American Financial Group, Inc. (AFG) operates as an insurance holding company, specializing in providing a broad array of property and casualty insurance ...
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Est. EPS $3.58 · Revenue $2.40B · 5 analysts
Est. EPS $3.52 · Revenue $1.67B · 5 analysts
Est. EPS $12.34 · Revenue $7.65B · 5 analysts
Est. EPS $2.81 · Revenue $1.78B · 3 analysts
$3.52 per share
$3.52 per share
| Metric | Latest | YoYYoY means Year-over-Year. It compares the latest annual value with the previous annual value to show long-term trend strength. | QoQQoQ means Quarter-over-Quarter. It compares the latest quarter with the immediately previous quarter to show short-term momentum changes. |
|---|---|---|---|
| RevenueThe total money that came through the front door from selling things, before paying a single bill. Think of it as the grand total of every credit card swipe from customers. (YoY compares this year to last year's performance, while QoQ compares the current three months to the previous three). | $8.1B | -1.9% | +8.5% |
| Net IncomeThe absolute bottom line. If the company paid every single supplier, employee, banker, and tax collector, this is the actual money left in their pocket at the end of the day. | $842.0M | -5.1% | +29.8% |
| Gross MarginThe basic markup. If they sell a $100 pair of sneakers, this percentage tells you how much of that price tag is profit right after paying for the rubber and shoelaces, but before paying for things like store rent or TV commercials. | +17.6% | -1.0% | +189.3% |
| Operating MarginThe 'day job' efficiency score. Out of every dollar a customer spends, this shows how many cents the company keeps after making the product AND paying for all the everyday corporate overhead (like salaries, marketing, and keeping the lights on). | +13.2% | -2.7% | +21.9% |
| Net MarginThe final take-home percentage. When you strip away every conceivable cost, tax, and interest payment, this is the exact number of cents the company truly gets to keep from every dollar in sales. | +10.4% | -3.2% | +19.7% |
| Free Cash FlowThe holy grail of corporate cash. It's the spendable, physical money left over after the business pays for its daily operations AND buys the big, expensive upgrades (like new factories or servers) it needs to survive. This is the 'free' money they can use to pay dividends or buy back stock. | $1.4B | +21.4% | -88.8% |
| FCF MarginThe ultimate cash conversion rate. It shows how good the company is at turning regular sales directly into cold, hard, spendable cash. A high percentage means the business is an absolute cash-printing machine. | +17.2% | +23.7% | -89.7% |
| Debt / EquityThe financial risk gauge. It compares how much of the company's empire was built using borrowed money (loans) versus the owners' own money (shareholders). A high number means they are heavily leveraged and playing a riskier game; a low number means they are playing it safe. | 37.8% | -11.2% | -2.9% |
| Current RatioThe 12-month survival check. It simply compares the cash they have right now (plus things they can quickly turn into cash) against the immediate bills they absolutely must pay this year. A score above 1 means they have enough in the wallet to cover the upcoming bills without panicking. | 0.50x | -55.8% | +4.1% |
| Total AssetsThe absolute size of the company's empire. It bundles together absolutely everything of value they own—from the cash in the register and the inventory in the warehouse, to the software patents in the vault and the factories on the ground. | $32.6B | +30.5% | +2.1% |
| Metric | Annual (A vs E) | Annual Surprise | Quarter (A vs E) | Quarter Surprise |
|---|---|---|---|---|
| EPS Surprise | 10.08 vs 9.90 | +1.9% | 2.99 vs 3.58 | -16.5% |
| Revenue Surprise | $8.1B vs $7.3B | +11.8% | $2.0B vs $2.4B | -17.1% |
| Date | Executive | Title | Security | Side | Shares | Price |
|---|---|---|---|---|---|---|
| Sep 2, 2026 | Hertzman Brian S. | officer: SVP, CFO | Common Stock | D | 950 | $142.87 |
| Aug 26, 2026 | LINDNER CARL H III | director, officer: Co-CEO | Common Stock | D | 81,373 | $144.28 |
| Aug 24, 2026 | LINDNER CARL H III | director, officer: Co-CEO | Common Stock | D | 8,627 | $144.66 |
| Aug 6, 2026 | Weiss Mark A | officer: Sr. VP & General Counsel | Common Stock | D | 2,813 | $144.76 |
| Jun 24, 2026 | Gillis Michelle A | officer: Senior Vice President | Common Stock | D | 2,247 | $139.00 |
Operator: Good day, and thank you for standing by. Welcome to the American Financial Group 26 Second Quarter Results Conference Call. At this time, all participants are in a listening-only mode. After the speakers' presentation, there will be a question and answer session. To ask a question during this session, you need to press Star 11 on your telephone. You will hear an automated message that your hand is raised. To withdraw your question, please press Star 11 again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your first speaker today, Diane Weidner, Vice President, Investor Relations. Diane, please go ahead. Diane Weidner: Good morning. And welcome to American Financial Group's Second Quarter 26 Earnings Results Conference Call. We released our results yesterday afternoon. Our press release, investor supplement and webcast presentation are posted on AFG's website under the Investor Relations section. These materials will be referenced during portions of today's call. Joining me this morning are Carl Henry Lindner III and Craig Lindner, co CEOs of American Financial Group, and Brian S. Hertzman, AFG's CFO. Before I turn the discussion over to Carl, I would like to draw your attention to the notes on Slide 2 of our webcast. Some of the matters to be discussed today are forward looking. These forward looking statements involve certain risks and uncertainties that could cause our actual results and or financial condition to differ materially from these statements. A detailed description of these risks and uncertainties can be found in AFG's filings with the Securities and Exchange Commission, which are also available on our website. We may include references to core net operating earnings, a non GAAP financial measure, in our remarks or in responses to questions. A reconciliation of net earnings to core net operating earnings is included in our earnings release. And finally, if you are reading a transcript of this call, please note that it may not be authorized or reviewed for accuracy. And as a result, it may contain factual or transcription errors that could materially alter the intent or meaning of our statements. Now I am pleased to turn the call over to Carl to discuss our results. Carl Henry Lindner: Well, good morning. Before we begin our commentary about the quarter, I want to take a moment to express our deepest condolences to the Berkeley family. Bill was an icon in our industry, a respected competitor, and most importantly, our good friend. He leaves an incredible legacy and will be sorely missed. Turning our focus to AFG's second quarter, I will share a few highlights after which Craig and I will walk through more details. We will then open it up for Q&A, where Craig, Brian and I will respond to your questions. I am pleased to report that we set a new second quarter record for pretax property and casualty operating income, driven by strong underwriting margins healthy …
| Name | Title | Compensation | Gender | Year Born | Status |
|---|---|---|---|---|---|
Carl Henry Lindner | Co-CEO & Director | USD 9,542,534 | Male | 1953 | Active |
Stephen Craig Lindner | Co-CEO & Director | USD 9,542,534 | Male | 1955 | Active |
John Bernard Berding | President & Director | USD 5,819,757 | Male | 1962 | Active |
David Lawrence Thompson Jr. | President & Chief Operating Officer of Property and Casualty Insurance Group and Director | USD 2,061,030 | Male | 1980 | Active |
Brian S. Hertzman | Senior Vice President & Chief Financial Officer | USD 1,126,600 | Male | 1971 | Active |
Mark Andrew Weiss | Senior Vice President, General Counsel & Chief Compliance Officer | USD 1,107,208 | Male | 1967 | Active |
Michelle Ann Gillis SPHR | Senior Vice President, Chief Human Resources Officer & Chief Administrative Officer | USD 870,836 | Female | 1969 | Active |
John R. Rogers | Chief Information Security Officer & Vice President | — | Male | — | Active |
Christopher Patrick Miliano | Executive Vice President & Chief Financial Officer of Annuity Operations | — | Male | 1958 | Active |
Diane Weidner | Vice President of Investor & Media Relations | — | Female | — | Active |
Michael James Prager | Executive Vice President & Chief Actuary of Annuity Operations | — | Male | 1960 | Active |
American Financial Group hiked its dividend in the second quarter, extending its annual streak to 21 years. The company bought back $86 million in shares in the first half of 2026.
American Financial (AFG) reported earnings 30 days ago. What's next for the stock?
Jupiter Topco LLC bought a new position in shares of American Financial Group, Inc. (NYSE: AFG) during the undefined quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The firm bought 30,500 shares of the insurance provider's stock, valued at approximately $4,267,000. Several other institutional investors also recently
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CINCINNATI--(BUSINESS WIRE)--American Financial Group, Inc. (NYSE: AFG) announced today that it has completed the previously announced sale of Charleston Harbor Resort & Marina. Consistent with prior estimates, AFG expects to recognize pretax core operating earnings of approximately $125 million ($1.20 per share, after tax) from the sale subject to final cost accounting and customary closing adjustments. The property was owned equally by AFG parent and its Great American Insurance Company s.
