$34.66
-0.80%
N/A-$0.28
금융 서비스
보험 - 재산 및 상해
NYSE
활발히 거래 중
Heritage Insurance Holdings, Inc. (HRTG)는 자회사를 통해 운영되며 개인 및 상업용 주거용 부동산을 위한 종합 보험 상품 제공을 전문으로 합니다. 개인 계약자에게 ...
Heritage Insurance Holdings, Inc. (HRTG)는 자회사를 통해 운영되며 개인 및 상업용 주거용 부동산을 위한 종합 보험 상품 제공을 전문으로 합니다. 개인 계약자에게 ...
Heritage Insurance Holdings, Inc. (NYSE: HRTG) is a super-regional property and casualty insurance holding company headquartered in Tampa, Florida, founded in 2012. The company operates primarily through its subsidiary, Heritage Property & Casualty Insurance Company, offering a comprehensive range of insurance products for both personal and commercial residential properties. For individual policyholders, Heritage provides personal residential property coverage, including policies for single-family homeowners, condominium owners, and rental properties, available in seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, it offers wind-only property insurance options. In the commercial sector, Heritage delivers residential insurance solutions for properties located in Florida, New Jersey, and New York, and holds a licensing credential in Pennsylvania. Beyond core insurance offerings, the company provides supplementary services such as restoration, emergency and recovery operations, property management, and reinsurance services. Distribution of personal line policies is facilitated through a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency, with market reach indirectly extending to approximately 1,500 retail locations via eight wholesale agency relationships. Personal and commercial insurance policies are also offered through around 70 independent agencies. As of the latest data, Heritage employs 542 people and is led by CEO Ernesto Jose Garateix, who has served since 2020 after previously being COO. The company has demonstrated strong financial performance with a market cap of approximately $991 million, a price-to-earnings ratio of 4.65, and a return on equity of 42.4%. Financially, Heritage maintains a solid balance sheet with no debt, a current ratio of 120.43, and a strong cash position, with cash per share of $19.58. The company is known for its commitment to high-quality property insurance and competitive rates, continuing to expand its footprint and services in the property and casualty insurance market.