PRA Group, Inc., a financial and business services enterprise, specializes in the acquisition, management, and recovery of defaulted loan portfolios. Its operations ...
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BPA est. $0.80 · Ingresos $307.40M · 1 analistas
BPA est. $0.90 · Ingresos $309.69M · 1 analistas
BPA est. $3.35 · Ingresos $1.30B · 1 analistas
BPA est. $0.81 · Ingresos $307.46M · 1 analistas
| Métrica | Último | InteranualYoY significa Year-over-Year (interanual). Compara el último valor anual con el valor anual anterior para mostrar la fortaleza de la tendencia a largo plazo. | TrimestralQoQ significa Quarter-over-Quarter (intertrimestral). Compara el último trimestre con el trimestre inmediatamente anterior para mostrar cambios de impulso a corto plazo. |
|---|---|---|---|
| IngresosEl dinero total que entró por la puerta principal al vender cosas, antes de pagar una sola factura. Piensa en esto como el gran total de cada compra con tarjeta de los clientes. (YoY compara el rendimiento de este año con el del año pasado, mientras que QoQ compara los tres meses actuales con los tres anteriores). | $1.2B | +10.4% | +18.5% |
| Beneficio netoEl resultado final absoluto. Si la empresa pagara a cada proveedor, empleado, banquero y recaudador de impuestos, este es el dinero real que queda en su bolsillo al final del día. | $-305.1M | -532.2% | +105.3% |
| Margen brutoEl margen básico. Si venden unas zapatillas de 100 dólares, este porcentaje indica cuánto de ese precio es ganancia justo después de pagar el caucho y los cordones, pero antes de pagar el alquiler de la tienda o los anuncios de televisión. | +99.2% | +62.5% | +57.3% |
| Margen operativoLa puntuación de eficiencia del 'trabajo diario'. De cada dólar que gasta un cliente, esto muestra cuántos centavos mantiene la empresa después de fabricar el producto Y pagar todos los gastos generales corporativos (como salarios, marketing y mantener las luces encendidas). | +33.9% | +12.2% | +15.6% |
| Margen netoEl porcentaje final que se lleva a casa. Cuando se eliminan todos los costos concebibles, impuestos y pagos de intereses, este es el número exacto de centavos que la empresa realmente se queda de cada dólar en ventas. | -24.6% | -491.6% | +73.3% |
| Flujo de caja libreEl santo grial del efectivo corporativo. Es el dinero físico gastable que queda después de que el negocio paga sus operaciones diarias Y compra las actualizaciones grandes y costosas (como nuevas fábricas o servidores) que necesita para sobrevivir. Este es el dinero 'libre' que pueden usar para pagar dividendos o recomprar acciones. | $-90.4M | +8.4% | -264.4% |
| Margen FCFLa tasa definitiva de conversión de efectivo. Muestra qué tan buena es la empresa para convertir ventas regulares directamente en efectivo frío, duro y gastable. Un porcentaje alto significa que el negocio es una auténtica máquina de imprimir dinero. | -7.3% | +17.0% | -238.8% |
| Deuda/PatrimonioEl indicador de riesgo financiero. Compara cuánto del imperio de la empresa se construyó con dinero prestado (préstamos) frente al dinero propio de los propietarios (accionistas). Un número alto significa que están muy apalancados y juegan un juego más arriesgado; un número bajo significa que juegan a lo seguro. | 3.3% | -98.9% | -6.9% |
| Ratio corrienteLa verificación de supervivencia de 12 meses. Simplemente compara el efectivo que tienen ahora mismo (más cosas que pueden convertirse rápidamente en efectivo) con las facturas inmediatas que absolutamente deben pagar este año. Una puntuación superior a 1 significa que tienen suficiente en la billetera para cubrir las próximas facturas sin entrar en pánico. | 1.68x | -87.0% | -2.4% |
| Activos totalesEl tamaño absoluto del imperio de la empresa. Agrupa absolutamente todo lo valioso que poseen, desde el efectivo en la caja registradora y el inventario en el almacén, hasta las patentes de software en la bóveda y las fábricas en el suelo. | $5.1B | +3.5% | +0.6% |
| Métrica | Anual (real vs estimado) | Sorpresa anual | Trimestral (real vs estimado) | Sorpresa trimestral |
|---|---|---|---|---|
| EPS Surprise | -7.79 vs -8.72 | +10.7% | 1.51 vs 0.53 | +187.6% |
| Revenue Surprise | $1.2B vs $1.2B | +7.2% | $372.2M vs $300.0M | +24.1% |
| Fecha | Ejecutivo | Cargo | Valor | Lado | Acciones | Precio |
|---|---|---|---|---|---|---|
| Aug 15, 2026 | Tarrant LaTisha Owens | officer: General Counsel & CHRO | Common Stock | D | 3,342 | $20.60 |
| Aug 15, 2026 | James Richard Owen | officer: President - PRA Group Europe | Common Stock | D | 1,844 | $20.60 |
| Jun 17, 2026 | James Richard Owen | officer: President - PRA Group Europe | Common Stock | D | 1,086 | $15.65 |
| Jun 17, 2026 | Sjolund Martin | director, officer: President and CEO | Common Stock | D | 9,772 | $15.65 |
| Jun 16, 2026 | WEAVER LANCE L | director | Common Stock | A | 10,543 | — |
Operator: Good evening, and welcome to PRA Group's Second Quarter 2026 Conference Call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the call over to Mr. Najim Mostamand, Vice President, Investor Relations for PRA Group. Please go ahead. Najim Mostamand: Thank you, operator. Good evening, everyone, and thank you for joining us. With me today are Martin Sjolund, President and Chief Executive Officer; and Rakesh Sehgal, Executive Vice President and Chief Financial Officer. We will make forward-looking statements during the call, which are based on management's current beliefs, projections, assumptions and expectations. We assume no obligation to revise or update these statements. We caution listeners that these forward-looking statements are subject to risks, uncertainties, assumptions and other factors that could cause our actual results to differ materially from our expectations. Please refer to our earnings press release issued today and our SEC filings for a detailed discussion of these factors. The earnings release, the slide presentation that we will use during today's call and our SEC filings can all be found in the Investor Relations section of our website at www.pragroup.com. Additionally, a replay of this call will be available shortly after its conclusion, and the replay dial-in information is included in the earnings press release. All comparisons mentioned today will be between Q2 2026 and Q2 2025, unless otherwise noted. During our call, we will discuss certain financial measures on an adjusted basis. Please refer to the appendix of the slide presentation used during this call for a reconciliation of the most directly comparable U.S. GAAP financial measures to non-GAAP financial measures. And with that, I'd now like to turn the call over to Martin. Martin Sjolund: Thank you, Najim, and thank you, everyone, for joining us this evening. I wanted to start by providing a quick overview of our financial results for the quarter. As you can see from this slide, we continue to execute against our PRA 3.0 strategy introduced earlier this year to drive higher returns and long-term shareholder value. Let me start with cash. Cash collections grew 4% year-over-year to $559 million. We continue to generate healthy cash growth across the business, particularly in our U.S. legal and digital channels as well as in Europe. Cash efficiency remained strong at 61% despite the continued investment in future growth initiatives. This demonstrates disciplined cost management. Turning to portfolio purchases. We invested $297 million during the quarter, which was in line with our expectations. As we have discussed previously, we remain focused on net returns, and we continue to deploy capital in a disciplined manner toward opportunities that meet our return requirements. Adjusted EBITDA for the last 12 months increased to $1.4 billion, up 10% year-over-year. The increase helped drive net leverage down to 2.67x at …
| Nombre | Cargo | Remuneración | Género | Año de nacimiento | Estado |
|---|---|---|---|---|---|
Martin Sjolund | Chief Executive Officer, President & Director | USD 1,625,702 | Male | 1973 | Active |
LaTisha Owens Tarrant | Executive Vice President, General Counsel, Chief Human Resources Officer & Corporate Secretary | USD 934,000 | Female | 1973 | Active |
Rakesh Sehgal | Executive Vice President & Chief Financial Officer | USD 924,000 | Male | 1973 | Active |
Owen R. James | President of PRA Group Europe | USD 889,518 | Male | 1967 | Active |
Steven D. Fredrickson | Co-Founder & Executive Chairman | USD 48,750 | Male | 1960 | Active |
Najim Mostamand | Vice President of Investor Relations | — | Male | — | Active |
Steven A. Macke | Global Operations Officer | — | Male | — | Active |
Jan Husby | Chief Information Officer | — | Male | 1964 | Active |
Adrian Murphy | Global Chief Data & Analytics Officer | — | Male | — | Active |
Keith Warren | Chief Risk & Compliance Officer | — | Male | — | Active |
NORFOLK, Va., July 23, 2026 /PRNewswire/ -- PRA Group, Inc. (Nasdaq: PRAA), a global leader in acquiring and collecting nonperforming loan portfolios, will report its second quarter 2026 results after market close on Thursday, August 6, 2026, followed by a webcast and conference call at 5 p.m.
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PRA Group is boosting cash collections and portfolio income through record investments and stronger execution, but rising leverage remains a key risk.
PRA Group NASDAQ: PRAA reported a stronger first quarter of 2026, with management pointing to higher cash collections, continued growth in its U.S. legal collections channel and steady performance in Europe as key drivers of the period.
PRA Group's Q1 2026 EPS surges to 73 cents on higher cash collections, with U.S. legal channel momentum and solid Europe performance lifting revenues.
