The Progressive Corporation

PGR

$220.80

-1.37%

2026-09-04 12:47:38 EDT-$3.07

Financial Services

Insurance - Property & Casualty

NYSE

Negociación activa

The Progressive Corporation, an insurance holding company, offers a comprehensive range of insurance products and associated services across the United States. Its ...

Evolución del precio de PGR

$220.80

-1.37%-$3.07

Máximo—

Mínimo—

Máx. 52s-7.8%

Vol. rel.—

Intervalo

Rango6.5h

Volumen—SMA5SMA10

—

The Progressive Corporation, founded in 1937 by Joseph Lewis and Jack Green, is a leading insurance provider in the United States. It operates through three main segments: Personal Lines, Commercial Lines, and Property. Personal Lines covers individual autos, motorcycles, RVs, boats, and other personal vehicles. Commercial Lines insures business vehicles, ...The Progressive Corporation, founded in 1937 by Joseph Lewis and Jack Green, is a leading insurance provider in the United States. It operates through three main segments: Personal Lines, Commercial Lines, and Property. Personal Lines covers individual autos, motorcycles, RVs, boats, and other personal vehicles. Commercial Lines insures business vehicles, from small vans and trucks to heavy-duty dump trucks and tow trucks, as well as general liability and property for businesses. Property offers homeowners, renters, and other property insurance, including umbrella and flood policies. Progressive distributes through independent agents and directly via online and phone channels. As of 2025, it is the No. 2 auto insurer in the U.S. and No. 1 in commercial auto/motorcycle, with revenue of $87.6 billion and over 38 million policies. The company employs approximately 70,000 people. Key financials include a market cap of about $124.7 billion, a P/E ratio of 10.7, and a dividend yield of 6.5%. Progressive is known for innovation, being the first to sell auto insurance online and introducing usage-based insurance with Snapshot. Pete Lewis, son of co-founder, became CEO in 1965 and led the company for decades; Tricia Griffith currently serves as CEO. The company's history includes a focus on non-standard auto insurance, but it has expanded to a broad range of products. With a strong financial position (revenue per share $156, net margin 12.8%), Progressive continues to grow and adapt to the evolving insurance landscape, emphasizing customer service and technology.ExpandirContraer

Fundación

1937

Empleados

70053

CEO

Susan Patricia Griffith

Nombre completo

The Progressive Corporation

Sector

Financial Services

Industria

Insurance - Property & Casualty

ROE

35.40%

Capitalización

$128.31B

Ratio corriente

0.24

WACC

5.63%

ROIC

-20.02%

Información de contacto

https://www.progressive.com

440 461 5000

300 North Commons Blvd., Mayfield Village, OH 44143

Métricas clave de PGR

Instantánea

Último / TTM · 6 periodos

Capitalización

$128.31B

ROCE

34.6%

EV / EBITDA

8.90x

+8.5% YoY

Rendimiento FCF

12.4%

-0.5% YoY

Ciclo de conversión de efectivo

18.2d

Ratio corriente

0.24

Resumen rápido

TTM —

Current ratio below 1.0

Negative working capital

Aspectos financieros de PGR

Tendencia de rentabilidad

Último / TTM · 6 periodos

Margen bruto

26.9%

Margen neto

12.8%

PER

11.20x

n/d

Deuda / capital

0.24

n/d

Ratio corriente

0.24

Rendimiento del dividendo

6.2%

Comprensión

TTM —

El ratio corriente está por debajo de 1.0

Calendario de PGR

Próximamente

30 sept 2026En 26 días
Q3 FY2026 · Resultados estimados
BPA est. $3.99 · Ingresos $22.28B · 14 analistas
1 oct 2026En 27 días
Fecha ex-dividendo
$0.40 por acción
9 oct 2026En 35 días
Pago de dividendo
$0.40 por acción
30 dic 2026
Q4 FY2026 · Resultados estimados
BPA est. $4.12 · Ingresos $20.29B · 14 analistas

Historial reciente

3 ago 2026
Q2 FY2026 · Resultados publicados
BPA $5.67 · Ingresos $23.62B
Ver documento
4 may 2026
Q1 FY2026 · Resultados publicados
BPA $4.80 · Ingresos $22.18B
Ver documento
2 mar 2026
FY2025 · Resultados anuales
BPA $19.23 · Ingresos $87.64B
Ver documento
3 nov 2025
Q3 FY2025 · Resultados publicados
BPA $4.45 · Ingresos $22.51B
Ver documento
4 ago 2025
Q2 FY2025 · Resultados publicados
BPA $5.40 · Ingresos $22.00B
Ver documento
31 mar 2025
Q1 FY2025 · Resultados publicados
BPA $4.37 · Ingresos $20.40B

Estados financieros de PGR

Tendencia de 5 años (ingresos, beneficios, FCF)

Métrica	Último	InteranualYoY significa Year-over-Year (interanual). Compara el último valor anual con el valor anual anterior para mostrar la fortaleza de la tendencia a largo plazo.	TrimestralQoQ significa Quarter-over-Quarter (intertrimestral). Compara el último trimestre con el trimestre inmediatamente anterior para mostrar cambios de impulso a corto plazo.
IngresosEl dinero total que entró por la puerta principal al vender cosas, antes de pagar una sola factura. Piensa en esto como el gran total de cada compra con tarjeta de los clientes. (YoY compara el rendimiento de este año con el del año pasado, mientras que QoQ compara los tres meses actuales con los tres anteriores).	$87.6B	+16.3%	+6.5%
Beneficio netoEl resultado final absoluto. Si la empresa pagara a cada proveedor, empleado, banquero y recaudador de impuestos, este es el dinero real que queda en su bolsillo al final del día.	$11.3B	+33.3%	+17.5%
Margen brutoEl margen básico. Si venden unas zapatillas de 100 dólares, este porcentaje indica cuánto de ese precio es ganancia justo después de pagar el caucho y los cordones, pero antes de pagar el alquiler de la tienda o los anuncios de televisión.	+29.5%	+6.3%	-33.2%
Margen operativoLa puntuación de eficiencia del 'trabajo diario'. De cada dólar que gasta un cliente, esto muestra cuántos centavos mantiene la empresa después de fabricar el producto Y pagar todos los gastos generales corporativos (como salarios, marketing y mantener las luces encendidas).	+16.2%	+14.1%	+10.8%
Margen netoEl porcentaje final que se lleva a casa. Cuando se eliminan todos los costos concebibles, impuestos y pagos de intereses, este es el número exacto de centavos que la empresa realmente se queda de cada dólar en ventas.	+12.9%	+14.6%	+10.3%
Flujo de caja libreEl santo grial del efectivo corporativo. Es el dinero físico gastable que queda después de que el negocio paga sus operaciones diarias Y compra las actualizaciones grandes y costosas (como nuevas fábricas o servidores) que necesita para sobrevivir. Este es el dinero 'libre' que pueden usar para pagar dividendos o recomprar acciones.	$17.2B	+15.9%	-19.4%
Margen FCFLa tasa definitiva de conversión de efectivo. Muestra qué tan buena es la empresa para convertir ventas regulares directamente en efectivo frío, duro y gastable. Un porcentaje alto significa que el negocio es una auténtica máquina de imprimir dinero.	+19.6%	-0.3%	-24.3%
Deuda/PatrimonioEl indicador de riesgo financiero. Compara cuánto del imperio de la empresa se construyó con dinero prestado (préstamos) frente al dinero propio de los propietarios (accionistas). Un número alto significa que están muy apalancados y juegan un juego más arriesgado; un número bajo significa que juegan a lo seguro.	22.7%	-15.6%	-6.7%
Ratio corrienteLa verificación de supervivencia de 12 meses. Simplemente compara el efectivo que tienen ahora mismo (más cosas que pueden convertirse rápidamente en efectivo) con las facturas inmediatas que absolutamente deben pagar este año. Una puntuación superior a 1 significa que tienen suficiente en la billetera para cubrir las próximas facturas sin entrar en pánico.	0.59x	+58.1%	-3.5%
Activos totalesEl tamaño absoluto del imperio de la empresa. Agrupa absolutamente todo lo valioso que poseen, desde el efectivo en la caja registradora y el inventario en el almacén, hasta las patentes de software en la bóveda y las fábricas en el suelo.	$123.0B	+16.4%	+2.2%

Real vs estimado

A Dec 31Q Sep 30

Métrica	Anual (real vs estimado)	Sorpresa anual	Trimestral (real vs estimado)	Sorpresa trimestral
EPS Surprise	19.23 vs 17.99	+6.9%	5.67 vs 3.99	+42.1%
Revenue Surprise	$87.6B vs $83.9B	+4.4%	$23.6B vs $22.3B	+6.0%

Transacciones de insiders de PGR

Compras (A)

Since Jul 24, 2026

Ventas (D)

Since Jul 24, 2026

Acciones mensuales compradas/vendidas con tendencia del precio de cierre (fuente diaria compartida)

Resumen de trading de insiders

Fecha	Ejecutivo	Cargo	Valor	Lado	Acciones	Precio
Sep 1, 2026	Griffith Susan Patricia	director, officer: President and CEO	Common	D	37,338	$219.50
Sep 1, 2026	Griffith Susan Patricia	director, officer: President and CEO	Common	D	1,598	—
Aug 20, 2026	Broz Steven	officer: Chief Information Officer	Common	D	1,225	$219.40
Aug 13, 2026	Niederst Lori A	officer: Chief Personal Lines Officer	Common	D	7,339	$209.29
Jul 28, 2026	Quigg Andrew J	officer: VP and Chief Financial Officer	Common	D	3,499	$220.00

Transcripción de la llamada de resultados de PGR

1 segmentos de transcripción

Q2 2026

Ponente desconocido

Julianna Paterra: Good morning, and thank you for joining us today for Progressive's Second Quarter Investor Event. I am Julianna Paterra, Director of Investor Relations, and I will be moderator for today's event. The company will not make detailed comments related to its results in addition to those provided in its annual report on Form 10-K, quarterly reports on Form 10-Q and the letter to shareholders, which have been posted to the company's website. This quarter includes a presentation on a specific portion of our business, followed by a question-and-answer session with members of our leadership team. The introductory comments and the presentation were previously recorded. Upon completion of the previously recorded remarks, we will use the balance of the 90 minutes scheduled for this event for live questions and answers with leaders featured in our recorded remarks as well as other members of our management team. As always, discussions in this event may include forward-looking statements. These statements are based on management's current expectations and are subject to many risks and uncertainties that could cause actual events and results to differ materially from those discussed during today's event. Additional information concerning those risks and uncertainties is available in our annual report on Form 10-K for the year ended December 31, 2025, and supplemented by our Form 10-Q for the second quarter of 2026, where you will find discussions of the risk factors affecting our businesses, safe harbor statements related to forward-looking statements and other discussions of the challenges we face. These documents can be found via the Investor Relations section of our website at investors.progressive.com. To begin today, I am pleased to introduce our CEO, Tricia Griffith, who will kick us off with some introductory comments. Tricia? Susan Griffith: Thanks, everyone, for joining us today. At Progressive, one of the areas we really pride ourselves on is creating internal career paths and developing talent. Our ability to move people around the company to expand their experience and deepen their skill set is what helps us build an extremely strong bench. That approach leads to very robust and extensive succession plans that are created years in advance of need. As we previously announced, Pat Callahan will be retiring in January. So before we begin, I'd like to thank him for his extraordinary leadership and service to Progressive over nearly 24 years. He has certainly made a lasting impact on our business and our people. As we manage this transition, I've asked Lori Niederst to step into the newly created role of Chief Personal Lines Officer, overseeing both Personal Lines and CRM. Lori's appointment reflects our deep bench, and she brings a wealth of experience having been CRM President, Chief Human Resources Officer and in claims HR. I'm very excited to introduce Lori as she leads Personal Lines into the next chapter. Lori Niederst: Thanks, …

Equipo directivo de PGR

11 directivos

Nombre	Cargo	Remuneración	Género	Año de nacimiento	Estado
Susan Patricia Griffith	President, Chief Executive Officer & Director	USD 6,705,646	Female	1964	Active
Andrew John Quigg	Vice President & Chief Financial Officer	USD 3,082,733	Male	1979	Active
John Peter Sauerland	Vice President & Chief Financial Officer	USD 3,082,733	Male	1964	Active
Patrick K. Callahan	President of Personal Lines	USD 2,792,304	Male	1970	Active
Karen Barone Bailo	President of Commercial Lines	USD 2,352,729	Female	1968	Active
John Joseph Murphy	President of Claims	USD 1,887,075	Male	1969	Active
Carl G. Joyce	Vice President & Chief Accounting Officer	—	Male	1982	Active
David Stringer	Vice President, Secretary & Chief Legal Officer	—	Male	1975	Active
Jonathan S. Bauer	Chief Investment Officer	—	Male	1978	Active
Steven Anthony Broz	Chief Information Officer	—	Male	1970	Active
Douglas S. Constantine	Director of Investor Relations	—	Male	—	Active

Noticias recientes de PGR

GlobeNewsWire19/8/2026Neutral

Progressive Reports July 2026 Results

MAYFIELD VILLAGE, OHIO, Aug. 19, 2026 (GLOBE NEWSWIRE) -- The Progressive Corporation (NYSE:PGR) today reported the following results for the month ended July 31, 2026:

24/7 Wall Street18/8/2026Neutral

Billionaire Bruce Berkowitz Reveals 76% Of Fairholme Capital Is in Just 1 Stock

Bruce Berkowitz's Fairholme Capital disclosed in its Q2 2026 13F filing that 18,182,367 shares of St.

Business Wire17/8/2026Neutral

United Therapeutics Corporation Announces Full Enrollment of the TETON-PPF Study of Inhaled Treprostinil for the Treatment of Progressive Pulmonary Fibrosis

SILVER SPRING, Md. & RESEARCH TRIANGLE PARK, N.C.--(BUSINESS WIRE)--United Therapeutics Corporation (Nasdaq: UTHR) announced full enrollment of its TETON-PPF study evaluating the use of Tyvaso® (treprostinil) inhalation solution (nebulized Tyvaso) for the treatment of progressive pulmonary fibrosis (PPF). The TETON-PPF study enrolled 754 patients. “The rapid pace of enrollment underscores both the significant unmet need for new treatment options in PPF and the strong interest in nebulized Tyvas.

Zacks Investment Research14/8/2026Neutral

Berkshire Hathaway vs. Progressive: Which Insurance Powerhouse Leads?

PGR edges BRK.B on price gains, analyst sentiment and ROE, as both insurers lean on disciplined underwriting and strong fundamentals.

Zacks Investment Research14/8/2026Neutral

Progressive (PGR) Up 1.5% Since Last Earnings Report: Can It Continue?

Progressive (PGR) reported earnings 30 days ago. What's next for the stock?

Evolución del número de empleados de PGR

Actual

70,000

Cambio

+5.58%

Mínimo

49,000

Máximo

70,000

Presentaciones recientes

Fecha del informe	Empleados	Tipo de formulario	Fecha de presentación	Archivo SEC
31 dic 2025	70,000	10-K	2 mar 2026	Ver
31 dic 2024	66,300	10-K	3 mar 2025	Ver
31 dic 2023	61,400	10-K	26 feb 2024	Ver
31 dic 2022	55,100	10-K	27 feb 2023	Ver
31 dic 2021	49,000	10-K	28 feb 2022	Ver

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The Progressive Corporation