CB Financial Services, Inc. functions as the parent company for Community Bank, delivering a broad spectrum of banking solutions and financial services ...
Plutux is not an investment adviser. Market data and AI-generated analysis are for information and education only, not investment advice. Disclaimer
Est. EPS $0.81 · Revenue $16.25M · 2 analysts
Est. EPS $0.82
Est. EPS $0.82 · Revenue $16.60M · 1 analysts
Est. EPS $3.17 · Revenue $63.55M · 2 analysts
$1.08 per share
$1.08 per share
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $68.6M | -13.3% | +6.1% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $4.9M | -61.1% | +11.2% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +62.5% | +1.9% | +0.0% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +7.7% | -60.1% | +4.9% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +7.1% | -55.1% | +4.8% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $17.2M | +399.5% | +159.7% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +25.0% | +476.3% | +144.7% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 22.1% | -6.3% | +158.8% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 0.02x | -90.2% | -98.8% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $1.5B | +4.5% | +4.6% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 0.92 vs 2.75 | -66.6% | 0.80 vs 0.72 | +11.1% |
| Revenue Surprise | $68.6M vs $55.0M | +24.8% | $21.9M vs $15.4M | +42.1% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Aug 14, 2026 | SWIATEK JOHN | director | Common Stock | A | 1,400 | $26.45 |
| Aug 14, 2026 | SWIATEK JOHN | director | Common Stock | D | 1,000 | $37.06 |
| Aug 14, 2026 | SWIATEK JOHN | director | Stock Options | D | 1,400 | $26.45 |
| Aug 14, 2026 | Cobain Stephen | officer: Chief Credit Officer | Common Stock | A | 1,500 | $22.48 |
| Aug 14, 2026 | Cobain Stephen | officer: Chief Credit Officer | Common Stock | D | 1,176 | $37.06 |
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
John H. Montgomery | President, Chief Executive Officer & Director | USD 679,918 | Male | 1962 | Active |
Richard Boyer | Senior Vice President of Insurance Operations | USD 506,691 | Male | 1958 | Active |
Bruce Sharp | Senior Executive VP & Chief Commercial Banking Officer of Community Bank | USD 402,801 | Male | 1969 | Active |
James E. Mele | EVP of Specialty Deposits, Payments & Treasury Management Services of Community Bank | USD 372,419 | Male | — | Active |
Jennifer L. George | Senior Executive VP & COO of Community Bank | USD 327,716 | Female | 1972 | Active |
Amanda L. Engles | Chief Financial Officer & Executive Vice President | — | Female | 1978 | Active |
Elizabeth A. Calvario | Corporate Secretary | — | Female | — | Active |
James W. Welsh | Senior Vice President & Chief Auditor | — | — | — | Active |
Benjamin A. Brown | Executive Vice President and Director of Client Experience & Innovation | — | Male | — | Active |
Stephen Cobain | Executive Vice President and Chief Credit Officer of Community Bank | — | Male | 1959 | Active |
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does CB Financial Services (CBFV) have what it takes?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does CB Financial Services (CBFV) have what it takes?
CB Financial Services (CBFV) came out with quarterly earnings of $0.81 per share, beating the Zacks Consensus Estimate of $0.75 per share. This compares to earnings of $0.74 per share a year ago.
WASHINGTON, Pa.--(BUSINESS WIRE)--CB Financial Services, Inc. (“CB” or the “Company”) (NASDAQGM: CBFV), the holding company of Community Bank (the “Bank”), today announced its second quarter and year-to-date 2026 financial results. Three Months Ended Six Months Ended 6/30/26 3/31/26 12/31/25 9/30/25 6/30/25 6/30/26 6/30/25 (Dollars in thousands, except per share data) (Unaudited) Net Income (Loss) (GAAP) $ 4,301 $ 3,867 $ 4,742 $ (5,696 ) $ 3,949 $ 8,168 $ 5,858.
CB Financial Services (CBFV) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
