$74.72
-0.80%
N/A-$0.60
Financial Services
Financial - Credit Services
NASDAQ
Active Trading
Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers ...
Financial highlights
Latest / TTM · 5 periods
Snapshot
Latest / TTM: 2026-07-22
Gross Margin
—
Net Margin
—
P/E Ratio
—
Debt / Equity
—
Profitability
Profitability table
| Metric | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| Gross MarginGross profit as a percentage of revenue. | 57.3% | 45.0% | 63.6% | 67.5% | — |
| Operating MarginOperating income as a percentage of revenue. | -64.2% | -75.6% | -26.5% | -2.7% | — |
| Net MarginNet income as a percentage of revenue. | -52.4% | -62.1% | -22.3% | 1.6% | — |
| EBITDA MarginEBITDA divided by revenue. | -44.6% | -42.3% | -0.1% | 22.1% | — |
| Pre-tax MarginPre-tax profit as a percentage of revenue. | -53.7% | -62.3% | -22.2% | 1.9% | — |
Liquidity & leverage
Liquidity & leverage table
| Metric | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| Current RatioCurrent assets divided by current liabilities. | 53.02 | 74.34 | 65.70 | 54.19 | — |
| Quick RatioLiquid assets divided by current liabilities. | 53.02 | 74.34 | 65.70 | 54.19 | — |
| Cash RatioCash and equivalents divided by current liabilities. | 11.72 | 9.61 | 8.11 | 7.52 | — |
| Debt / AssetsDebt as a share of total assets. | 59.4% | 66.8% | 69.5% | 70.4% | — |
| Debt / EquityDebt compared with shareholder equity. | 1.58 | 2.15 | 2.42 | 2.56 | — |
Operating efficiency
Operating efficiency table
| Metric | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| Receivables TurnoverHow often receivables are collected in a year. | 0.54x | 0.36x | 0.41x | 0.46x | — |
| Inventory TurnoverHow often inventory is sold in a year. | 0.00x | 0.00x | 0.00x | 0.00x | — |
| Payables TurnoverHow often payables are paid in a year. | 17.43x | 30.53x | 20.60x | 12.65x | — |
| Asset TurnoverRevenue generated per dollar of assets. | 0.19x | 0.19x | 0.24x | 0.29x | — |
| Working Capital TurnoverRevenue generated per dollar of working capital. | 0.29x | 0.26x | 0.31x | 0.37x | — |
Valuation ratios
Valuation ratios table
| Metric | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| P/E RatioPrice paid for each dollar of earnings. | -7.20x | -4.59x | -17.86x | 432.13x | — |
| P/B RatioPrice paid for each dollar of book value. | 1.94x | 1.79x | 3.38x | 7.27x | — |
| P/S RatioPrice paid for each dollar of sales. | 3.77x | 2.85x | 3.98x | 6.92x | — |
| P/FCF RatioPrice paid for each dollar of free cash flow. | -18.57x | -41.69x | 31.78x | 37.10x | — |
| Dividend YieldAnnual dividend divided by current share price. | 0.0% | 0.0% | 0.0% | 0.0% | — |