DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants ...
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Est. EPS $0.22 · Revenue $401.46M · 2 analysts
Est. EPS $0.27 · Revenue $446.06M · 2 analysts
Est. EPS $0.83 · Revenue $1.57B · 4 analysts
Est. EPS $0.24 · Revenue $455.52M · 1 analysts
EPS $0.18 · Revenue $399.66M
$0.19 per share
$0.19 per share
EPS $0.14 · Revenue $335.86M
EPS $0.67 · Revenue $1.09B
EPS $0.17 · Revenue $282.48M
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $1.1B | +46.6% | +19.0% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $196.8M | +63.4% | +30.2% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +36.8% | -6.8% | -10.0% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +20.3% | +7.8% | +0.7% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +18.0% | +11.5% | +9.4% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $421.9M | +861.1% | +68.9% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +38.6% | +619.2% | +42.0% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 15.9% | +42.4% | +2395.6% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 1.47x | -7.1% | -5.9% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $1.5B | +31.6% | +20.0% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 0.67 vs 0.68 | -0.8% | 0.18 vs 0.22 | -17.9% |
| Revenue Surprise | $1.1B vs $1.1B | +3.7% | $399.7M vs $401.5M | -0.4% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Aug 5, 2026 | Kanovich Sebastian | director | Class B Common Share | D | 72,753 | — |
| Aug 5, 2026 | Kanovich Sebastian | director | Class A Common Share | A | 72,753 | — |
| Aug 5, 2026 | Kanovich Sebastian | director | Class A Common Share | D | 72,753 | $15.54 |
| Aug 4, 2026 | Kanovich Sebastian | director | Class B Common Share | D | 4,700 | — |
| Aug 4, 2026 | Kanovich Sebastian | director | Class A Common Share | A | 4,700 | — |
Operator: Good day, and thank you for standing by. Welcome to the dLocal Second Quarter 2026 Results Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. I will now turn the call over to the company. Unknown Executive: Good afternoon, and thank you all for joining our earnings call today. If you have not seen the earnings release, as always, a copy is posted in the Financials section of the Investor Relations website. On the call today, you have Pedro Arnt, Chief Executive Officer; Guillermo Lopez Perez, Chief Financial Officer; Christopher Stromeyer, SVP of Corporate Development; and Mirele de Aragao, Head of Investor Relations. A slide presentation has been provided to accompany the prepared remarks. This event is being broadcast live via webcast, and both the webcast and presentation may be accessed through dLocal's website at investor.dLocal.com. The recordings will be available shortly after the event is concluded. Before proceeding, let me mention that any forward-looking statements included in the presentation or mentioned in this conference call are based on currently available information and dLocal's current assumptions, expectations and projections about future events. Whilst the company believes that our assumptions, expectations and projections are reasonable given currently available information, you are cautioned not to place undue reliance on those forward-looking statements. Actual results may differ materially from those included in dLocal's presentation or discussed in this conference call, for a variety of reasons, including those described in the forward-looking statements and Risk Factors section of dLocal's filings with the Securities and Exchange Commission, which are available on dLocal's Investor Relations website. Now I will turn the conference over to dLocal. Thank you. Pedro Arnt: Good afternoon, everyone, and thank you for joining us today. Our results for the second quarter of 2026 are yet another proof point of our continued traction and execution. There are 4 main trends I'd like to kick off with, that best summarize the current strength of our business. TPV reached $17.7 billion, accelerating to 92% year-over-year, the highest growth rate since the first quarter of 2022. We've processed more in the second quarter than what we did throughout all of 2023. Second, our net revenue retention was 153%, the fifth straight quarter above 140% as we continue to deepen our relationships with our merchants. Our gross profit hit $127 million, up 29% year-on-year. We've now hit an annualized rate of more than $500 million in gross profit. And finally, our operating leverage is improving with operating profit as a percentage of gross profit, up 6 percentage points quarter-over-quarter to reach 50%. As messaged previously, we expect further operating leverage improvements to kick in during the next 2 quarters as we benefit from the deployment of automations and AI we have been …
| Name | Title | Gender | Year Born | Status |
|---|---|---|---|---|
Mirele de Aragao | Head of Investor Relations | — | — | Active |
Pedro Arnt | Chief Executive Officer & Director | Male | 1974 | Active |
Sergio Enrique Fogel Kaplan | Co-Founder & Strategic Advisor | Male | 1964 | Active |
Alberto Almeida | Chief Technology Officer | Male | 1988 | Active |
John O'Brien | Chief Revenue Officer | Male | 1985 | Active |
Gabriela Vieira | Chief Legal & Compliance Officer | Female | 1989 | Active |
Carlos J. Menendez | Chief Operating Officer | Male | 1970 | Active |
Guillermo Lopez Perez | Chief Financial Officer | Male | 1976 | Active |
DLocal Limited is rated a Strong Buy with a 2030 price target of $45/share, nearly 195% upside from current levels. DLocal's moat is built on regulatory barriers and local payment method expertise across 60+ emerging markets, supporting resilient 50%+ TPV growth. Despite take-rate compression to 0.84%, DLocal's net revenue retention of 152% and robust merchant growth drive sustained revenue expansion.
dLocal stands out over Priority with faster payment growth, a broader emerging-market network and stronger cash resources despite margin risks.
dLocal stands out with faster payment growth, strong customer expansion, broad emerging-market reach and a lower forward sales multiple.
Shares of DLocal Limited (NASDAQ: DLO - Get Free Report) have earned an average rating of "Buy" from the eight research firms that are covering the company, Marketbeat Ratings reports. One analyst has rated the stock with a hold recommendation, six have given a buy recommendation and one has issued a strong buy recommendation on the
OMAHA, Neb. & MONTEVIDEO, Uruguay--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology, and dLocal (NASDAQ: DLO), the leading payment platform connecting global merchants to emerging markets, today announced a strategic partnership that gives global merchants immediate and seamless access to leading local payment methods in Brazil and Mexico through the ACI Payments Orchestration Platform, with Argentina, Chile, Colombia and Peru planned for future.
