The Allstate Corporation

ALL

$263.11

+1.45%

N/A+$3.77

Financial Services

Insurance - Property & Casualty

NYSE

Active Trading

The Allstate Corporation, along with its affiliated entities, provides a comprehensive suite of property, casualty, and other insurance offerings throughout the United ...

Key Metrics of ALL

Snapshot

Latest / TTM · 6 periods

Market Cap

$67.73B

ROCE

32.5%

EV / EBITDA

4.20x

+5.5% YoY

FCF Yield

18.1%

-0.1% YoY

Cash Conversion Cycle

62.6d

Current Ratio

0.24

Quick take

TTM —

Current ratio below 1.0

Negative working capital

Key Metrics

Latest / TTM · 6 periods

Valuation trend

Valuation trend table

Metric	2021	2022	2023	2024	2025	TTM
Market CapTotal market value of all shares outstanding.	$34.68B	$36.77B	$36.74B	$50.95B	$54.39B	$67.73B
Enterprise ValueCompany value including debt and cash adjustments.	$41.90B	$44.00B	$43.96B	$58.34B	$61.20B	$74.38B
EV / SalesHow many dollars investors pay per dollar of sales.	0.86x	0.87x	0.78x	0.92x	0.92x	1.08x
EV / EBITDAValuation multiple versus operating earnings before non-cash charges.	5.32x	-67.91x	59.82x	8.69x	4.36x	4.20x
Net Debt / EBITDALeverage ratio using net debt divided by EBITDA.	0.92	-11.15	9.82	1.10	0.49	0.38

Returns + ROCE gauge

ROCE latest

32.5%

Prev year 26.9%

Returns + ROCE gauge table

Metric	2021	2022	2023	2024	2025	TTM
ROEProfit generated from shareholders' equity.	6.4%	-7.4%	-1.1%	21.8%	33.6%	43.1%
ROAProfit generated from total assets.	1.6%	-1.3%	-0.2%	4.2%	8.6%	10.7%
ROICReturn generated on invested operating capital.	18.7%	-3.7%	0.1%	16.7%	-30.9%	-26.9%
ROCEOperating return on long-term capital used.	6.5%	-1.9%	-0.3%	5.2%	26.9%	32.5%
Earnings YieldEarnings as a percentage of market value.	4.7%	-3.5%	-0.5%	9.2%	18.9%	19.8%

Cash flow quality

Cash flow quality table

Metric	2021	2022	2023	2024	2025	TTM
FCFFCash flow available to all capital providers.	$5.04B	$4.95B	$4.19B	$9.04B	$10.19B	$12.52B
FCFECash flow available to equity holders after debt flows.	$4.33B	$4.70B	$3.95B	$8.87B	$9.28B	$11.62B
FCF YieldFree cash flow divided by market capitalization.	13.8%	12.8%	10.8%	17.1%	18.2%	18.1%
Income QualityHow well accounting earnings are backed by cash flow.	3.27	-3.75	-19.85	1.94	0.98	1.07
Capex / OCFShare of operating cash flow spent on capital expenditures.	6.7%	8.2%	6.3%	2.4%	2.3%	1.8%

Operating efficiency

Operating efficiency table

Metric	2021	2022	2023	2024	2025	TTM
DSOAverage days to collect cash from customers.	137.9d	135.5d	121.6d	112.3d	113.6d	62.6d
DIOAverage days inventory stays before being sold.	0.0d	0.0d	0.0d	0.0d	0.0d	0.0d
DPOAverage days the company takes to pay suppliers.	0.0d	0.0d	0.0d	0.0d	0.0d	0.0d
Operating CycleTime from buying inventory to collecting receivables.	137.9d	135.5d	121.6d	112.3d	113.6d	62.6d
Cash Conversion CycleNet days cash is tied in operations.	137.9d	135.5d	121.6d	112.3d	113.6d	62.6d

Snapshot

Latest / TTM: —

Market Cap

$67.73B

ROE

43.1%

FCF Yield

18.1%

Current Ratio

0.24

Supply Chain of ALL

Upstream / Downstream / Proxies

Upstream

Munich ReXETRA:MUV2Swiss ReSWX:SRENHannover ReXETRA:HNR1SCOR SEENXTPA:SCRBerkshire Hathaway (Gen Re)NYSE:BRK.BLexisNexis Risk Solutions (RELX)LSE:RELVerisk AnalyticsNASDAQ:VRSK TransUnionNYSE:TRU Guidewire SoftwareNYSE:GWRE SalesforceNYSE:CRM Amazon Web Services (Amazon.com)NASDAQ:AMZNArity (Allstate subsidiary)Good Hands Repair Network (franchised/proprietary body shops)HealthSherpaNationwide Mutual InsuranceUnconfirmedThe Standard (StanCorp Financial)NYSE:SFG

Downstream

Exclusive Captive Agents (~8,400 agencies)National General Independent Agents (~55,000+ agents)Direct/Online ConsumersThe Home DepotNYSE:HD WalmartNYSE:WMT Costco WholesaleNASDAQ:COST Sam's Club (Walmart)NYSE:WMT AmazonNASDAQ:AMZNBenefits Brokers (~50,000+ partners)NEXT Insurance (ERGO Group)

Proxies

The Progressive CorporationNYSE:PGR GEICO (Berkshire Hathaway)NYSE:BRK.B The Travelers CompaniesNYSE:TRV Chubb LimitedNYSE:CB

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Plutux is not an investment adviser. Market data and AI-generated analysis are for information and education only, not investment advice. Disclaimer