$248.66
-0.31%
N/A-$0.78
Financial Services
Banks - Regional
NYSE
Active Trading
M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual ...
Financial highlights
Latest / TTM · 6 periods
Snapshot
Latest / TTM: 2026-07-22
Gross Margin
—
Net Margin
—
P/E Ratio
—
Debt / Equity
—
Profitability
Profitability table
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Gross MarginGross profit as a percentage of revenue. | 99.4% | 88.8% | 70.0% | 64.3% | 74.6% | — |
| Operating MarginOperating income as a percentage of revenue. | 40.4% | 31.0% | 28.9% | 24.7% | 30.0% | — |
| Net MarginNet income as a percentage of revenue. | 30.6% | 23.6% | 21.9% | 19.3% | 23.2% | — |
| EBITDA MarginEBITDA divided by revenue. | 45.7% | 36.1% | 32.9% | 28.5% | 32.1% | — |
| Pre-tax MarginPre-tax profit as a percentage of revenue. | 40.4% | 31.0% | 28.9% | 24.7% | 30.0% | — |
Liquidity & leverage
Liquidity & leverage table
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Current RatioCurrent assets divided by current liabilities. | 0.36 | 0.23 | 0.25 | 0.22 | 0.32 | — |
| Quick RatioLiquid assets divided by current liabilities. | 0.36 | 0.23 | 0.25 | 0.22 | 0.32 | — |
| Cash RatioCash and equivalents divided by current liabilities. | 0.32 | 0.15 | 0.17 | 0.13 | 0.11 | — |
| Debt / AssetsDebt as a share of total assets. | 2.3% | 3.7% | 6.5% | 6.6% | 6.1% | — |
| Debt / EquityDebt compared with shareholder equity. | 0.20 | 0.30 | 0.50 | 0.47 | 0.45 | — |
Operating efficiency
Operating efficiency table
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Receivables TurnoverHow often receivables are collected in a year. | 5.54x | 3.27x | 4.44x | 0.00x | 0.00x | — |
| Inventory TurnoverHow often inventory is sold in a year. | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | — |
| Payables TurnoverHow often payables are paid in a year. | 0.02x | 0.22x | 0.83x | 0.00x | 0.00x | — |
| Asset TurnoverRevenue generated per dollar of assets. | 0.04x | 0.04x | 0.06x | 0.06x | 0.06x | — |
| Working Capital TurnoverRevenue generated per dollar of working capital. | -0.07x | -0.08x | -0.10x | -0.10x | -0.10x | — |
Valuation ratios
Valuation ratios table
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| P/E RatioPrice paid for each dollar of earnings. | 11.12x | 12.52x | 8.65x | 12.78x | 11.78x | — |
| P/B RatioPrice paid for each dollar of book value. | 1.10x | 0.93x | 0.85x | 1.08x | 1.13x | — |
| P/S RatioPrice paid for each dollar of sales. | 3.25x | 2.81x | 1.82x | 2.33x | 2.67x | — |
| P/FCF RatioPrice paid for each dollar of free cash flow. | 7.70x | 5.43x | 6.25x | 9.22x | 11.50x | — |
| Dividend YieldAnnual dividend divided by current share price. | 3.3% | 3.7% | 4.2% | 3.3% | 3.2% | — |