Columbia Banking System, Inc. operates as the bank holding company for Columbia Bank that provides banking, private banking, mortgage, and other financial ...
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$1.47 per share
Est. EPS $0.77 · Revenue $688.34M · 10 analysts
Est. EPS $0.77
Est. EPS $0.79 · Revenue $694.12M · 9 analysts
$1.47 per share
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $3.2B | +8.3% | +11.2% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $550.0M | +3.1% | +8.3% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +67.7% | +10.1% | +4.5% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +23.4% | -3.5% | -3.0% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +17.1% | -4.9% | -2.5% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $706.0M | +13.3% | -39.6% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +22.0% | +4.6% | -45.7% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 51.1% | -32.9% | +23.9% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 0.22x | +141.1% | -99.7% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $67.2B | +30.3% | -1.0% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 2.30 vs 2.94 | -21.9% | 0.73 vs 0.77 | -4.9% |
| Revenue Surprise | $3.2B vs $2.3B | +41.3% | $946.0M vs $688.3M | +37.4% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Sep 1, 2026 | LAGOMARSINO SIMONE | director | Common Stock | — | 0 | — |
| Sep 1, 2026 | LAGOMARSINO SIMONE | director | Common Stock | — | 0 | — |
| Aug 14, 2026 | Giem Judi | officer: EVP CHRO | Restricted Stock Unit | D | 2,393 | — |
| Aug 14, 2026 | Giem Judi | officer: EVP CHRO | Common Stock | A | 2,393 | $32.69 |
| Aug 14, 2026 | Giem Judi | officer: EVP CHRO | Common Stock | D | 643 | $32.69 |
Operator : Hello, and welcome to Columbia Banking System's Second Quarter 2026 Earnings Conference Call. Please be advised that today's conference is being recorded. I would now like to turn the conference over to Jacque Bohlen, Investor Relations Director, to begin the call. You may begin. Jacquelynne Bohlen : Thank you. Good afternoon, everyone. Thank you for joining us as we review our second quarter results. The earnings release and corresponding presentation are available on our website at Columbia bankingsystem.com. During today's call, we will make forward-looking statements, which are subject to risks and uncertainties and are intended to be covered by the safe harbor provisions of federal securities law. For a list of factors that may cause actual results to differ materially from expectations, please refer to the disclosures contained within our SEC filings. We will also reference non-GAAP financial measures, and I encourage you to review the non-GAAP reconciliations provided in our earnings materials. I will now hand the call over to Columbia's Chairman, Chief Executive Officer and President, Clinton Stein. Clint Stein : Thank you, Jacque. Good afternoon, everyone. Our second quarter results once again underscore the same core priorities we have previously outlined: delivering consistent, repeatable results, reshaping the balance sheet to improve long-term profitability and returning excess capital to shareholders. Quarter reflects disciplined execution across the company despite a dynamic operating environment. Our bankers generated solid commercial loan production and net growth supported by healthy business activity and the continued addition of experienced talent. While commercial loan growth offset intentional runoff in the transactional book, total loans declined during the second quarter due to elevated CRE payoff activity, driven in part by competitive pricing pressure. I've stated many times that Columbia does not chase growth for the sake of growth. We are seeing pricing and structures in the market that we believe are irrational and we will not meet them. We will compete aggressively for high-quality relationships that meet our return objectives but we will not destroy shareholder value by sacrificing long-term returns to simply add loan totals. The same discipline applies to deposits. Our team continues to protect the quality of our industry-leading core deposit franchise by demonstrating the value Columbia brings to customer relationships beyond price. Our deposit campaigns, which Chris will review in greater detail, help offset seasonal outflows in April related to tax payments. Importantly, across the organization, we maintained our pricing discipline in an increasingly competitive environment, resulting in a decline in deposit costs from the prior quarter. Our discipline also extends to expense management. I'm pleased to report that we exceeded the cost saving target we laid out last year when we announced the Pac …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Clint E. Stein | President, CEO & Chairman of the Board | USD 3,756,392 | Male | 1972 | Active |
Torran Nixon | Senior EVP & Co-President of Columbia Bank | USD 2,365,219 | Male | 1962 | Active |
Christopher Merrywell | Senior EVice President & President & Co-President of Columbia Bank | USD 2,174,642 | Male | 1966 | Active |
Andrew H. Ognall | Executive Vice President & Chief Risk Officer | USD 1,434,403 | Male | 1972 | Active |
Ivan Seda | CFO & Executive Vice President | USD 359,797 | Male | 1984 | Active |
Brock Lakely | Executive VP, Chief Accounting Officer & Corporate Controller | — | Male | 1980 | Active |
Kumi Yamamoto Baruffi | Executive Vice President, General Counsel & Corporate Secretary | — | Female | 1971 | Active |
Jacquelynne Bohlen | Head of Investor Relations | — | Female | — | Active |
Drew K. Anderson | Executive Vice President & Chief Administrative Officer | — | Male | 1987 | Active |
Thomas E. Rice | Chief Information Officer | — | Male | 1972 | Active |
COLB beat Q2 earnings estimates as net interest income and fees rose, but higher non-performing assets and expense pressures raise questions about the outlook.
Columbia Banking System, Inc. COLB is benefiting from a wider net interest margin (NIM), rising fee income and sustained capital returns. Those strengths are being offset by a larger expense base, planned balance-sheet contraction and uneven credit trends.
California State Teachers Retirement System boosted its holdings in shares of Columbia Banking System, Inc. (NASDAQ: COLB) by 26.8% in the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm owned 359,143 shares of the financial services provider's stock after purchasing an
AHEXY, APELY and COLB have been added to the Zacks Rank #5 (Strong Sell) List on August 3rd, 2026.
TACOMA, Wash., July 30, 2026 /PRNewswire/ -- Columbia Banking System, Inc. (Nasdaq: COLB) today announced the appointment of Simone Lagomarsino to its Board of Directors, effective September 1, 2026.
