Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the ...
예상 EPS $1.85 · 매출 $4.08B · 12 명의 애널리스트
예상 EPS $2.47 · 매출 $3.89B · 11 명의 애널리스트
예상 EPS $9.39 · 매출 $16.61B · 12 명의 애널리스트
예상 EPS $2.54 · 매출 $4.48B · 4 명의 애널리스트
| 지표 | 최신 | 전년 대비YoY는 Year-over-Year(전년 대비)를 의미합니다. 최근 연도 값을 이전 연도 값과 비교하여 장기 추세의 강도를 보여줍니다. | 전분기 대비QoQ는 Quarter-over-Quarter(전분기 대비)를 의미합니다. 최근 분기를 직전 분기와 비교하여 단기 모멘텀 변화를 보여줍니다. |
|---|---|---|---|
| 매출고객에게 물건을 판매하여 청구서가 지급되기 전까지 들어온 총 금액입니다. 고객의 모든 카드 결제의 총합이라고 보시면 됩니다. (YoY는 올해를 작년 성과와 비교하며, QoQ는 최근 3개월을 이전 3개월과 비교합니다). | $19.9B | +14.3% | +2.5% |
| 순이익절대적인 최종 이익입니다. 회사가 모든 공급업체, 직원, 은행, 세무 당국에 비용을 지불하고 남은 실제 금액입니다. | $4.4B | +2.0% | +1.0% |
| 매출총이익률기본적인 마진입니다. 100달러짜리 운동화를 판매한다면, 이 비율은 원료와 끈 비용을 지불한 직후의 이익이 가격의 얼마인지를 나타내며, 매장 임대료나 TV 광고 같은 비용은 제외됩니다. | +37.2% | +0.5% | -2.3% |
| 영업이익률본업의 효율성 점수입니다. 고객이 지불하는 1달러 중에서 제품을 만들고 모든 일상적인 회사 운영비(급여, 마케팅, 임대료 등)를 지불한 후 회사가 보유하는 금액을 나타냅니다. | +25.0% | -2.6% | +4.0% |
| 순이익률최종 이익 비율입니다. 모든 비용, 세금, 이자를 차감한 후, 매출 1달러 중 회사가 실제로 보유하는 정확한 액수입니다. | +22.1% | -10.7% | -1.6% |
| 잉여현금흐름기업 현금흐름의 핵심입니다. 일상적인 운영비를 지불하고 생존에 필요한 큰 설비(공장, 서버 등)에 투자한 후 남은 사용 가능한 실제 현금입니다. 배당금이나 자사주 매각에 사용될 수 있는 '자유' 현금입니다. | $6.1B | -7.5% | +10.8% |
| FCF 마진궁극의 현금 전환율입니다. 일반 매출을 즉시 사용 가능한 현금으로 얼마나 잘 전환하는지를 나타냅니다. 비율이 높을수록 현금 창출 능력이 우수합니다. | +30.7% | -19.0% | +8.1% |
| 부채/자본재무 리스크 지표입니다. 차입금으로 구축된 자산과 주주의 자기자본 비율을 비교합니다. 높으면 레버리지가 크고 위험이 큽니다. | 11.3% | -14.0% | +58.1% |
| 유동비율12개월 생존 점검입니다. 현재 보유한 현금과 즉시 현금화 가능한 자산으로 1년 내 갚아야 할 즉시 청구서를 갚을 수 있는지를 비교합니다. 1 이상이면 당장 지급에 충분합니다. | 1.21x | +90.2% | -1.1% |
| 총자산회사의 절대적인 규모입니다. 계산대의 현금, 창고의 재고, 소프트웨어 특허, 공장 등 회사가 보유한 모든 가치 있는 자산을 합친 것입니다. | $67.1B | -5.4% | +4.6% |
| 지표 | 연간 (실적 vs 추정치) | 연간 서프라이즈 | 분기 (실적 vs 추정치) | 분기 서프라이즈 |
|---|---|---|---|---|
| EPS 서프라이즈 | 11.62 vs 9.44 | +23.0% | 3.00 vs 1.85 | +62.0% |
| 매출 서프라이즈 | $19.9B vs $17.7B | +12.7% | $4.5B vs $4.1B | +9.6% |
| 날짜 | 임원 | 직책 | 증권 | 구분 | 주식 수 | 가격 |
|---|---|---|---|---|---|---|
| Aug 18, 2026 | Morin Francois | officer: CFO and Treasurer | Common Shares, $.0011 par value per share | A | 11,010 | $27.09 |
| Aug 18, 2026 | Morin Francois | officer: CFO and Treasurer | Common Shares, $.0011 par value per share | D | 11,010 | $99.32 |
| Aug 18, 2026 | Morin Francois | officer: CFO and Treasurer | Stock Option (Right to Buy) | D | 11,010 | $27.09 |
| Jun 11, 2026 | PASQUESI JOHN M | director, other: CHAIR | Common Shares, $.0011 par value per share | A | 1,006,700 | — |
| Jun 11, 2026 | PASQUESI JOHN M | director, other: CHAIR | Common Shares, $.0011 par value per share | D | 1,006,700 | — |
Operator: Good day, ladies and gentlemen. And welcome to the second quarter 2026 Arch Capital Group Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. As a reminder, this conference call is being recorded. Before the company gets started with its update, management wants to first remind everyone that certain statements in yesterday's press release and discussed on this call may constitute forward-looking statements under the federal securities laws. These statements are based upon management's current assessments and assumptions and are subject to a number of risks and uncertainties. Consequently, actual results may differ materially from those expressed or implied. For more information on the risks and other factors that may affect future performance, investors should review periodic reports that are filed by the company with the SEC from time to time. Including our annual report on Form 10-K for the 2025 fiscal year. Additionally, certain statements contained in the call that are not based on historical facts are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. The company intends the forward-looking statements in the call to be subject to the safe harbor created thereby. Management will also make reference to certain non-GAAP measures of financial performance. The reconciliations to GAAP for each non-GAAP financial measure can be found in the company's current report on Form 8-K furnished to the SEC yesterday, which contains the company's earnings press release and is available on the company's website at www.archgroup.com. And on the SEC's website at www.sec.gov. I would now like to introduce your hosts for today's conference, Mr. Nicolas Papadopoulo and Mr. François Morin. Sirs, you may begin. Nicolas Papadopoulo: Good morning, and welcome to Arch's second quarter earnings call. We reported strong earnings this quarter with solid underwriting performance from each of our three segments. After-tax operating income in the quarter was $893 million, or $2.56 of earnings per share. Slowing top line growth and strong earnings freed up capital for additional share repurchases in the quarter. Bringing the total for the first half of the year to $1.95 billion. Book value per share grew by 2.8% in the quarter, and has increased by 4.5% in the first half of the year. While the underwriting environment increasingly competitive, it is important to note that we are still in the early stages of this softening market. Overall, fundamentals are attractive with some line experiencing increased competition while others continue to see rate increases. Arch's diversified business model ensures that we can find opportunities to deploy capital that generate appropriate risk-adjusted returns. Our position as an industry leader in specialty insurance, reinsurance, and mortgage …
| 이름 | 직함 | 보수 | 성별 | 출생 연도 | 상태 |
|---|---|---|---|---|---|
Nicolas Alain Emmanuel Papadopoulo | Chief Executive Officer & Director | USD 7,285,628 | Male | 1962 | Active |
Maamoun Rajeh | President | USD 4,826,231 | Male | 1970 | Active |
Francois Morin | Executive Vice President, Chief Financial Officer & Treasurer | USD 3,721,770 | Male | 1967 | Active |
Christine Lee Todd | Executive Vice President & Chief Investment Officer | USD 3,615,726 | Female | 1967 | Active |
Jay Rajendra | Chief Innovation & Strategy Officer | — | Male | 1981 | Active |
Christopher Andrew Hovey | Chief Operations Officer of Arch Capital Services LLC | — | Male | 1967 | Active |
Janice C. Englesbe B.Ec | Executive VP & Chief Risk Officer | — | Female | 1969 | Active |
Donald S. Watson | Executive Vice President of Financial Services | — | Male | — | Active |
Joy A. Huibonhoa | Executive Vice President & Deputy General Counsel | — | Female | — | Active |
Patrick Nails | Chief Claims Officer of Arch Insurance Group Inc | — | Male | — | Active |
Greg Hare | Chief Communications Officer | — | Male | — | Active |
ACGL's strong underwriting, investment income and capital generation support growth, while softer property pricing and catastrophe risks weigh.
Assenagon Asset Management S.A. increased its stake in shares of Arch Capital Group Ltd. (NASDAQ: ACGL) by 295.6% in the undefined quarter, according to its most recent disclosure with the Securities and Exchange Commission. The fund owned 50,073 shares of the insurance provider's stock after purchasing an additional 37,416 shares during the period.
Berkshire Hathaway's Q2 operating earnings jump 16.3%, fueled by gains across BNSF, energy, manufacturing, service and retailing businesses.
The top five contributors for the quarter were MKS, Amphenol, Arista Networks, Bio-Techne, and Waters. The bottom five detractors for the quarter were Ross Stores, Arch Capital, Copart, Gartner, and Brown & Brown. We purchased shares in Verisk Analytics, the dominant provider of data and analytics to property and casualty insurers in the U.S.
Arch Capital Group Ltd. (ACGL) Q2 2026 Earnings Call Transcript
