First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a financial holding company offering a diversified range of banking and financial services. Founded in 1986 and based in Raleigh, North Carolina, the company operates through more than 500 branches across the United States. Its General Banking segment serves individual customers with deposit ...First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a financial holding company offering a diversified range of banking and financial services. Founded in 1986 and based in Raleigh, North Carolina, the company operates through more than 500 branches across the United States. Its General Banking segment serves individual customers with deposit accounts, mortgages, and consumer loans, leveraging an extensive branch network. The Commercial Banking segment provides lending products, leasing solutions, and advisory services to small and middle-market businesses. The Rail segment specializes in equipment leasing and secured financing for railroad and shipping companies, contributing to asset diversification. The Corporate segment manages investment securities and interest-bearing cash holdings. As of recent data, the company has approximately 18,141 full-time employees. Under the leadership of CEO Frank Holding, First Citizens has pursued strategic growth, including the acquisition of Silicon Valley Bridge Bank in 2023, which significantly expanded its technology and innovation banking footprint. The company is known for its strong capital position, with a tangible book value per share of over $1,800 and a return on equity of 10.7% (TTM). Financially, it generates substantial revenue, with a TTM revenue per share of $1,238.58 and a net profit margin of 16.5%. The company maintains a disciplined cost structure, with SG&A expenses at 29.3% of revenue, and a moderate dividend payout ratio of 7.2%. Its commitment to innovation and customer service, combined with a solid financial foundation, positions it well for future growth in the competitive banking sector.
설립
1986
직원 수
18141
CEO
Frank Holding
정식 명칭
First Citizens BancShares Inc. Depositary Shs Repr 1/40th Non-Cum Perp Pfd Registered Shs Ser E
