$55.94
+0.43%
N/A+$0.24
Financial Services
Banks - Regional
NASDAQ
Active Trading
TrustCo Bank Corp NY functions as the parent entity for Trustco Bank, a federally regulated savings institution. This subsidiary delivers a comprehensive ...
Financial highlights
Latest / TTM · 6 periods
Snapshot
Latest / TTM: 2026-07-22
Gross Margin
—
Net Margin
—
P/E Ratio
—
Debt / Equity
—
Profitability
Profitability table
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Gross MarginGross profit as a percentage of revenue. | 98.9% | 97.0% | 77.3% | 64.5% | 67.1% | — |
| Operating MarginOperating income as a percentage of revenue. | 44.2% | 48.3% | 31.7% | 24.3% | 29.2% | — |
| Net MarginNet income as a percentage of revenue. | 33.1% | 36.5% | 24.0% | 18.6% | 22.0% | — |
| EBITDA MarginEBITDA divided by revenue. | 49.9% | 53.4% | 36.2% | 28.7% | 32.2% | — |
| Pre-tax MarginPre-tax profit as a percentage of revenue. | 44.2% | 48.3% | 31.7% | 24.3% | 29.0% | — |
Liquidity & leverage
Liquidity & leverage table
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Current RatioCurrent assets divided by current liabilities. | 0.08 | 0.10 | 0.09 | 0.06 | 0.05 | — |
| Quick RatioLiquid assets divided by current liabilities. | 0.08 | 0.10 | 0.09 | 0.06 | 0.05 | — |
| Cash RatioCash and equivalents divided by current liabilities. | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | — |
| Debt / AssetsDebt as a share of total assets. | 4.8% | 4.9% | 2.2% | 2.0% | 2.4% | — |
| Debt / EquityDebt compared with shareholder equity. | 0.49 | 0.49 | 0.21 | 0.18 | 0.23 | — |
Operating efficiency
Operating efficiency table
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Receivables TurnoverHow often receivables are collected in a year. | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | — |
| Inventory TurnoverHow often inventory is sold in a year. | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | — |
| Payables TurnoverHow often payables are paid in a year. | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | — |
| Asset TurnoverRevenue generated per dollar of assets. | 0.03x | 0.03x | 0.04x | 0.04x | 0.04x | — |
| Working Capital TurnoverRevenue generated per dollar of working capital. | -0.04x | -0.04x | -0.05x | -0.05x | -0.05x | — |
Valuation ratios
Valuation ratios table
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| P/E RatioPrice paid for each dollar of earnings. | 10.44x | 9.56x | 10.08x | 12.96x | 12.72x | — |
| P/B RatioPrice paid for each dollar of book value. | 1.07x | 1.20x | 0.92x | 0.94x | 1.10x | — |
| P/S RatioPrice paid for each dollar of sales. | 3.45x | 3.49x | 2.42x | 2.41x | 2.71x | — |
| P/FCF RatioPrice paid for each dollar of free cash flow. | 12.21x | 9.61x | 10.10x | 11.61x | 16.51x | — |
| Dividend YieldAnnual dividend divided by current share price. | 4.1% | 3.8% | 4.6% | 4.3% | 3.7% | — |