Bank of Hawaii Corporation (BOH) functions as the holding company for Bank of Hawaii, delivering a comprehensive array of financial products and ...
$2.80 주당
예상 EPS $1.51 · 매출 $202.52M · 5 명의 애널리스트
예상 EPS $1.54
예상 EPS $1.58 · 매출 $206.15M · 4 명의 애널리스트
$2.80 주당
| 지표 | 최신 | 전년 대비YoY는 Year-over-Year(전년 대비)를 의미합니다. 최근 연도 값을 이전 연도 값과 비교하여 장기 추세의 강도를 보여줍니다. | 전분기 대비QoQ는 Quarter-over-Quarter(전분기 대비)를 의미합니다. 최근 분기를 직전 분기와 비교하여 단기 모멘텀 변화를 보여줍니다. |
|---|---|---|---|
| 매출고객에게 물건을 판매하여 청구서가 지급되기 전까지 들어온 총 금액입니다. 고객의 모든 카드 결제의 총합이라고 보시면 됩니다. (YoY는 올해를 작년 성과와 비교하며, QoQ는 최근 3개월을 이전 3개월과 비교합니다). | $1.1B | +3.1% | +2.3% |
| 순이익절대적인 최종 이익입니다. 회사가 모든 공급업체, 직원, 은행, 세무 당국에 비용을 지불하고 남은 실제 금액입니다. | $205.9M | +37.3% | +11.1% |
| 매출총이익률기본적인 마진입니다. 100달러짜리 운동화를 판매한다면, 이 비율은 원료와 끈 비용을 지불한 직후의 이익이 가격의 얼마인지를 나타내며, 매장 임대료나 TV 광고 같은 비용은 제외됩니다. | +65.9% | +9.3% | -0.8% |
| 영업이익률본업의 효율성 점수입니다. 고객이 지불하는 1달러 중에서 제품을 만들고 모든 일상적인 회사 운영비(급여, 마케팅, 임대료 등)를 지불한 후 회사가 보유하는 금액을 나타냅니다. | +24.7% | +28.4% | +7.9% |
| 순이익률최종 이익 비율입니다. 모든 비용, 세금, 이자를 차감한 후, 매출 1달러 중 회사가 실제로 보유하는 정확한 액수입니다. | +19.4% | +33.1% | +8.6% |
| 잉여현금흐름기업 현금흐름의 핵심입니다. 일상적인 운영비를 지불하고 생존에 필요한 큰 설비(공장, 서버 등)에 투자한 후 남은 사용 가능한 실제 현금입니다. 배당금이나 자사주 매각에 사용될 수 있는 '자유' 현금입니다. | $184.3M | +9.2% | +550.8% |
| FCF 마진궁극의 현금 전환율입니다. 일반 매출을 즉시 사용 가능한 현금으로 얼마나 잘 전환하는지를 나타냅니다. 비율이 높을수록 현금 창출 능력이 우수합니다. | +17.4% | +5.9% | +536.5% |
| 부채/자본재무 리스크 지표입니다. 차입금으로 구축된 자산과 주주의 자기자본 비율을 비교합니다. 높으면 레버리지가 크고 위험이 큽니다. | 5.0% | -88.9% | +1.4% |
| 유동비율12개월 생존 점검입니다. 현재 보유한 현금과 즉시 현금화 가능한 자산으로 1년 내 갚아야 할 즉시 청구서를 갚을 수 있는지를 비교합니다. 1 이상이면 당장 지급에 충분합니다. | 11.00x | +8027.7% | +3.0% |
| 총자산회사의 절대적인 규모입니다. 계산대의 현금, 창고의 재고, 소프트웨어 특허, 공장 등 회사가 보유한 모든 가치 있는 자산을 합친 것입니다. | $24.2B | +2.4% | -0.3% |
| 지표 | 연간 (실적 vs 추정치) | 연간 서프라이즈 | 분기 (실적 vs 추정치) | 분기 서프라이즈 |
|---|---|---|---|---|
| EPS 서프라이즈 | 4.62 vs 4.59 | +0.7% | 1.48 vs 1.46 | +1.3% |
| 매출 서프라이즈 | $1.1B vs $717.9M | +47.9% | $269.4M vs $199.5M | +35.0% |
| 날짜 | 임원 | 직책 | 증권 | 구분 | 주식 수 | 가격 |
|---|---|---|---|---|---|---|
| Aug 4, 2026 | Abbruzzese Marco A | officer: Vice Chair | Common Stock | D | 2,441 | $81.59 |
| Aug 3, 2026 | Abbruzzese Marco A | officer: Vice Chair | Common Stock | D | 2,000 | $79.84 |
| Jul 20, 2026 | Satenberg Bradley Steven | officer: Vice Chair & CFO | Common Stock | A | 2,973 | — |
| Jul 20, 2026 | Satenberg Bradley Steven | officer: Vice Chair & CFO | Common Stock | D | 959 | $83.80 |
| Jul 20, 2026 | Satenberg Bradley Steven | officer: Vice Chair & CFO | Restricted Stock Units | D | 2,973 | — |
Operator: Good day, and thank you for standing by. Welcome to the Bank of Hawaii Corporation second quarter 2026 earnings conference call. At this time, all participants are in listen-only mode. After the speakers' presentation, there will be a question and answer session. To ask a question during the session, you will need to press star one one on your telephone and wait for your name to be announced. To withdraw your question, press star one one again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your speaker today, Chang Park, Executive Vice President, Executive Director of Financial Performance and Investor Relations. Please go ahead. Chang Park: Good morning and good afternoon. Thank you for joining us today for our second quarter 2026 earnings conference call. Joining me today is our President and CEO, Jim Polk, CFO, Brad Satenberg, Chief Risk Officer, Brad Shairson, and Manager of Investor Relations, Patricia Lam. Before we get started, I want to remind you that today's conference call will contain some forward-looking statements. While we believe our assumptions are reasonable, the actual results may differ materially from those projected. During the call today, we will be referencing a slide presentation as well as the earnings release. Both of these are available on our website, boh.com, under the investor relations link. Now I would like to turn the call over to Jim. Jim Polk: Thanks, Chang. Good morning and good afternoon, everyone, and thank you for joining us today. Bank of Hawaii delivered another solid quarter reflecting continued progress in the underlying earnings power of the franchise. For the second quarter, we reported diluted earnings per share of $1.47 and net income of $63.8 million, up 13% and 11% respectively from the prior quarter. Return on average common equity improved to 15.5%. Net interest income increased to $153.6 million, and our net interest margin expanded by four basis points to 2.78%. This marked our ninth consecutive quarter of margin expansion. The improvement reflected the continued repricing of our fixed rate assets, along with disciplined deposit pricing. Our average cost of deposits remained essentially stable at 127 basis points. The interest rate environment continues to evolve, with rates now expected to remain elevated for longer. We believe our balance sheet is well-positioned for this environment as higher rates support earning asset yields and the continued repricing of our fixed rate portfolio. At the same time, the competitive environment for deposits remains elevated as customers continue to prioritize yield, which may limit opportunities for deposit cost improvement in the near term. As we have discussed previously, the second quarter is typically a seasonally lower period for deposits at Bank of Hawaii, and this quarter followed that pattern. Average deposits declined modestly from the prior quarter. At quarter end, …
| 이름 | 직함 | 보수 | 성별 | 출생 연도 | 상태 |
|---|---|---|---|---|---|
Peter S. | Consultant | USD 3,379,594 | Male | 1965 | Active |
James C. Polk | President, CEO & Director | USD 1,054,144 | Male | 1967 | Active |
Bradley S. Satenberg | Vice Chair & Chief Financial Officer | USD 1,011,103 | Male | 1971 | Active |
Marco Aurelio Abbruzzese | Vice Chair & Senior Executive Director of Wealth Management | USD 945,126 | Male | 1966 | Active |
S. Bradley Shairson | Vice Chair & Chief Risk Officer | USD 941,423 | Male | 1970 | Active |
Patrick McGuirk | Vice Chair, Chief Administrative Officer, General Counsel & Corporate Secretary | USD 930,425 | Male | 1970 | Active |
Roger John Khlopin | Executive Vice President, Chief Investment Officer & Director Investment Management Services | — | Male | — | Active |
Keith Asato | Principal Accounting Officer | — | Male | 1979 | Active |
Vance H. Jones | Executive Vice President & Chief Technology Officer | — | Male | — | Active |
Melissa Torres-Laing | Senior Vice President & Director of Corporate Communications | — | Female | — | Active |
Chang Park | Manager of Investor Relations | — | Male | — | Active |
BlackRock Inc. purchased a new stake in Bank of Hawaii Corporation (NYSE: BOH) in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The fund purchased 5,774,185 shares of the bank's stock, valued at approximately $470,538,000. BlackRock Inc. owned 14.64% of Bank
Bank of Hawaii's Q2 results benefit from higher NII, margin expansion and loan growth. However, shares plunge 4.7% as fee income and deposit balances decline.
Bank of Hawaii Corporation delivered a solid Q2, driven by robust tourism and resilient Hawaiian economic conditions. BOH reported 12.6% revenue growth, expanding net interest margins for the ninth consecutive quarter, and strong asset quality metrics. Profitability improved with return on average equity at 15.47% and an efficiency ratio of 56.47%, while nonperforming assets dropped to just 0.08% of loans.
Bank of Hawaii Corporation (BOH) Q2 2026 Earnings Call Transcript
Bank of Hawaii NYSE: BOH reported second-quarter 2026 net income of $63.8 million, or $1.47 per diluted share, as net interest income and net interest margin continued to rise. Net income increased 11% from the prior quarter, while diluted earnings per share rose 13%, President and CEO James Polk said on the company's earnings call.
