HomeTrust Bancshares, Inc.는 HomeTrust Bank의 지주회사로서 소매 및 기업 은행 상품과 서비스를 포괄적으로 제공합니다. 예금 상품으로는 개인과 기업, 비영리 단체를 대상으로 저축, ...
HomeTrust Bancshares, Inc.는 HomeTrust Bank의 지주회사로서 소매 및 기업 은행 상품과 서비스를 포괄적으로 제공합니다. 예금 상품으로는 개인과 기업, 비영리 단체를 대상으로 저축, ...
HomeTrust Bancshares, Inc. (NYSE: HTB) is a financial holding company that serves as the parent of HomeTrust Bank, a state-chartered bank founded in 1926 and headquartered in Asheville, North Carolina. The company has grown through strategic expansion and now operates 41 branches (as of June 30, 2021) across North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia, with a strong focus on community relationship banking. As of March 31, 2026, the company reported total assets of $4.4 billion, reflecting its solid position in the regional banking sector. HomeTrust Bank offers a diverse array of retail and commercial banking products. On the deposit side, it provides savings accounts, money market accounts, demand deposit accounts, and certificates of deposit, catering to individuals, businesses, and nonprofit organizations. The lending portfolio includes residential mortgages for one-to-four-family real estate, home equity lines of credit, construction and land acquisition loans, indirect auto loans, and general consumer credit. For commercial clients, the bank offers loans for commercial real estate, construction and development, and industrial purposes. Additionally, HomeTrust provides specialized financial services such as Small Business Administration (SBA) loans, equipment finance leases, municipal leases, and cash management and online/mobile banking capabilities. Financially, HomeTrust Bancshares has demonstrated robust performance with a market capitalization of approximately $853.7 million as of the latest data. The company's stock trades on the New York Stock Exchange with a beta of 0.798, indicating lower volatility relative to the market. Key financial metrics include a price-to-earnings ratio of 13.13, return on equity of 10.9%, and a net profit margin of 22.6%. The company maintains a conservative leverage profile with a debt-to-equity ratio of 0.291 and a strong tangible book value per share of $34.19. HomeTrust pays a dividend of $0.53 per share, yielding about 1.0%. Under the leadership of President and CEO C. Hunter Westbrook, who took office on September 1, 2022, the company has continued to emphasize relationship banking and community involvement. Westbrook, who previously served as president, has been instrumental in driving operational efficiency and digital innovation. Other key executives include Lora Jex, EVP and Chief Risk Officer, and Kevin Nunley, EVP. The company's strategic initiatives focus on expanding its footprint in high-growth markets, enhancing digital banking capabilities, and maintaining asset quality. With a long history of stability and a commitment to customer service, HomeTrust Bancshares aims to deliver long-term shareholder value through disciplined growth and prudent risk management. Its dedication to employees is evident in nominations like '2025 Best Place to Work for Women and...' highlighting its positive workplace culture. Overall, HomeTrust Bancshares stands as a trusted community bank with a strong balance sheet, diversified revenue streams, and a clear vision for the future.