loanDepot, Inc. es una empresa de servicios financieros que opera en la industria de hipotecas residenciales de Estados Unidos. Gestiona el ciclo ...
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BPA est. $-0.01 · Ingresos $330.32M · 2 analistas
BPA est. $-0.01 · Ingresos $325.66M · 3 analistas
BPA est. $-0.17 · Ingresos $1.28B · 2 analistas
BPA est. $-0.01 · Ingresos $324.21M · 1 analistas
| Métrica | Último | InteranualYoY significa Year-over-Year (interanual). Compara el último valor anual con el valor anual anterior para mostrar la fortaleza de la tendencia a largo plazo. | TrimestralQoQ significa Quarter-over-Quarter (intertrimestral). Compara el último trimestre con el trimestre inmediatamente anterior para mostrar cambios de impulso a corto plazo. |
|---|---|---|---|
| IngresosEl dinero total que entró por la puerta principal al vender cosas, antes de pagar una sola factura. Piensa en esto como el gran total de cada compra con tarjeta de los clientes. (YoY compara el rendimiento de este año con el del año pasado, mientras que QoQ compara los tres meses actuales con los tres anteriores). | $1.5B | +37.6% | -16.3% |
| Beneficio netoEl resultado final absoluto. Si la empresa pagara a cada proveedor, empleado, banquero y recaudador de impuestos, este es el dinero real que queda en su bolsillo al final del día. | $-62.6M | +36.3% | +87.9% |
| Margen brutoEl margen básico. Si venden unas zapatillas de 100 dólares, este porcentaje indica cuánto de ese precio es ganancia justo después de pagar el caucho y los cordones, pero antes de pagar el alquiler de la tienda o los anuncios de televisión. | +88.3% | +25.3% | +27.5% |
| Margen operativoLa puntuación de eficiencia del 'trabajo diario'. De cada dólar que gasta un cliente, esto muestra cuántos centavos mantiene la empresa después de fabricar el producto Y pagar todos los gastos generales corporativos (como salarios, marketing y mantener las luces encendidas). | +13.2% | +160.8% | +252.6% |
| Margen netoEl porcentaje final que se lleva a casa. Cuando se eliminan todos los costos concebibles, impuestos y pagos de intereses, este es el número exacto de centavos que la empresa realmente se queda de cada dólar en ventas. | -4.1% | +53.7% | +85.5% |
| Flujo de caja libreEl santo grial del efectivo corporativo. Es el dinero físico gastable que queda después de que el negocio paga sus operaciones diarias Y compra las actualizaciones grandes y costosas (como nuevas fábricas o servidores) que necesita para sobrevivir. Este es el dinero 'libre' que pueden usar para pagar dividendos o recomprar acciones. | $-734.6M | +17.0% | +388.0% |
| Margen FCFLa tasa definitiva de conversión de efectivo. Muestra qué tan buena es la empresa para convertir ventas regulares directamente en efectivo frío, duro y gastable. Un porcentaje alto significa que el negocio es una auténtica máquina de imprimir dinero. | -47.8% | +39.6% | +444.2% |
| Deuda/PatrimonioEl indicador de riesgo financiero. Compara cuánto del imperio de la empresa se construyó con dinero prestado (préstamos) frente al dinero propio de los propietarios (accionistas). Un número alto significa que están muy apalancados y juegan un juego más arriesgado; un número bajo significa que juegan a lo seguro. | 2148.0% | +7.9% | -9.5% |
| Ratio corrienteLa verificación de supervivencia de 12 meses. Simplemente compara el efectivo que tienen ahora mismo (más cosas que pueden convertirse rápidamente en efectivo) con las facturas inmediatas que absolutamente deben pagar este año. Una puntuación superior a 1 significa que tienen suficiente en la billetera para cubrir las próximas facturas sin entrar en pánico. | 0.12x | -34.2% | -7.4% |
| Activos totalesEl tamaño absoluto del imperio de la empresa. Agrupa absolutamente todo lo valioso que poseen, desde el efectivo en la caja registradora y el inventario en el almacén, hasta las patentes de software en la bóveda y las fábricas en el suelo. | $6.9B | +8.1% | -7.6% |
| Métrica | Anual (real vs estimado) | Sorpresa anual | Trimestral (real vs estimado) | Sorpresa trimestral |
|---|---|---|---|---|
| EPS Surprise | -0.30 vs -0.17 | -79.9% | -0.02 vs 0.00 | -2550.0% |
| Revenue Surprise | $1.5B vs $1.2B | +26.1% | $324.1M vs $339.5M | -4.5% |
| Fecha | Ejecutivo | Cargo | Valor | Lado | Acciones | Precio |
|---|---|---|---|---|---|---|
| Sep 1, 2026 | Hsieh Anthony Li | director, 10 percent owner, officer: Executive Chair, CEO & Pres. | Class A Common Stock | A | 60,208 | $0.92 |
| Aug 31, 2026 | Hsieh Anthony Li | director, 10 percent owner, officer: Executive Chair, CEO & Pres. | Class A Common Stock | A | 145,365 | $0.94 |
| Aug 27, 2026 | Hsieh Anthony Li | director, 10 percent owner, officer: Executive Chair, CEO & Pres. | Class A Common Stock | A | 38,612 | $0.94 |
| Aug 26, 2026 | Hsieh Anthony Li | director, 10 percent owner, officer: Executive Chair, CEO & Pres. | Class A Common Stock | A | 284,349 | $0.89 |
| Aug 25, 2026 | Hsieh Anthony Li | director, 10 percent owner, officer: Executive Chair, CEO & Pres. | Class A Common Stock | A | 364,367 | $0.92 |
Operator: Good afternoon, and welcome to loanDepot's First Quarter 2026 Earnings Call. [Operator Instructions] I would now like to hand the call over to Gerhard Erdelji, Senior Vice President, Investor Relations. Please go ahead. Gerhard Erdelji: Good afternoon, everyone, and thank you for joining our First Quarter 2026 Earnings Call. Before we begin, I would like to remind everyone that this conference call may include forward-looking statements regarding the company's operating and financial performance in future periods. For more information about factors that may cause actual results to differ materially from forward-looking statements, please refer to the earnings release that we issued earlier today, which is available on our website at investors.loandepot.com. Our presentation today contains certain non-GAAP financial measures that we believe provide additional insight into analyzing and benchmarking the performance and value of our business and facilitating company-to-company operating performance comparisons. For more details on these non-GAAP financial measures, including reconciliation to the most directly comparable GAAP measures, please refer to today's earnings release. A webcast and transcript of this call will be posted on our website after the conclusion of this call. On today's call, we have loanDepot's Founder and Chief Executive Officer, Anthony Hsieh; and Chief Financial Officer, David Hayes. They will provide an overview of our quarter, a review of our operating results and our outlook. We're also joined by Chief Investment Officer, Jeff DerGurahian; and Chief Digital Officer, Dominick Marchetti, to help answer your questions after our prepared remarks. And with that, I'll turn things over to Anthony to get us started. Anthony? Anthony Hsieh: Thank you, Gerhard. I appreciate everyone joining us on the call today. We are now 3 quarters into the rebuild of our company. And I believe that all of our hard work will soon be reflected in our financial performance. We spent the most recent quarter focused on a series of long-term growth initiatives that we expect will accelerate our momentum in coming months, including the addition of over 100 new loan officers, the reimagining and relaunch of our wholesale business and the completion of our game-changing partnership agreement with Figure. I'll talk about each of these initiatives in more detail in a moment, but I'm pleased to share they are delivering promising early results. Since my return as CEO, I have been laser-focused on our digital transformation as a key enabler of our return to a market-leading position. We have focused on fully leveraging our unique assets and strategy, including one of the most differentiated customer acquisition and retention business models in the marketplace today. This included rebuilding our management team with members that have deep mortgage technology and marketing IQ. With this team now largely in place, we have spent the past several …
| Nombre | Cargo | Remuneración | Género | Año de nacimiento | Estado |
|---|---|---|---|---|---|
Jeffrey Michael DerGurahian | Executive Vice President, Chief Investment Officer & Head Economist | USD 2,500,000 | Male | 1976 | Active |
Dominick E. Marchetti | Chief Digital Officer | USD 1,540,450 | Male | 1974 | Active |
Anthony Li Hsieh | Founder, Chief Executive Officer, Chairman & President | USD 1,177,493 | Male | 1965 | Active |
David R. Hayes | Chief Financial Officer | USD 1,060,500 | Male | 1975 | Active |
T. J. Freeborn | Chief Marketing & Customer Experience Officer | — | Female | — | Active |
Rebecca Anderson | Senior Vice President of Strategic Communications & Public Relations | — | — | — | Active |
Darren Graeler | Executive Vice President & Chief Accounting Officer | — | Male | 1968 | Active |
George Brady | Executive Vice President & Chief Information Officer | — | Male | — | Active |
Gerhard Erdelji | Senior Vice President of Investor Relations | — | Male | — | Active |
Joseph J. Grassi | Chief Legal & Risk Officer | — | Male | 1963 | Active |
LoanDepot's recent expansion into home equity lending paid off in the second quarter, driving unit volume growth of 25% and revenue growth of 18% compared to the first quarter, the company said in a Tuesday (Aug. 4) press release.
loanDepot, Inc. (LDI) Q2 2026 Earnings Call Transcript
IRVINE, Calif.--(BUSINESS WIRE)---- $LDI #LDI--loanDepot announces second quarter 2026 financial results.
MIAMI--(BUSINESS WIRE)-- #HomeMeansEverything--loanDepot will open a new corporate center in Miami, expanding its national footprint and establishing a strategic East Coast hub.
IRVINE, California.--(BUSINESS WIRE)---- $LDI #LDI--loanDepot, Inc. informará los resultados financieros del segundo trimestre de 2026 el 4 de agosto de 2026.
