Grupo Aval Acciones y Valores SA engages in the provision of financial services and products. It operates through the following segments: Banking ...
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$0.00 per share
Est. EPS $601.80 · Revenue $5.58T · 1 analysts
Est. EPS $656.79 · Revenue $5.83T · 1 analysts
Est. EPS $1836.59 · Revenue $20.21T · 1 analysts
EPS COP 433.60 · Revenue COP 11.66T
EPS COP 284.00 · Revenue COP 9.71T
EPS COP 1350.80 · Revenue COP 42.33T
EPS COP 438.80 · Revenue COP 9.39T
EPS COP 416.00 · Revenue COP 9.29T
EPS COP 304.00 · Revenue COP 9.02T
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $42329.7B | +14.5% | +20.1% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $1603.7B | +58.0% | +58.5% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +50.9% | +66.5% | +23.6% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +9.1% | +7.4% | -18.1% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +3.8% | +38.0% | +32.0% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $1452.2B | +109.9% | +1987.4% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +3.4% | +108.6% | +1672.2% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 372.3% | -9.0% | +4.7% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | — | — | — |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $348564.5B | +6.3% | +0.5% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 1350.80 vs 1571.79 | -14.1% | 433.60 vs 633.11 | -31.5% |
| Revenue Surprise | $42329.7B vs $17964.0B | +135.6% | $11660.3B vs $4961.9B | +135.0% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| May 12, 2026 | Gonzalez Piedra Miguel Angel | officer | — | — | 0 | — |
| Mar 18, 2026 | Gonzalez Florez Maria Edith | officer | — | — | 0 | — |
| Mar 18, 2026 | Solano Saravia Diego | officer: Chief Financial Officer | Preferred Shares | — | 0 | — |
| Mar 18, 2026 | Solano Saravia Diego | officer: Chief Financial Officer | Common Shares | — | 53,191 | — |
| Mar 18, 2026 | Duque Suarez Eduardo | officer | — | — | 0 | — |
Operator: Welcome to Grupo Aval's Second Quarter 2026 Consolidated Results Conference Call. My name is Regina, and I will be your operator for today's call. Grupo Aval Acciones Valores S.A. Grupo Aval is an issuer of securities in Colombia and in the United States SEC. As such, it is subject to compliance with securities regulation in Colombia and applicable U.S. securities regulation. Grupo Aval is also subject to the inspection and supervision of the Superintendency of Finance as holding company of the Aval Financial conglomerate. The consolidated financial information included in this document is presented in accordance with IFRS as currently issued by the IASB. Details of the calculations of non-IFRS measures such as ROAA and ROAE, among others, are explained when required in this report. On November 27, 2025, Banco de Bogota's subsidiary, Multi Financial Holding, Inc. MFG, entered into a share purchase agreement with BAC International Corporation, BIC, a subsidiary of BAC Holding International Corp. for the disposal of 99.57% of the issued and outstanding shares of Multi Financial Group, Inc. MFG, the parent company of Multibank Inc. On March 18, 2026, after obtaining the required regulatory authorizations and fulfilling all agreed conditions precedent, the transaction was completed. For comparability purposes only, we have prepared and present supplemental unaudited pro forma financial information for the periods prior to 4Q '25, which reflects the reclassification of the operations relating to MFG as noncurrent assets and liabilities held for sale and discontinued operations. The supplemental unaudited pro forma financial information is not intended to represent and should not be considered indicative of the results of operations or financial position that would have been achieved had the transaction occurred on the dates assumed nor is it intended to project our results of operations or financial position for any future period or date. The pro forma financial information is unaudited and the completion of the external audit for the year ended December 31, 2026, may result in adjustments to the unaudited pro forma financial information presented herein. This report includes forward-looking statements. In some cases, you can identify these forward-looking statements by words such as may, will, should, expects, plans, anticipates, believes, estimates, predicts, potential or continue or the negative of these and other comparable words. Actual results and events may differ materially from those anticipated herein as a consequence of changes in general, economic and business conditions, changes in interest and currency rates and other risks described from time to time in our filings with the Registro Nacional de Valores y Emisores and the SEC. Recipients of this document are responsible for the assessment and use of the information provided herein. Matters described in this presentation and our knowledge of them may change extensively and …
| Name | Title | Gender | Year Born | Status |
|---|---|---|---|---|
Juan Camilo Angel Mejia | President of Banco AV Villas | Male | 1965 | Active |
Paula Duran Fernandez | Chief of Sustainability and Strategic Projects | Female | 1978 | Active |
Maria Lorena Gutierrez Botero | President | Female | 1968 | Active |
Diego Fernando Solano Saravia | Chief Financial Officer | Male | 1966 | Active |
Eduardo Duque Suarez | Chief Risk Officer | Male | 1967 | Active |
Jorge Adrian Rincon Plata | Chief Legal Officer | Male | 1980 | Active |
Jorge Castano Gutierrez | Chief of Financial Assets and Efficiency | Male | 1977 | Active |
María Edith Gonzalez Florez | Vice President of Accounting | Female | 1959 | Active |
Omar Suarez | Head of Equity Strategy | — | — | Active |
Ernesto Jose Gutierrez de Pineres Luna | Chief of Information Technology | Male | 1974 | Active |
After losing some value lately, a hammer chart pattern has been formed for Grupo Aval Acciones y Valores (AVAL), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term.
Grupo Aval Acciones y Valores S.A. (AVAL) Q2 2026 Earnings Call Transcript
Grupo Aval Acciones y Valores NYSE: AVAL reported second-quarter attributed net income of COP 577 billion, up 17% from the same period a year earlier, as loan and deposit growth, investment-portfolio performance and stable credit quality supported results.
