Banc of California, Inc. is a financial holding company that, through its subsidiary Banc of California, National Association, delivers a full spectrum ...
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Gross MarginGross profit as a percentage of revenue. | 108.0% | 81.9% | 15.1% | 50.4% | 58.7% | — |
| Operating MarginOperating income as a percentage of revenue. | 61.6% | 35.3% | -147.2% | 9.0% | 18.0% | — |
| Net MarginNet income as a percentage of revenue. | 45.4% | 26.4% | -126.4% | 6.8% | 12.6% | — |
| EBITDA MarginEBITDA divided by revenue. | 68.7% | 41.4% | -141.1% | 15.5% | 21.9% | — |
| Pre-tax MarginPre-tax profit as a percentage of revenue. | 61.6% | 35.3% | -147.2% | 9.0% | 17.3% | — |
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Current RatioCurrent assets divided by current liabilities. | 0.20 | 0.22 | 0.24 | 0.18 | 0.26 | — |
| Quick RatioLiquid assets divided by current liabilities. | 0.20 | 0.22 | 0.24 | 0.18 | 0.26 | — |
| Cash RatioCash and equivalents divided by current liabilities. | 0.03 | 0.07 | 0.16 | 0.09 | 0.08 | — |
| Debt / AssetsDebt as a share of total assets. | 8.7% | 6.4% | 10.0% | 7.0% | 8.7% | — |
| Debt / EquityDebt compared with shareholder equity. | 0.77 | 0.67 | 1.13 | 0.67 | 0.85 | — |
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Receivables TurnoverHow often receivables are collected in a year. | 167.96x | 6.50x | 8.69x | 13.05x | 0.00x | — |
| Inventory TurnoverHow often inventory is sold in a year. | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | — |
| Payables TurnoverHow often payables are paid in a year. | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | — |
| Asset TurnoverRevenue generated per dollar of assets. | 0.14x | 0.04x | 0.04x | 0.06x | 0.05x | — |
| Working Capital TurnoverRevenue generated per dollar of working capital. | -0.25x | -0.10x | -0.06x | -0.08x | -0.08x | — |
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| P/E RatioPrice paid for each dollar of earnings. | 20.65x | 19.19x | -1.01x | 29.73x | 16.35x | — |
| P/B RatioPrice paid for each dollar of book value. | 2.16x | 0.59x | 0.58x | 0.74x | 0.85x | — |
| P/S RatioPrice paid for each dollar of sales. | 1.72x | 1.45x | 1.30x | 1.39x | 1.66x | — |
| P/FCF RatioPrice paid for each dollar of free cash flow. | 5.06x | 4.00x | 16.24x | 40.48x | 12.77x | — |
| Dividend YieldAnnual dividend divided by current share price. | 5.2% | 6.0% | 4.5% | 4.2% | 3.5% | — |