Deluxe Corporation offers a wide array of technology-driven services tailored for large enterprises, small businesses, and financial institutions across a global footprint ...
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Est. EPS $0.95 · Revenue $532.23M · 2 analysts
Est. EPS $0.91 · Revenue $531.63M · 2 analysts
Est. EPS $3.78 · Revenue $2.10B · 2 analysts
Est. EPS $1.07 · Revenue $577.70M · 1 analysts
$1.20 per share
$1.20 per share
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $2.1B | +0.5% | -7.2% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $82.1M | +55.5% | -46.6% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +53.1% | -0.1% | +0.0% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +12.1% | +33.8% | -14.7% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +3.8% | +54.7% | -42.5% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $175.3M | +75.5% | +214.7% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +8.2% | +74.5% | +239.1% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 226.5% | -10.1% | -0.3% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 1.04x | +5.9% | +4.2% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $2.9B | +1.2% | +0.2% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 1.80 vs 3.55 | -49.3% | 0.41 vs 0.81 | -49.6% |
| Revenue Surprise | $2.1B vs $2.1B | +0.8% | $499.3M vs $486.3M | +2.7% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Sep 1, 2026 | Jones Kevin Grant | officer: President, Merchant Services | Common Stock | A | 54,753 | — |
| Aug 20, 2026 | Collins Michelle T | director | Common Stock | A | 6,279 | — |
| Aug 20, 2026 | Collins Michelle T | director | Restricted Stock Unit | D | 6,279 | — |
| Aug 17, 2026 | Jones Kevin Grant | officer | — | — | 0 | — |
| Jun 15, 2026 | Brown Angela L | director | Common Stock | A | 1,205 | $22.84 |
Operator: Ladies and gentlemen, thank you for standing by, and welcome to the Deluxe First Quarter 2026 Earnings Conference Call. [Operator Instructions] And today's call is being recorded. At this time, I'd like to turn the conference over to your host, Vice President of Strategy and Investor Relations, Brian Anderson. Please go ahead. Brian Anderson: Thank you, operator, and welcome to the Deluxe First Quarter 2026 Earnings Call. Joining me on today's call are Barry McCarthy, our President and Chief Executive Officer; and Chip Zint, our Chief Financial Officer. At the end of today's prepared remarks, we will take questions. Before we begin and as seen on the current slide, I'd like to remind everyone that comments made today regarding management's intentions, projections, financial estimates and expectations about the company's future strategy or performance are forward-looking in nature as defined in the Private Securities Litigation Reform Act of 1995. Additional information about factors that may cause actual results to differ from projections is set forth in the press release we furnished today in our Form 10-K for the year ended December 31, 2025, and in other company SEC filings. On the call today, we will discuss non-GAAP financial measures, including comparable adjusted revenue, adjusted and comparable adjusted EBITDA and EBITDA margin, adjusted and comparable adjusted EPS and free cash flow. All comparable adjusted metrics reflect the removal of impacts from business exits, including prior year adjustments to reflect removal of the Safeguard business effective with the closing of that divestiture as of March 1, 2026. In our press release, today's presentation and our filings with the SEC, you will find additional disclosures regarding non-GAAP measures, including reconciliation of these measures to the most comparable measures under U.S. GAAP. Within the materials, we are also providing reconciliations of GAAP EPS to adjusted EPS, which may assist with your modeling. And with that, I'll hand it over to Barry. Barry McCarthy: Thanks, Brian, and good morning, everyone. I'm pleased to report our strong start to 2026. We continued our positive momentum, particularly in driving sustainable growth in our payments and data businesses. During the first quarter, enterprise results once again reflected organic growth across all key metrics, including revenue, adjusted EBITDA, EPS and free cash flow. We're now in our fourth consecutive year, driving consistent growth across our core earnings metrics. We're also proud to report that we reached 2 significant strategic milestones during the quarter. First, we achieved our long-term 3x leverage ratio target, three quarters earlier than promised at our December 2023 Investor Day. And second, combined, our payments and data businesses now account for more than 50% of total revenue, a major inflection point in our transformation into a payments and data company. Our Q1 results highlight our team's …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Barry C. McCarthy | President, Chief Executive Officer & Director | USD 2,309,856 | Male | 1964 | Active |
William Zint | Senior Vice President & Chief Financial Officer | USD 1,117,950 | Male | 1986 | Active |
Tracey G. Engelhardt | Senior Vice President & President of Print | USD 1,113,940 | Female | 1965 | Active |
Yogaraj Jayaprakasam | Senior Vice President and Chief Technology & Digital Officer | USD 1,112,494 | Male | 1978 | Active |
Garry L. Capers | Senior Vice President & President of B2B Payments | USD 1,099,435 | Male | 1977 | Active |
Jeffrey L. Cotter | Chief Administrative Officer, Senior Vice President, Secretary & General Counsel | USD 871,187 | Male | 1967 | Active |
Brian Anderson | Vice President of Strategy & Investor Relations | — | — | — | Active |
Kristopher D. Lazzaretti | Senior Vice President & President of Data | — | Male | — | Active |
Kimberly D. Cross | Senior Vice President & Chief Human Resources Officer | — | Female | 1970 | Active |
Llewellyn Kelly Moyer | Vice President & Chief Accounting Officer | — | Female | — | Active |
Deluxe NYSE: DLX reported second-quarter results that showed comparable adjusted revenue growth, higher margins and increased free cash flow, while outlining plans to integrate merchant-services provider Celero following the transaction's July 31 closing.
Deluxe (DLX) came out with quarterly earnings of $0.87 per share, beating the Zacks Consensus Estimate of $0.81 per share. This compares to earnings of $0.88 per share a year ago.
Deluxe Corporation (DLX) Q2 2026 Earnings Call Transcript
MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE: DLX), a trusted Payments and Data company, today announced its second quarter 2026 financial results through an earnings release available on the company Investor Relations site at www.investors.deluxe.com The earnings release will be furnished with the Securities and Exchange Commission (SEC) on a Form 8-K available here. At 5:00 p.m. ET (4:00 p.m. CT) today, the company will host an open-access conference call to discuss these financial results. Con.
MINNEAPOLIS--(BUSINESS WIRE)--Deluxe (NYSE: DLX), a trusted payments and data company, today announced it has closed its acquisition of Celero Commerce, a financial technology company focused on optimized payment solutions for small to mid-sized businesses and strategic partners. The transaction was originally announced on June 18. The acquisition marks a pivotal milestone in Deluxe's ongoing strategic transformation, significantly expanding Deluxe Merchant Services and creating an increasingly.
