Porch Group, Inc. functions as a technology company, delivering a comprehensive software platform across both the United States and Canada. Its business ...
예상 EPS $-0.00 · 매출 $134.95M · 2 명의 애널리스트
예상 EPS $0.02 · 매출 $140.69M · 2 명의 애널리스트
예상 EPS $-0.01 · 매출 $519.82M · 1 명의 애널리스트
예상 EPS $-0.04 · 매출 $124.84M · 1 명의 애널리스트
| 지표 | 최신 | 전년 대비YoY는 Year-over-Year(전년 대비)를 의미합니다. 최근 연도 값을 이전 연도 값과 비교하여 장기 추세의 강도를 보여줍니다. | 전분기 대비QoQ는 Quarter-over-Quarter(전분기 대비)를 의미합니다. 최근 분기를 직전 분기와 비교하여 단기 모멘텀 변화를 보여줍니다. |
|---|---|---|---|
| 매출고객에게 물건을 판매하여 청구서가 지급되기 전까지 들어온 총 금액입니다. 고객의 모든 카드 결제의 총합이라고 보시면 됩니다. (YoY는 올해를 작년 성과와 비교하며, QoQ는 최근 3개월을 이전 3개월과 비교합니다). | $482.4M | +10.2% | +16.3% |
| 순이익절대적인 최종 이익입니다. 회사가 모든 공급업체, 직원, 은행, 세무 당국에 비용을 지불하고 남은 실제 금액입니다. | $15.3M | +146.7% | +218.9% |
| 매출총이익률기본적인 마진입니다. 100달러짜리 운동화를 판매한다면, 이 비율은 원료와 끈 비용을 지불한 직후의 이익이 가격의 얼마인지를 나타내며, 매장 임대료나 TV 광고 같은 비용은 제외됩니다. | +70.5% | +45.4% | -17.1% |
| 영업이익률본업의 효율성 점수입니다. 고객이 지불하는 1달러 중에서 제품을 만들고 모든 일상적인 회사 운영비(급여, 마케팅, 임대료 등)를 지불한 후 회사가 보유하는 금액을 나타냅니다. | +7.6% | +151.4% | -129.9% |
| 순이익률최종 이익 비율입니다. 모든 비용, 세금, 이자를 차감한 후, 매출 1달러 중 회사가 실제로 보유하는 정확한 액수입니다. | +3.2% | +142.3% | +202.2% |
| 잉여현금흐름기업 현금흐름의 핵심입니다. 일상적인 운영비를 지불하고 생존에 필요한 큰 설비(공장, 서버 등)에 투자한 후 남은 사용 가능한 실제 현금입니다. 배당금이나 자사주 매각에 사용될 수 있는 '자유' 현금입니다. | $52.1M | +261.6% | +181.3% |
| FCF 마진궁극의 현금 전환율입니다. 일반 매출을 즉시 사용 가능한 현금으로 얼마나 잘 전환하는지를 나타냅니다. 비율이 높을수록 현금 창출 능력이 우수합니다. | +10.8% | +246.7% | +141.8% |
| 부채/자본재무 리스크 지표입니다. 차입금으로 구축된 자산과 주주의 자기자본 비율을 비교합니다. 높으면 레버리지가 크고 위험이 큽니다. | -1595.6% | -70.7% | -118.0% |
| 유동비율12개월 생존 점검입니다. 현재 보유한 현금과 즉시 현금화 가능한 자산으로 1년 내 갚아야 할 즉시 청구서를 갚을 수 있는지를 비교합니다. 1 이상이면 당장 지급에 충분합니다. | 1.30x | +47.6% | +66.7% |
| 총자산회사의 절대적인 규모입니다. 계산대의 현금, 창고의 재고, 소프트웨어 특허, 공장 등 회사가 보유한 모든 가치 있는 자산을 합친 것입니다. | $797.4M | -2.0% | +1.2% |
| 지표 | 연간 (실적 vs 추정치) | 연간 서프라이즈 | 분기 (실적 vs 추정치) | 분기 서프라이즈 |
|---|---|---|---|---|
| EPS 서프라이즈 | -0.03 vs -0.04 | +16.4% | 0.05 vs -0.00 | +3347.0% |
| 매출 서프라이즈 | $482.4M vs $415.3M | +16.2% | $140.9M vs $134.9M | +4.4% |
| 날짜 | 임원 | 직책 | 증권 | 구분 | 주식 수 | 가격 |
|---|---|---|---|---|---|---|
| Mar 19, 2028 | Ehrlichman Matt | director, 10 percent owner, officer: CEO, CHAIRMAN AND FOUNDER | Common Stock | A | 1,748,472 | — |
| Aug 5, 2026 | Tabak Shawn | officer: CHIEF FINANCIAL OFFICER | Common Stock | D | 25,000 | $16.21 |
| Jul 2, 2026 | Tabak Shawn | officer: CHIEF FINANCIAL OFFICER | Common Stock | D | 25,000 | $16.13 |
| Jun 10, 2026 | TULLOCH MAURICE | director | Common Stock | A | 15,940 | — |
| Jun 10, 2026 | Vengalil Regi | director | Common Stock | A | 15,940 | — |
John Campbell : Good afternoon, and thank you for participating in Porch Group's Second Quarter 2026 Conference Call. Earlier today, we issued our press release and filed our related Form 8-K with the SEC. The earnings release and today's presentation are available on our Investor Relations website at ir.porchgroup.com. Before we begin, I'd like to review the company's safe harbor statement within the meaning of the Private Securities Litigation Reform Act of 1995, which provides important cautions regarding forward-looking statements. Today's discussion, including responses to your questions, reflect management's views as of today, July 29, 2026. We undertake no obligation to update or revise these remarks. We will make forward-looking statements that involve risks and uncertainties, and actual results may differ materially. Please refer to the information on this slide and our SEC filings for additional detail. We will also reference certain non-GAAP financial measures. Reconciliations to the most directly comparable GAAP measures are included in today's earnings release available at ir.porchgroup.com. A replay of this webcast will be available shortly after the call, again, on our Investor Relations site. Joining me here today are Matt Ehrlichman, Porch's CEO, Chairman and Founder; Shawn Tabak, Porch's CFO; and Matthew Neagle, Porch's COO. With that, I'll turn the call over to Matt for his key updates. Matt Ehrlichman : Thank you, John. Good afternoon, everyone. This will be another fun call here today. We are pleased to report a fantastic second quarter where we again delivered results that exceeded expectations and are raising guidance substantially across the board. We generated positive net income attributable to Porch in the quarter and expect that to be true for the full year 2026, 2027 and the years ongoing. I was excited to share this. Overall, now with Q2 revenue growth, excluding the reciprocal, at 23% and adjusted EBITDA margin, excluding the reciprocal, at 30%, we are now a Rule of 50 company. Insurance Services, our core largest and fastest growing business stands out even more with 38% revenue growth and a 48% adjusted EBITDA margin this quarter. Policy growth at our insurance business grew by the same 38% year-over-year. This is a big deal. Our Insurance Service business generates its economics based, yes, on reciprocal written premium volume but also meaningfully based on total number of policies given the policy fees that are charged to each policyholder. We managed to our financial results based both on premium and policy count, which I'm not sure is fully appreciated. Incremental margins at Insurance Services are exceptional, which you can see based on the fact that incremental revenues flowed almost fully into higher adjusted EBITDA. For our entire company, adjusted EBITDA, excluding the reciprocal, grew 2.5x year-over-year. The progress we've made on profitability is strengthening our balance sheet profile. We're …
| 이름 | 직함 | 보수 | 성별 | 출생 연도 | 상태 |
|---|---|---|---|---|---|
Matthew Ehrlichman | Founder, Chairman & Chief Executive Officer | USD 1,946,295 | Male | 1980 | Active |
Matthew Neagle | Chief Operating Officer | USD 1,325,519 | Male | 1979 | Active |
Shawn Tabak | Chief Financial Officer | USD 894,016 | Male | 1979 | Active |
Joshua Steffan | Senior Vice President and Group GM of Inspection & Real Estate | — | Male | — | Active |
Emmanuel Bellegarde | Head of Reinsurance | — | Male | — | Active |
Hilary Cahill | Vice President of People | — | Female | — | Active |
Nicole Pelley | Executive Vice President & GM of Porch Platform | — | Female | — | Active |
Meghan Silver | Vice President, General Counsel & Secretary | — | — | — | Active |
Nicolas Graham | Senior Vice President & Group General Manager of Moving Division | — | Male | — | Active |
Michelle Taves | Vice President and Group GM of Data & Marketing | — | Female | — | Active |
John Campbell | Vice President of Investor Relations | — | — | — | Active |
Porch Group, Inc. (NASDAQ: PRCH - Get Free Report) has been assigned a consensus rating of "Moderate Buy" from the nine analysts that are presently covering the firm, Marketbeat.com reports. One research analyst has rated the stock with a sell recommendation, two have assigned a hold recommendation and six have assigned a buy recommendation to the
SEATTLE--(BUSINESS WIRE)--Porch Group, Inc. (“Porch”) (Nasdaq: PRCH), a new kind of homeowners insurance company, today announced its upcoming investor event attendance. Porch Management will be attending and participating in one-on-one and group investor meetings at these upcoming events: August 12, 2026: 29th Annual Technology, Internet & Communications Conference (Virtual) August 13, 2026: 8th Annual Needham FinTech & Digital Transformation Conference (Virtual) August 18-19, 2026: Cr.
Porch Group offers software and services to its network of homeowners, which gives it early access to homebuyers and property data. This positions PRCH very close to homeowners themselves, which I consider one of its main competitive advantages. Insurance Services turns Reciprocal's policy growth into fee and commission revenue for PRCH without making it a pure play insurance company.
Porch Group (PRCH) demonstrates a durable edge in homeowners insurance via proprietary inspection data and selective funnel management, supporting a Buy rating and $20 price target. Q2 2026 results validate PRCH's ability to convert data advantage into 38% policy growth and 126% Insurance Services Adjusted EBITDA growth, with strong 87% gross and 48% EBITDA margins. PRCH's selective customer acquisition, unconstrained by rate filings, enables precise margin management, but rapid new policy growth raises questions about loss ratio durability as the book ages.
Porch Group, Inc. (PRCH) Q2 2026 Earnings Call Transcript
