Pineapple Financial Inc., con sede en North York, Canadá, es una empresa canadiense que se especializa en tecnología hipotecaria y servicios de ...
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BPA est. $0.02 · Ingresos $548339.00 · 1 analistas
BPA est. $0.02 · Ingresos $514641.00 · 1 analistas
BPA est. $0.02 · Ingresos $483013.00 · 1 analistas
BPA est. $0.02 · Ingresos $7.00M · 1 analistas
| Métrica | Último | InteranualYoY significa Year-over-Year (interanual). Compara el último valor anual con el valor anual anterior para mostrar la fortaleza de la tendencia a largo plazo. | TrimestralQoQ significa Quarter-over-Quarter (intertrimestral). Compara el último trimestre con el trimestre inmediatamente anterior para mostrar cambios de impulso a corto plazo. |
|---|---|---|---|
| IngresosEl dinero total que entró por la puerta principal al vender cosas, antes de pagar una sola factura. Piensa en esto como el gran total de cada compra con tarjeta de los clientes. (YoY compara el rendimiento de este año con el del año pasado, mientras que QoQ compara los tres meses actuales con los tres anteriores). | $3.0M | +11.1% | -83.0% |
| Beneficio netoEl resultado final absoluto. Si la empresa pagara a cada proveedor, empleado, banquero y recaudador de impuestos, este es el dinero real que queda en su bolsillo al final del día. | $-3.6M | +11.3% | -29.5% |
| Margen brutoEl margen básico. Si venden unas zapatillas de 100 dólares, este porcentaje indica cuánto de ese precio es ganancia justo después de pagar el caucho y los cordones, pero antes de pagar el alquiler de la tienda o los anuncios de televisión. | +44.9% | +379.0% | -5801.4% |
| Margen operativoLa puntuación de eficiencia del 'trabajo diario'. De cada dólar que gasta un cliente, esto muestra cuántos centavos mantiene la empresa después de fabricar el producto Y pagar todos los gastos generales corporativos (como salarios, marketing y mantener las luces encendidas). | -98.7% | +30.6% | -18.5% |
| Margen netoEl porcentaje final que se lleva a casa. Cuando se eliminan todos los costos concebibles, impuestos y pagos de intereses, este es el número exacto de centavos que la empresa realmente se queda de cada dólar en ventas. | -121.8% | +20.2% | -660.7% |
| Flujo de caja libreEl santo grial del efectivo corporativo. Es el dinero físico gastable que queda después de que el negocio paga sus operaciones diarias Y compra las actualizaciones grandes y costosas (como nuevas fábricas o servidores) que necesita para sobrevivir. Este es el dinero 'libre' que pueden usar para pagar dividendos o recomprar acciones. | $-1.9M | +33.1% | +80.1% |
| Margen FCFLa tasa definitiva de conversión de efectivo. Muestra qué tan buena es la empresa para convertir ventas regulares directamente en efectivo frío, duro y gastable. Un porcentaje alto significa que el negocio es una auténtica máquina de imprimir dinero. | -63.3% | +39.8% | -17.0% |
| Deuda/PatrimonioEl indicador de riesgo financiero. Compara cuánto del imperio de la empresa se construyó con dinero prestado (préstamos) frente al dinero propio de los propietarios (accionistas). Un número alto significa que están muy apalancados y juegan un juego más arriesgado; un número bajo significa que juegan a lo seguro. | 146.6% | +102.4% | -41.0% |
| Ratio corrienteLa verificación de supervivencia de 12 meses. Simplemente compara el efectivo que tienen ahora mismo (más cosas que pueden convertirse rápidamente en efectivo) con las facturas inmediatas que absolutamente deben pagar este año. Una puntuación superior a 1 significa que tienen suficiente en la billetera para cubrir las próximas facturas sin entrar en pánico. | 0.77x | +21.0% | -17.4% |
| Activos totalesEl tamaño absoluto del imperio de la empresa. Agrupa absolutamente todo lo valioso que poseen, desde el efectivo en la caja registradora y el inventario en el almacén, hasta las patentes de software en la bóveda y las fábricas en el suelo. | $5.4M | +32.2% | +55.2% |
| Métrica | Anual (real vs estimado) | Sorpresa anual | Trimestral (real vs estimado) | Sorpresa trimestral |
|---|---|---|---|---|
| EPS Surprise | -5.46 vs -8.00 | +31.8% | -18.78 vs -0.41 | -4460.5% |
| Revenue Surprise | $3.0M vs $2.8M | +5.7% | $622502 vs $622502 | 0.0% |
| Fecha | Ejecutivo | Cargo | Valor | Lado | Acciones | Precio |
|---|---|---|---|---|---|---|
| Jan 6, 2026 | Georgiades Anthony | director | Common Shares | — | 0 | — |
| Dec 30, 2025 | Injective Foundation | 10 percent owner | Common Shares | — | 0 | — |
| Jul 16, 2025 | Baron Paul Robert Maurice | director | Restricted Stock Units | A | 2,523 | — |
| Jul 16, 2025 | Baron Paul Robert Maurice | director | Stock Option (right to buy) | A | 2,500 | $1.30 |
| Jul 16, 2025 | Green Charles Andrew | director | Restricted Stock Units | A | 11,092 | — |
Jack Perkins: Good morning. Welcome, everyone, to today's fireside chat with Pineapple Financial, hosted by KCSA IR. I'm joined today by Shubha-Jeet Dasgupta, Chief Executive Officer of Pineapple Financial, along with Anthony Georgiades, General Partner at Innovating Capital and a member of Pineapple's Board of Directors. We appreciate today's attendees taking the time to join us as we walk through Pineapple's Q2 2026 results. Before we begin, I'd like to remind everyone that statements made during today's discussion may be considered forward-looking within the meaning of the Private Securities Litigation Reform Act of 1995 and applicable securities laws. Actual results may differ materially due to risks and uncertainties described in Pineapple Financial's filings with the SEC. The company undertakes no obligation to update forward-looking statements, except as required by law. In a moment, Shubha and Anthony will provide an overview of the business and recap of Pineapple's Q2 results and strategic priorities. Following our discussion, we will turn to the audience for live questions regarding Pineapple, its core mortgage platform and its partnership with the Injective Foundation. [Operator Instructions] If we're unable to address your question during today's session, you can also follow up after today's discussion by contacting us through Pineapple Investor Relations e-mail at pineapple@kcsa.com. Please note that today's call is being recorded on Thursday, April 16, at 11:00 a.m. Eastern Time, and a replay link will be made available following the conclusion of the presentation. With that, I'd like to pass the line to Shubha to get us started today before we get into some Q&A. Over to you, Shubha. Shubha-Jeet Dasgupta: Thank you so much, Jack. And on behalf of our Board of Directors, our management, Anthony and myself, I'd like to thank all of you for joining us here today, for your interest in Pineapple and for your support over the years. With our Q2 earnings now complete, this is a great moment for us to step back and talk about where Pineapple is today and also talk more about where we're headed. Focus today is really on execution, discipline and what comes next for the business. We've gone through a meaningful transformation from a traditional mortgage brokerage into an integrated fintech platform over the last few quarters, and I want to frame it for everybody here. Let's start off with where Pineapple is today. We spent the last decade building an incredible national mortgage broker platform here in Canada. We're supporting hundreds of mortgage brokers from coast to coast and funding almost $2 billion a year in annual mortgage originations. Our Q2 2026 mortgage volume was posted at $367.2 million with 6-month aggregated volume being $829.3 million, implying that our annual run rate is near $1.6 billion to $1.7 billion for the year. For context, the 6-month mortgage volume edged up to about $829.3 million from $811.5 million in the prior …
| Nombre | Cargo | Remuneración | Género | Año de nacimiento | Estado |
|---|---|---|---|---|---|
Kendall Marin | Co-Founder, President, Chief Operating Officer & Director | USD 182,252 | Male | 1976 | Active |
Shubha-Jeet Dasgupta | Co-Founder, Chief Executive Officer & Director | USD 182,252 | Male | 1980 | Active |
Syed Sarfraz Habib | Chief Financial Officer | USD 128,952 | Male | 1972 | Active |
Allan Ng | Director of Sales | — | — | — | Active |
Charles Andrew Green | Co-Founder & Independent Chairman | — | Male | 1975 | Active |
Jack Perkins | Senior Vice President of Investor Relations at KCSA Strategic Communications | — | Male | — | Active |
Alma Aquino | Senior Vice President of Service & Operations | — | — | — | Active |
Alex Shang | Vice President of Technology | — | Male | — | Active |
Pineapple Financial Inc. (NYSEAMERICAN:PAPL - Get Free Report)'s stock price traded up 7.9% during trading on Monday. The stock traded as high as $1.28 and last traded at $1.23. Approximately 138,623 shares traded hands during mid-day trading, a decline of 83% from the average session volume of 826,314 shares. The stock had previously closed
Shareholders' equity grows to $51.6 million; reported total assets increase to $75.9 million; subscription revenue expands 11.6% year-to-date; Digital Asset Treasury strategy generates approximately $621,000 in year-to-date staking income Toronto, Ontario--(Newsfile Corp. - July 20, 2026) - Pineapple Financial Inc. (NYSE American: PAPL) ("Pineapple" or the "Company"), a technology-focused Canadian mortgage brokerage and fintech company, today reported its financial results for the three- and nine-month periods ended May 31, 2026. During the quarter, the Company continued executing its Digital Asset Treasury strategy while maintaining its core mortgage operations, further strengthening its balance sheet, growing recurring staking income and improved capital flexibility.
