right to Buy | A | 17,045 | $27.64 |
| Aug 10, 2026 | Curley Stephen Russell | director, officer: President/CEO | Common Stock | A | 8,683 | — |
| Jul 6, 2026 | Curley Stephen Russell | director, officer: President/CEO | Common Stock | — | 0 | — |
Operator: Good day, and thank you for standing by. Welcome to Inc. Second Quarter 26 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. To ask a question during the session, you will need to press *11 on your telephone, You will then hear an automated message advising that your hand is raised. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your first speaker, Eric Newell, Chief Financial Officer of Eagle Bancorp. Please go ahead. Eric Newell: Good morning. This is Eric Newell, Chief Financial Officer of Eagle Bancorp. Before we begin the presentation, I would like to remind everyone that some of the comments made during the call are forward looking statements. We cannot make any promises about future performance and caution you not to place undue reliance on these forward looking statements. Our Form 10-Ks, for the fiscal year 2025 and current reports on Form 8-Ks including the earnings presentation slides, identify important factors that could cause the company's actual results to differ materially from any forward looking statements made this morning, which speak only as of today. Eagle Bancorp does not undertake to update any forward looking statements as a result of new information, future events or developments unless required by law. This morning's commentary will also include non GAAP financial information. The earnings release, which is posted in the Investor Relations section of our website, and filed with the SEC contains reconciliations of this information to the most directly comparable GAAP information. Our periodic reports are available from the company online on our website or on the SEC's website. With me today is our new president and CEO, Stephen R. Curley our chief lending officers, Ryan A. Riel and Evelyn Lee for commercial real estate and C&I, respectively. I would now like to turn it over to Steve. Stephen R. Curley: Thank you, Eric, and good morning, everyone. Before I start the quarter, let me say how honored I am to join Eagle as its new president and CEO. This is a franchise built over decades. Through strong client relationships, deep community ties, and an exceptional and seasoned team of bankers. While I have only been with Eagle for 3 weeks, I spent that time meeting and talking with employees, customers, shareholders, while conducting an intensive review of the business. Those conversations have reinforced what attracted me to Eagle in the first place. A strong franchise, talented people, and significant potential. My immediate priorities are clear. Maintain disciplined execution, preserve our culture, and make decisions grounded in a thorough understanding of our franchise our markets, and our best opportunities. Investors are looking for results not promises. You will judge us by what we do, not what we say, and that is exactly how we intend …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Stephen R. Curley | President, Chief Executive Officer & Director | USD 1,137,315 | Male | 1971 | Active |
Susan G. Riel | Consultant & Director | USD 1,137,315 | Female | 1950 | Active |
Evelyn Lee | Executive Vice President | USD 603,596 | Female | 1979 | Active |
Eric Newell | Senior Executive Vice President & Chief Financial Officer | USD 581,197 | Male | 1980 | Active |
Ryan A. Riel | Senior Executive Vice President | USD 537,915 | Male | 1978 | Active |
Paul Saltzman | Executive Vice President & Chief Legal Officer | USD 491,282 | Male | 1961 | Active |
Jane E. Cornett | Vice President & Corporate Secretary | — | Female | — | Active |
Ryan Segars | Senior Vice President of Market Executive & Commercial Real Estate Lending | — | Male | — | Active |
William L. Perotti | Interim Chief Credit Officer | — | Male | 1958 | Active |
Nick Grant | Principal at North Reed Capital | — | Male | — | Active |
On September 02, 2026, Eagle Bancorp Inc (EGBN) shares rose 3.3% today, currently priced at $27.70. The stock has experienced a 52-week range of $15.03 to $29.2

Bank of America Corp DE reduced its position in shares of Eagle Bancorp, Inc. (NASDAQ: EGBN) by 34.3% during the first quarter, according to the company in its most recent 13F filing with the SEC. The firm owned 224,042 shares of the financial services provider's stock after selling 116,792 shares during the quarter.

BETHESDA, Md., Aug. 12, 2026 (GLOBE NEWSWIRE) -- Eagle Bancorp, Inc. (the “Company”), the holding company for EagleBank, today announced that, in connection with the appointment of Stephen R. Curley as President and Chief Executive Officer of the Company and EagleBank, the Company granted employment inducement equity awards to Mr. Curley on August 10, 2026, as a material inducement to his entering into employment with the Company and EagleBank and pursuant to the terms of his employment agreement, which was previously filed as Exhibit 10.1 to the Company's Current Report on Form 8-K filed on May 12, 2026.

Five Nasdaq stocks share the same ex-dividend deadline this week, but they are not all worth buying for the same reason, and at least one comes with a warning flag that most income investors will miss.

Eagle Bancorp, Inc. (EGBN) Q2 2026 Earnings Call Transcript
